9902 S Thomas Drive 538
Panama City, FL 32408
MLS# 796245
4 beds | 3 baths | 1483 sqft
Property DescriptionWelcome to Laketown Wharf 538, a modern 3-bedroom, with a bunk room, 3-bathroom condo wrap-around balcony, and stunning updates.
Discover the perfect coastal retreat in this beautifully renovated 3-bedroom, 3-bathroom condo. It features a bonus bunk room and an expansive wrap-around balcony. The entire unit has been refreshed with a modern touch, including a fresh coat of paint on walls, cabinets, and doors, along with sleek new door knobs for a contemporary feel. The spacious bedrooms boast two king beds and one queen bed, all equipped with brand-new mattresses, stylish new sheets, and bed covers for ultimate comfort. The cozy bunk room is perfect for additional guests, while the living room offers a plush new sofa, ideal for relaxation. Every room is adorned with elegant new curtains for added privacy and style. The kitchen is equipped with updated appliances, including a dishwasher, microwave, refrigerator, and stove, making meal prep a breeze. Step outside onto the wrap-around balcony to enjoy breathtaking views of the Gulf, city skyline, or serene surroundings.
Laketown Wharf takes resort living to the next level with its exceptional amenities. Enjoy five pools, including dedicated options for kids, teens, and adults, as well as private beach access. There's also a state-of-the-art fitness center, a putting green, outdoor gazebos, and a relaxing hot tub. The lakefront boardwalk offers spectacular views and nightly fountain shows choreographed to music, adding a touch of magic to your evenings.
Dining and entertainment are just steps away. On-site options include Paradise Pizza, Sunshine Bar & Grill, and Splash Bar. For family fun, 810 Billiards & Bowling offers bowling, arcade games, axe throwing, and more, all within the resort. Nearby attractions such as Pineapple Willy's and Shipwreck Island Waterpark add to the convenience and entertainment options.
This condo is truly turnkey and ready for immediate use, making it an excellent choice for both personal enjoyment and rental income.
Floor Number: 5
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1483
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 21
Accessory Dwelling Unit: No
Lot Dimensions: 0
New Construction: No
Pool Type: Community
Sub-Type: Condominium
Total Baths: 3
Year Built: 2007
List Price/SqFt: 229.26
Status: Active
List Date: 2026-10-03
List Price: $339,999
Unit #: 538
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Located at the Corner of Front Beach Road and South Thomas Drive, Across from Pineapple Willy's.
Area: 03 - Bay County - Beach
Street #: 9902
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Laketown Wharf
Parcel ID: 40001-000-173
Legal Description: LAKETOWN WHARF UNIT 538 TYPE D BLDG 1 ORB 2994 P 1890 4BR 3BA ORB 4618 P 2031 1483 TOTAL SF
HOA Fee: Yes
HOA Amount: 3750
HOA Frequency: Quarterly
HOA Annual Amount: 15000
New Buyer Fee: Yes
Last Taxes: 4362.72
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks: Welcome to Laketown Wharf 538, a modern 3-bedroom, with a bunk room, 3-bathroom condo wrap-around balcony, and stunning updates.
Discover the perfect coastal retreat in this beautifully renovated 3-bedroom, 3-bathroom condo. It features a bonus bunk room and an expansive wrap-around balcony. The entire unit has been refreshed with a modern touch, including a fresh coat of paint on walls, cabinets, and doors, along with sleek new door knobs for a contemporary feel. The spacious bedrooms boast two king beds and one queen bed, all equipped with brand-new mattresses, stylish new sheets, and bed covers for ultimate comfort. The cozy bunk room is perfect for additional guests, while the living room offers a plush new sofa, ideal for relaxation. Every room is adorned with elegant new curtains for added privacy and style. The kitchen is equipped with updated appliances, including a dishwasher, microwave, refrigerator, and stove, making meal prep a breeze. Step outside onto the wrap-around balcony to enjoy breathtaking views of the Gulf, city skyline, or serene surroundings.
Laketown Wharf takes resort living to the next level with its exceptional amenities. Enjoy five pools, including dedicated options for kids, teens, and adults, as well as private beach access. There's also a state-of-the-art fitness center, a putting green, outdoor gazebos, and a relaxing hot tub. The lakefront boardwalk offers spectacular views and nightly fountain shows choreographed to music, adding a touch of magic to your evenings.
Dining and entertainment are just steps away. On-site options include Paradise Pizza, Sunshine Bar & Grill, and Splash Bar. For family fun, 810 Billiards & Bowling offers bowling, arcade games, axe throwing, and more, all within the resort. Nearby attractions such as Pineapple Willy's and Shipwreck Island Waterpark add to the convenience and entertainment options.
This condo is truly turnkey and ready for immediate use, making it an excellent choice for both personal enjoyment and rental income.
Heated - Electric: 1
Inground: 1
Pool/Spa Combo: 1
Spa/ Hot Tub: 1
Cooktop - Electric: 1
Dishwasher: 1
Oven - Electric: 1
Refrigerator: 1
Floor - Tile: 1
Floor - Vinyl Plank: 1
Accounting: 1
BBQ Pit/Grill: 1
Community Room: 1
Conference Center: 1
Dumpster: 1
Electricity: 1
Exercise Room: 1
Insurance: 1
Internet Service: 1
Legal: 1
Management: 1
Pest Control: 1
Trash Disposal: 1
TV Cable: 1
BBQ Pit/Grill: 1
Boardwalk: 1
Community Room: 1
Conference Center: 1
Elevators: 1
Exercise Room: 1
Gated Community: 1
Pavilion/Gazebo: 1
Pool: 1
Security-24 hour: 1
Whirlpool: 1
Pickle Ball: 1
Living Room: 1
Primary Bedroom: 1
Cable - Available: 1
Electricity - Availabile: 1
Public Water - Available: 1
Ceiling Fan(s): 1
Central Air: 1
MBath Double Vanity: 1
MBath Tub - Soaking: 1
MBath Shower/Tub Combo: 1
24 Hour Security: 1
Fire Sprinkler System: 1
Firewall(s): 1
Gated Community: 1
Security Gate: 1
Security Guard: 1
Appliances: Cooktop - Electric; Dishwasher; Disposal; Dryer; Freezer; Microwave; Oven - Electric; Refrigerator; Washer
Cooling: Ceiling Fan(s); Central Air
Association Fees Include: Accounting; BBQ Pit/Grill; TV Cable; Community Room; Dumpster; Electricity; Exercise Room; Insurance; Internet Service; Legal; Management; Conference Center; Pest Control; Pool; Security; Whirlpool; Trash Disposal; Water
Financing: Cash; Conventional
Pool Features: Heated - Electric; Inground; Pool/Spa Combo; Spa/ Hot Tub
Security Features: 24 Hour Security; Fire Sprinkler System; Firewall(s); Gated Community; Security Gate; Security Guard; Smoke Detector(s)
Association Amenities: BBQ Pit/Grill; Boardwalk; Community Room; Elevators; Exercise Room; Gated Community; Conference Center; Pavilion/Gazebo; Pickle Ball; Pool; Security-24 hour; Sidewalks; Whirlpool
Rooms: Balcony; Bedroom; Bunk Room; Kitchen; Living Room; Primary Bedroom
Utilities: Cable - Available; Electricity - Availabile; Public Water - Available
Waterview: Gulf; Lagoon; Lake
| Room Name | Dimensions | Length | Width |
| Primary Bedroom | 18 x 12 | 18.00 | 12.00 |
| Bedroom | 12 x 11 | 12.00 | 11.00 |
| Bedroom | 11.3 x 10.2 | 11.30 | 10.20 |
| Bunk Room | 8 x 7 | 8.00 | 7.00 |
| Living Room | 21 x 16 | 21.00 | 16.00 |
| Kitchen | 13 x 9 | 13.00 | 9.00 |
| Balcony | 31 x 11 | 31.00 | 11.00 |
Listing Office: Coastal Living Realty & Associates
Last Updated: October - 04 - 2026
Information deemed reliable but not guaranteed.