9902 S Thomas Drive 130
Panama City, FL 32408
MLS# 784170
2 beds | 2 baths | 1262 sqft
Property DescriptionThis exceptional first-floor residence offers the best of both worlds: calm lake views and easy access, all without the wait or hassle of elevators. From the moment you step inside, the coastal design and sophistication set this unit apart.
The beautifully updated kitchen is a true showpiece, featuring crisp cabinetry, upgraded countertops, modern appliances, and a striking turquoise backsplash bringing the Gulf's colors indoors. The open-concept living and dining space is light-filled and inviting--perfect for entertaining or unwinding after a day at the beach.
This unit offers two spacious bedrooms plus a stylish bunk room, ideal for guests or family. With the addition of a barn door, the bunk room easily functions as a third bedroom offering privacy, adding flexibility and value. The primary suite is a peaceful retreat, positioned directly on the lake with soothing water views that make mornings and evenings feel extra special.
Step out onto the large private balcony spanning the width of the unit to enjoy lake life and take in the nightly light show, visible both outdoors and from the comfort of the living area inside.
Beautiful design touches flow throughout the home, blending coastal charm with modern comfort. From the furnishings to the finishes, every detail reflects the essence of the perfect beach getaway.
Whether used as a primary residence, second home, or investment property, this first-floor unit with water views is a rare opportunity--where beauty, convenience, and coastal elegance come together seamlessly.
As part of a large resort, you'll have access to world-class amenities, including the newest addition of 810 Billiards & Bowling as fun for the whole family on property, five pools (one zero-entry, heated, and a dedicated kiddie pool), two hot tubs, a state-of-the-art fitness center, and a putting green. Enjoy the convenience of multiple onsite dining options and a boardwalk that showcases a stunning nightly water fountain light show. Don't miss this opportunity to own a piece of paradise with solid rental returns and endless coastal charm! All measurements to be verified by buyer if deemed important.
Floor Number: 1
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1262
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: condo
New Construction: No
Garage Y/N: No
Assigned Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Total Baths: 2
Year Built: 2007
List Price/SqFt: 328.05
Status: Active
List Date: 2026-01-25
List Price: $414,000
Unit #: 130
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From Front Beach Road and Hutchison Blvd, continue west on Hwy 98 and turn left at the next traffic light, then turn left into Laketown Wharf parking. Unit 130 is on the south end of the unit, so the main elevator or parking garage elevator will bring you to the first floor.
Area: 03 - Bay County - Beach
Street #: 9902
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Laketown Wharf
Parcel ID: 40001-000-024
Legal Description: LAKETOWN WHARF UNIT 130 TYPE B BLDG 1 ORB 2994 P 1890 3BR 2BA ORB 4532 P 2033 1262 TOTAL SF
Homestead: No
HOA Fee: Yes
HOA Amount: 3002.02
HOA Frequency: Quarterly
HOA Annual Amount: 12008.08
New Buyer Fee: No
Last Taxes: 4255
Last Tax Year: 2024
Brokerage Interest: No Interest
Condo Doc: Yes
Remarks: This exceptional first-floor residence offers the best of both worlds: calm lake views and easy access, all without the wait or hassle of elevators. From the moment you step inside, the coastal design and sophistication set this unit apart.
The beautifully updated kitchen is a true showpiece, featuring crisp cabinetry, upgraded countertops, modern appliances, and a striking turquoise backsplash bringing the Gulf's colors indoors. The open-concept living and dining space is light-filled and inviting--perfect for entertaining or unwinding after a day at the beach.
This unit offers two spacious bedrooms plus a stylish bunk room, ideal for guests or family. With the addition of a barn door, the bunk room easily functions as a third bedroom offering privacy, adding flexibility and value. The primary suite is a peaceful retreat, positioned directly on the lake with soothing water views that make mornings and evenings feel extra special.
Step out onto the large private balcony spanning the width of the unit to enjoy lake life and take in the nightly light show, visible both outdoors and from the comfort of the living area inside.
Beautiful design touches flow throughout the home, blending coastal charm with modern comfort. From the furnishings to the finishes, every detail reflects the essence of the perfect beach getaway.
Whether used as a primary residence, second home, or investment property, this first-floor unit with water views is a rare opportunity--where beauty, convenience, and coastal elegance come together seamlessly.
As part of a large resort, you'll have access to world-class amenities, including the newest addition of 810 Billiards & Bowling as fun for the whole family on property, five pools (one zero-entry, heated, and a dedicated kiddie pool), two hot tubs, a state-of-the-art fitness center, and a putting green. Enjoy the convenience of multiple onsite dining options and a boardwalk that showcases a stunning nightly water fountain light show. Don't miss this opportunity to own a piece of paradise with solid rental returns and endless coastal charm! All measurements to be verified by buyer if deemed important.
Gunite Concrete: 1
Inground: 1
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Washer/Dryer Stacked: 1
Water Heater - Electric: 1
Accounting: 1
Batting Cage: 1
Exercise Room: 1
Gated Community: 1
Ground Keeping: 1
Management: 1
Master Association: 1
Pest Control: 1
Trash Disposal: 1
TV Cable: 1
Community Structure: 1
Garage Detached: 1
Oversized: 1
Parking Lot: 1
Business Center: 1
Dumpster: 1
Elevators: 1
Exercise Room: 1
Gated Community: 1
Pavilion/Gazebo: 1
Security-24 hour: 1
Dining: 1
Pickle Ball: 1
Sidewalks: 1
Living Room: 1
Primary Bedroom: 1
TV Cable: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Other - See Remarks: 1
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBed Balcony: 1
MBed Walk-in Closet: 1
24 Hour Security: 1
Security Guard: 1
Appliances: Dishwasher; Disposal; Oven - Electric; Range - Electric; Refrigerator; Washer/Dryer Stacked; Water Heater - Electric
Association Fees Include: Accounting; Batting Cage; Beach; TV Cable; Dumpster; Exercise Room; Gated Community; Ground Keeping; Management; Master Association; Pest Control; Picnic Area; Pool; Security; Sewer; Trash Disposal; Water
Financing: Cash; Conventional; VA
Pool Features: Gunite Concrete; Inground; Spa/ Hot Tub
Security Features: 24 Hour Security; Security Guard; Smoke Detector(s)
Parking Features: Community Structure; Garage Detached; Oversized; Parking Lot
Association Amenities: BBQ Pit/Grill; Beach; Business Center; Dining; Dumpster; Elevators; Exercise Room; Gated Community; Pavilion/Gazebo; Pickle Ball; Pool; Retail Shops; Security-24 hour; Sidewalks
Rooms: Balcony; Bedroom; Bunk Room; Kitchen; Living Room; Primary Bedroom
Utilities: TV Cable; Public Sewer - Connected; Public Water - Connected; Other - See Remarks
| Room Name | Dimensions | Length | Width | Remarks |
| Primary Bedroom | 14 x 12 | 14.00 | 12.00 | |
| Bedroom | 12 x 11 | 12.00 | 11.00 | |
| Bunk Room | 9 x 7 | 9.00 | 7.00 | |
| Living Room | 20 x 15 | 20.00 | 15.00 | Living Dining Combo |
| Kitchen | 11 x 9 | 11.00 | 9.00 | |
| Balcony | | | | |
Listing Office: Beachy Beach Real Estate
Last Updated: July - 27 - 2026
Information deemed reliable but not guaranteed.