9900 S Thomas Drive 820, Panama City Beach, FL 32408 (MLS# 790943)

List Price/SqFt: 421.96

Status: Active

List Date: 2026-06-07

List Price: $465,000

Current Price: $465,000

Unit #: 820

Sub Area: 0318 - Beach - Central South

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Breakfast Point

Middle School: Breakfast Point

High School: Arnold

Directions: Shores of Panama is located next to Pineapple Willy's across from Laketown Wharf, at the intersection of Front Beach Road and Thomas Dr.

Area: 03 - Bay County - Beach

Street #: 9900

Street Direction: S

Street Name: Thomas

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Shores Of Panama

Parcel ID: 40000-675-092

Legal Description: SHORES OF PANAMA II UNIT 820 TYPE L ORB 3259 P 1116 2BR 2.5BA ORB 4162 P 1985 1102 TOTAL SF WITH PARKING SPOT 820

Floor Number: 8

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 1102

Construction Status: Construction Complete

SqFt Source: Prop App Site

Half Baths: 1

# of Stories in Building: 23

# of Units in Bldg: 709

Lot Dimensions: CONDO

New Construction: No

Garage Y/N: Yes

Garage Spaces: 1

Assigned Spaces: 1

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 2

Full Baths: 2

Total Baths: 3

Year Built: 2007

Homestead: No

HOA Fee: Yes

HOA Amount: 3705.85

HOA Frequency: Quarterly

HOA Annual Amount: 14823.4

New Buyer Fee: No

Last Taxes: 4727

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Condo Doc: Yes

Remarks: DIRECT GULF VIEWS. SAME-LEVEL DEEDED PARKING. TURNKEY 2026 DESIGNER UPDATE. Shores of Panama Unit 820 is a beautifully updated Type L floor plan positioned in the highly desired 20 stack at Shores of Panama in Panama City Beach, Florida. Located on the 8th floor, this 2-bedroom, 2.5-bath condo also includes a private bunk room, creating three separate sleeping areas with accommodations for up to 8 guests. This desirable elevation sits above the palm trees while maintaining a strong connection to the beach, Gulf, and resort pool below. The 20 stack faces directly south, offering straight-on Gulf views and a front-row perspective over the expansive lagoon-style pool that has made Shores of Panama one of the most recognizable vacation resorts in Panama City Beach. Completely redecorated by a professional interior designer in 2026, this turnkey condo features fresh paint, all-new furniture, rugs, artwork, décor, lighting fixtures, and ceiling fans throughout. The fully equipped kitchen includes granite countertops and brand-new stainless steel appliances, while the open living area connects directly to the oversized balcony. One of the standout features of Unit 820 is the spacious 32-foot balcony, furnished with high-top Polywood furniture and positioned for exceptional Gulf, beach, and pool views. This outdoor space gives the condo the kind of front-row Panama City Beach experience that buyers often seek at Shores of Panama. The Gulf-front primary suite includes direct balcony access and beautiful water views. The guest bedroom and private bunk room add flexibility for owners and rental guests, while the stackable washer and dryer provide added convenience. Additional updates include a new HVAC system installed in 2024 and a water heater replaced in 2017. Unit 820 is being sold fully furnished and rental ready. A deeded parking space located on the same level as the condo, conveniently positioned near the elevator entrance, is a rare and highly desirable feature at Shores of Panama. Same-level parking adds meaningful convenience for owners and guests, especially in a large Gulf-front resort setting. Shores of Panama Resort is known for its expansive Gulf-front lagoon pool, one of the largest in Panama City Beach. The resort-style pool area features zero-entry access, palm-lined islands, fountains, a spacious hot tub, and direct private beachfront access. Additional amenities include an indoor heated pool and hot tub, 24-hour fitness center, and seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, and Laketown Wharf directly across the street offers several dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $3,705.85 per quarter. All information is believed to be accurate but should be verified by buyers if important.

First: 1

First: 1

First: 1

Heated - Electric: 1

Inground: 1

Indoor: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Washer/Dryer Stacked: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Floor - Vinyl Plank: 1

Window - Treatment All: 1

Balcony: 1

Accounting: 1

BBQ Pit/Grill: 1

Beach: 1

Exercise Room: 1

Ground Keeping: 1

Insurance: 1

Internet-WiFi: 1

Master Association: 1

Pool: 1

Sewer: 1

TV Cable: 1

Water: 1

Cash: 1

Conventional: 1

Seller Financing: 1

Other: 1

Furnished: 1

Bunk Room: 1

Smart Thermostat: 1

First: 1

First: 1

Deeded: 1

MBed Waterfront: 1

MBath Shower/Tub Combo: 1

Resid Multi-Family: 1

BBQ Pit/Grill: 1

Beach: 1

Business Center: 1

Community Room: 1

Elevators: 1

Exercise Room: 1

Picnic Area: 1

Playground: 1

Pool: 1

Retail Shops: 1

Waterfront: 1

Other - See Remarks: 1

Balcony: 1

Bedroom: 1

Bunk Room: 1

Full Bathroom: 1

Half Bathroom: 1

Kitchen: 1

Living Room: 1

Master Bathroom: 1

Master Bedroom: 1

ShowingTime: 1

TV Cable: 1

Electricity - Connected: 1

Garbage: 1

Internet - Broadband Available: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Other - See Remarks: 1

Gulf: 1

First: 1

First: 1

Gulf: 1

First: 1

First: 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

24 Hour Security: 1

Fire Sprinkler System: 1

Security Gate: 1

Security Guard: 1