9900 S Thomas Drive 510, Panama City Beach, FL 32408 (MLS# 795063)


$295,000
9900 S Thomas Drive 510
Panama City Beach, FL 32408
MLS# 795063
2 beds  |  2 baths  |  911 sqft

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Property Description
LOW FLOOR. LEASED PARKING SPACE. FRONT DOOR BY THE ELEVATOR. Shores of Panama 510 is a furnished, fifth-floor Type F floor plan in Panama City Beach featuring one bedroom, a bunk area, one full bathroom, and one half bathroom. The balcony offers views over the resort pool and out to the Gulf. The recently painted interior is decorated in a light coastal style and features tile flooring throughout. The kitchen includes granite countertops, stainless steel appliances, and a stackable washer and dryer. Near the entry, the bunk area provides additional sleeping accommodations, with the half bathroom conveniently located nearby. The primary bedroom includes a king-size bed and access to the full bathroom. The unit also has a leased parking space on the 6th floor (658), and the front door is positioned immediately near the elevator. Additional updates include a 2020 HVAC system and a 2019 water heater. Shores of Panama is a Gulf-front resort centered around an expansive zero-entry lagoon-style pool with palm-lined islands, fountains, and a large outdoor hot tub. Additional amenities include private beach access, an indoor heated pool and hot tub, a 24-hour fitness center, a seasonal poolside Tiki bar, and covered parking. Located in the heart of Panama City Beach, Shores of Panama is adjacent to Pineapple Willy's and directly across from Laketown Wharf, offering nearby dining, shopping, and entertainment. Additional Panama City Beach attractions include Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are currently $3,507.11 per quarter. One special assessment installment remains in the amount of $1,218.04, due in the fourth quarter of 2026. All information is deemed reliable but not guaranteed; buyer to verify if important.

Details
Maps
General Property Info
Floor Number: 5
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 911
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 23
# of Units in Bldg: 709
Accessory Dwelling Unit: No
Lot Dimensions: CONDO
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 1
Total Baths: 2
Year Built: 2007
Contract Info
List Price/SqFt: 323.82
Status: Active
List Date: 2026-09-04
List Price: $295,000
Current Price: $295,000
Location
Unit #: 510
Sub Area: 0318 - Beach - Central South
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Shores of Panama is located next to Pineapple Willy's across from Laketown Wharf, at the intersection of Front Beach Road and Thomas Dr
Area: 03 - Bay County - Beach
Street #: 9900
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Shores Of Panama Phase I
Parcel ID: 40000-650-079
Legal Description: SHORES OF PANAMA PHASE I UNIT 510 TYPE F ORB 2740 P 2252 5TH FLOOR 1BD/1.5BR ORB 4428 P 1349 911 SQ FT W/BUNK .
Listing Info, Tax and Legal
Homestead: No
HOA Fee: Yes
HOA Amount: 3507.11
HOA Frequency: Quarterly
HOA Annual Amount: 14028.44
New Buyer Fee: No
Last Taxes: 4066.24
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Remarks & Misc
Remarks: LOW FLOOR. LEASED PARKING SPACE. FRONT DOOR BY THE ELEVATOR. Shores of Panama 510 is a furnished, fifth-floor Type F floor plan in Panama City Beach featuring one bedroom, a bunk area, one full bathroom, and one half bathroom. The balcony offers views over the resort pool and out to the Gulf. The recently painted interior is decorated in a light coastal style and features tile flooring throughout. The kitchen includes granite countertops, stainless steel appliances, and a stackable washer and dryer. Near the entry, the bunk area provides additional sleeping accommodations, with the half bathroom conveniently located nearby. The primary bedroom includes a king-size bed and access to the full bathroom. The unit also has a leased parking space on the 6th floor (658), and the front door is positioned immediately near the elevator. Additional updates include a 2020 HVAC system and a 2019 water heater. Shores of Panama is a Gulf-front resort centered around an expansive zero-entry lagoon-style pool with palm-lined islands, fountains, and a large outdoor hot tub. Additional amenities include private beach access, an indoor heated pool and hot tub, a 24-hour fitness center, a seasonal poolside Tiki bar, and covered parking. Located in the heart of Panama City Beach, Shores of Panama is adjacent to Pineapple Willy's and directly across from Laketown Wharf, offering nearby dining, shopping, and entertainment. Additional Panama City Beach attractions include Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are currently $3,507.11 per quarter. One special assessment installment remains in the amount of $1,218.04, due in the fourth quarter of 2026. All information is deemed reliable but not guaranteed; buyer to verify if important.
Balcony
First: 1
Bunk Room
First: 1
Pool Features
Heated - Electric: 1
Inground: 1
Indoor: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Washer/Dryer Stacked: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Floor - Tile: 1
Window - Treatment All: 1
Exterior
Balcony: 1
Association Fees Include
Accounting: 1
BBQ Pit/Grill: 1
Beach: 1
Exercise Room: 1
Ground Keeping: 1
Insurance: 1
Internet-WiFi: 1
Master Association: 1
Pool: 1
Sewer: 1
TV Cable: 1
Water: 1
Furnished
Furnished: 1
Kitchen
First: 1
Living Room
First: 1
Parking Features
Garage Attached: 1
Other - See Remarks: 1
Present Zoning
Resid Multi-Family: 1
Association Amenities
BBQ Pit/Grill: 1
Beach: 1
Business Center: 1
Community Room: 1
Elevators: 1
Exercise Room: 1
Picnic Area: 1
Playground: 1
Pool: 1
Retail Shops: 1
Waterfront: 1
Other - See Remarks: 1
Rooms
Balcony: 1
Bunk Room: 1
Half Bathroom: 1
Kitchen: 1
Living Room: 1
Primary Bathroom: 1
Primary Bedroom: 1
Showing
ShowingTime: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Other - See Remarks: 1
Waterview
Gulf: 1
Half Bathroom
First: 1
Waterfront Type
Gulf: 1
Primary Bedroom
First: 1
Cooling
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Primary Bath/Primary Bdrm
MBath Shower/Tub Combo: 1
Primary Bathroom
First: 1
Security Features
24 Hour Security: 1
Fire Sprinkler System: 1
Security Gate: 1
Security Guard: 1
Property Features
Appliances: Dishwasher; Disposal; Microwave; Oven - Electric; Range - Electric; Refrigerator; Washer/Dryer Stacked; Water Heater - Electric
Half Bathroom: First
Primary Bedroom: First
Cooling: Central Air; Electric
Heating: Central; Electric
Exterior: Balcony
Association Fees Include: Accounting; BBQ Pit/Grill; Beach; TV Cable; Exercise Room; Insurance; Internet-WiFi; Ground Keeping; Master Association; Pool; Sewer; Water
Furnished: Furnished
Kitchen: First
Living Room: First
Balcony: First
Bunk Room: First
Primary Bathroom: First
Pool Features: Heated - Electric; Inground; Indoor
Security Features: 24 Hour Security; Fire Sprinkler System; Security Gate; Security Guard
Parking Features: Garage Attached; Other - See Remarks
Association Amenities: BBQ Pit/Grill; Beach; Business Center; Community Room; Elevators; Exercise Room; Picnic Area; Playground; Pool; Retail Shops; Waterfront; Other - See Remarks
Rooms: Balcony; Bunk Room; Half Bathroom; Kitchen; Living Room; Primary Bathroom; Primary Bedroom
Showing: ShowingTime
Utilities: TV Cable; Electricity - Connected; Garbage; Internet - Broadband Available; Public Sewer - Connected; Public Water - Connected; Other - See Remarks
Waterfront Type: Gulf
Waterview: Gulf
Present Zoning: Resid Multi-Family
Room Information
Room Name Level Dimensions Length Width
BalconyFirst12.1 x 11.712.1011.70
Living RoomFirst12.6 x 13.112.6013.10
KitchenFirst11.5 x 11.511.5011.50
Primary BedroomFirst10.11 x 17.710.1117.70
Primary BathroomFirst8.6 x 5.98.605.90
Bunk RoomFirst12.1 x 812.108.00
Half BathroomFirst5.8 x 5.95.805.90

Listing Office: Coldwell Banker Realty

Last Updated: September - 05 - 2026

Information deemed reliable but not guaranteed.