9900 S Thomas Drive 431, Panama City, FL 32408 (MLS# 797499)

Floor Number: 4

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 1400

Construction Status: Construction Complete

SqFt Source: Prop App Site

Accessory Dwelling Unit: No

Lot Dimensions: 0X0

New Construction: No

Garage Y/N: Yes

Garage Spaces: 1

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 3

Full Baths: 3

Total Baths: 3

Year Built: 2007

List Price/SqFt: 453.57

Status: Active

List Date: 2026-11-06

List Price: $635,000

Current Price: $635,000

Unit #: 431

Sub Area: 0318 - Beach - Central South

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Breakfast Point

Middle School: Breakfast Point

High School: Arnold

Directions: FROM THOMAS DR OR FRONT BEACH ROAD TURN ON TO S THOMAS DR HEADED TOWARDS PINEAPPLE WILLIES. COMPLEX IN BEND OF ROAD

Area: 03 - Bay County - Beach

Street #: 9900

Street Direction: S

Street Name: Thomas

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Shores Of Panama

Parcel ID: 40000-675-051

Legal Description: SHORES OF PANAMA II UNIT 431 TYPE U ORB 2835 P 434 3BR 3BA ORB 4342 P 2055 1400 TOTAL SF ORB 4822 P 253 PK SP #453

HOA Fee: Yes

HOA Amount: 4707.98

HOA Frequency: Quarterly

HOA Annual Amount: 18831.92

New Buyer Fee: No

Last Taxes: 6692.58

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Condo Doc: Yes

Remarks: Over $57,000 in rental income in 2024 and right over $60,000 so far in 2026 with the rest of 2026 blocked for final exterior stucco work. YES! Special assessments are PAID IN FULL! This Gulf-front corner unit at Shores of Panama combines established rental history, sweeping coastal views, updated interiors, and convenient parking. Five features make this property stand out: GULF-FRONT CORNER LOCATION with a balcony wrapping around the front corner, panoramic views stretching east to west, AND a deeded parking space on the same level making arrivals, unloading, and beach getaways easier! Extensive resort amenities highlighted by the resort-style pool. Trendy yet simple coastal furnishings that create an inviting retreat. An updated kitchen, bathrooms, and flooring. Convenient access to shopping, local restaurants, and Panama City Beach attractions. Enjoy morning coffee overlooking the Gulf and unwind on the balcony after a day at the beach. Inside, refreshed finishes and inviting furnishings offer an appealing setting for vacation guests and personal getaways alike. Looking toward the next rental season? Closing before year-end offers the opportunity to establish management, prepare your rental calendar, and position the property for travelers making vacation plans in January for the 2027 season. With $61,000 in rental income already reported for 2026, special assessments paid in full, and deeded parking on the same level, this Gulf-front property deserves a closer look!

Inground: 1

Indoor: 1

Dishwasher: 1

Microwave: 1

Range - Electric: 1

Refrigerator: 1

Washer/Dryer Stacked: 1

Floor - Vinyl Plank: 1

Kitchen Island: 1

Pantry: 1

Balcony: 1

Beach: 1

Dumpster: 1

Exercise Room: 1

Ground Keeping: 1

Internet-WiFi: 1

Pest Control: 1

Pool: 1

Sewer: 1

Telephone: 1

Trash Disposal: 1

Water: 1

Cash: 1

Conventional: 1

Furnished: 1

Waterfront: 1

Additional Parking: 1

Garage Attached: 1

Resort: 1

Pavilion/Gazebo: 1

Pool: 1

Waterfront: 1

Bedroom: 1

Family Room: 1

Electricity - Connected: 1

As Is: 1

Gulf: 1

Ceiling Fan(s): 1

Central Air: 1

24 Hour Security: 1

Building Security: 1

Fire Alarm: 1

Fire Escape: 1

Fire Sprinkler System: 1

Gated Community: 1

Gated with Guard: 1

Secured Garage/Parking: 1