9900 S Thomas Drive 406, Panama City, FL 32408 (MLS# 785730)

List Price/SqFt: 610.99

Status: Under Contract - Taking Backups

List Date: 2026-02-24

List Price: $289,000

Current Price: $289,000

Unit #: 406

Sub Area: 0319 - Beach - East

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Breakfast Point

Middle School: Breakfast Point

High School: Arnold

Directions: Shores of Panama is located at the intersection of Front Beach Road and South Thomas Drive next to Pineapple Willy's.

Area: 03 - Bay County - Beach

Street #: 9900

Street Direction: S

Street Name: Thomas

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Shores Of Panama Phase I

Parcel ID: 40000-650-057

Legal Description: SHORES OF PANAMA PHASE I UNIT 406 TYPE G(L) ORB 2740 P 2252 4TH FLOOR EFF/1BR ORB 4113 P 198 473 SQ FT

Floor Number: 4

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 473

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: N/A

New Construction: No

Garage Y/N: No

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Full Baths: 1

Total Baths: 1

Year Built: 2007

HOA Fee: Yes

HOA Amount: 1722.5

HOA Frequency: Quarterly

HOA Annual Amount: 6890

New Buyer Fee: No

Last Taxes: 2920

Last Tax Year: 2025

Brokerage Interest: No Interest

Condo Doc: Yes

Remarks: CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS THE VIBE: LUXURY COASTAL LIVING AT SHORES OF PANAMA 406 Experience the ultimate Panama City Beach getaway in this stunning 4th-floor studio sanctuary. Positioned at the perfect ''sweet spot'' elevation, Unit 406 offers breathtaking, bird's-eye views of the emerald turquoise Gulf and the world-famous tropical lagoon pool without being ''too high'' for comfort. This is where coastal charm meets resort luxury--the ideal turnkey investment or personal beach escape! THE SPACE: COZY, MODERN, AND FULLY EQUIPPED Forget cramped hotel rooms; this spacious studio is designed for comfort and style. The sleeping quarters feature a plush King-sized bed and a full-sized pull-out sleeper sofa which makes this unit perfect for small families or couples. Elegant porcelain tile flows throughout the entire condo for a clean, beach-ready feel. The gourmet kitchen is a fully equipped culinary space boasting sleek granite countertops, a high-efficiency ceramic cooktop, and all major appliances. For modern entertainment, relax with a 42-inch flat-screen TV integrated with Roku for all your streaming needs. This unit even includes a convenient in-suite stackable washer and dryer and a bathroom featuring a marble vanity and tub/shower combo. THE BALCONY: YOUR PRIVATE FRONT-ROW SEAT Step out onto your oversized private balcony to soak in the salt air. With plenty of outdoor furniture, this is the premier spot for morning coffee or sunset cocktails while overlooking the most photographed pool deck in Florida. The views are simply ideal--not too high, not too low, and still perfect for catching those sweeping beach vistas and famous Gulf sunsets. THE LOCATION: THE HEART OF PCB ACTION You are in the center of it all! Shores of Panama is famously situated within easy walking distance to the beach's best attractions, shopping, and dining. Most notably, the legendary Pineapple Willy's is located directly next door for world-class ribs and beachfront drinks. Where better to enjoy the best of the beach than from your own 4th-floor condominium? THE RESORT: A TROPICAL PARADISE UNLIKE ANY OTHER Shores of Panama is a destination unto itself, defined by its ''picture-postcard'' landscaping and massive lagoon-style footprint that has to be seen to be believed. The resort features a breathtaking 13,966 square foot Gulf-side lagoon pool with zero-entry access, dolphin fountains, lagoon bridges, and waterfalls. For relaxation, enjoy the large Gulf-front Jacuzzi, two on-site Tiki bars serving lunch and dinner, or head inside to the heated indoor pool and indoor hot tub for year-round enjoyment. The resort also offers a state-of-the-art fitness center, covered on-site parking deck, private beach access, and seasonal poolside entertainment. RESORT AMENITIES AT A GLANCE Massive Gulf-side lagoon pool and hot tub along with a large heated indoor pool and second Jacuzzi. Covered on-site parking deck with private gated beach access. Two Tiki bars serving delicious food and drinks plus high-speed internet and seasonal beach activities.

First: 1

Accounting: 1

BBQ Pit/Grill: 1

Beach: 1

Community Room: 1

Dumpster: 1

Exercise Room: 1

Gated Community: 1

Ground Keeping: 1

Internet-WiFi: 1

Management: 1

Pest Control: 1

Pool: 1

Recreational Faclty: 1

Security: 1

Sewer: 1

Trash Disposal: 1

TV Cable: 1

Water: 1

Cash: 1

Conventional: 1

Furnished: 1

BBQ Pit/Grill: 1

Beach: 1

Dumpster: 1

Elevators: 1

Exercise Room: 1

Gated Community: 1

Picnic Area: 1

Pool: 1

Security-24 hour: 1

Waterfront: 1

Whirlpool: 1

Dog Park: 1

Studio: 1

TV Cable: 1

Garbage: 1

Internet - Broadband Available: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Gulf: 1

As Is: 1

Gulf: 1

Under Contract Date: 2026-04-10