9900 S Thomas Drive 323, Panama City, FL 32408 (MLS# 787612)


$449,000
9900 S Thomas Drive 323
Panama City, FL 32408
MLS# 787612
2 beds  |  3 baths  |  1102 sqft


Beautiful view
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Beautiful view Tastefully Decorted IMG_7234 Master bedroom opens to the balcony IMG_7214 Newer appliances all stainless steel 8F8E363B-DE37-44DC-AEF0-392A2800C4BF Master Bathroom Second bedroom suite with its own bathroom. Second Bedroom bathroom Bonus room large enough to be a bedroom. Half bath IMG_7226 IMG_7215 IMG_7224 IMG_7221 Stackable washer and dryer IMG_7222 IMG_7212 IMG_7229 IMG_7218 IMG_7235 IMG_7236 IMG_7241 IMG_7240 IMG_7239 IMG_7238 IMG_7237 IMG_7231 IMG_7242 IMG_7243 IMG_7244 IMG_7245 IMG_7246 IMG_7248 IMG_7249 IMG_7250 IMG_7252 5E149B78-8C74-4231-AD99-C5477E8B2500

Property Description
Deeded Garage Space on the same floor of unit. No elevators necessary. This highly sought-after low-floor unit features one of the best 2-bedroom floor plans at Shores of Panama--and lives like a 3-bedroom. The spacious bunk room is a true enclosed room with a door and window, offering added privacy and flexibility for guests. Designed for both comfort and views, the Gulf-front primary suite and living area open directly onto an extra-wide private balcony through sliding glass doors. Enjoy breathtaking Gulf views, coastal breezes, and the soothing sound of the waves right from your living space. This unique layout includes a Gulf-view primary suite with private bath and balcony access, a second suite with its own bath, a private bunk room, and an additional guest bathroom--providing ideal accommodations for owners and guests alike. The open-concept living area features a fully equipped kitchen, breakfast bar, and dining space perfect for entertaining. Offered fully furnished and turnkey, the condo showcases attractive plank flooring, coastal-inspired colors, and quality finishes throughout. Step onto the balcony to take in stunning pool views along with glimpses of turquoise waters and sugar-white sand. A rare highlight of this property is the deeded parking space located on the same (3rd) floor--no elevators needed--providing unmatched convenience and easy access. Low-floor units like this are rarely available, allowing you to skip elevator wait times with just a short walk up two flights of stairs. Shores of Panama offers resort-style amenities including a spectacular zero-entry pool, tiki bars, hot tubs, indoor pool, sauna, steam rooms, fitness center, and on-site snack shop with coffee, donuts, and ice cream. Ideally located next to Pineapple Willy's and just minutes from Pier Park, Topgolf, and Pirate's Voyage, this condo puts you in the heart of Panama City Beach's best dining, shopping, and entertainment. With its exceptional layout, stunning views, and unbeatable convenience, this property is a must-see.

Details
Maps
General Property Info
Floor Number: 3
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1102
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Assigned Spaces: 1
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 3
Year Built: 2007
Contract Info
List Price/SqFt: 407.44
Status: Active
List Date: 2026-03-18
List Price: $449,000
Current Price: $449,000
Location
Unit #: 323
Sub Area: 0318 - Beach - Central South
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Shores of Panama is located right next to Pineapple Willy's at the intersection of S. Thomas Dr and Front Beach Road.
Area: 03 - Bay County - Beach
Street #: 9900
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Shores Of Panama Phase II
Parcel ID: 40000-675-030
Legal Description: SHORES OF PANAMA II UNIT 323 TYPE L ORB 2835 P 434 2BR 2.5BA ORB 4291 P 1097 1102 TOTAL SF ORB 4322 P 1302 PK SP 350
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 3705
HOA Frequency: Quarterly
HOA Annual Amount: 14820
New Buyer Fee: No
Last Taxes: 4727
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes
Remarks & Misc
Remarks: Deeded Garage Space on the same floor of unit. No elevators necessary. This highly sought-after low-floor unit features one of the best 2-bedroom floor plans at Shores of Panama--and lives like a 3-bedroom. The spacious bunk room is a true enclosed room with a door and window, offering added privacy and flexibility for guests. Designed for both comfort and views, the Gulf-front primary suite and living area open directly onto an extra-wide private balcony through sliding glass doors. Enjoy breathtaking Gulf views, coastal breezes, and the soothing sound of the waves right from your living space. This unique layout includes a Gulf-view primary suite with private bath and balcony access, a second suite with its own bath, a private bunk room, and an additional guest bathroom--providing ideal accommodations for owners and guests alike. The open-concept living area features a fully equipped kitchen, breakfast bar, and dining space perfect for entertaining. Offered fully furnished and turnkey, the condo showcases attractive plank flooring, coastal-inspired colors, and quality finishes throughout. Step onto the balcony to take in stunning pool views along with glimpses of turquoise waters and sugar-white sand. A rare highlight of this property is the deeded parking space located on the same (3rd) floor--no elevators needed--providing unmatched convenience and easy access. Low-floor units like this are rarely available, allowing you to skip elevator wait times with just a short walk up two flights of stairs. Shores of Panama offers resort-style amenities including a spectacular zero-entry pool, tiki bars, hot tubs, indoor pool, sauna, steam rooms, fitness center, and on-site snack shop with coffee, donuts, and ice cream. Ideally located next to Pineapple Willy's and just minutes from Pier Park, Topgolf, and Pirate's Voyage, this condo puts you in the heart of Panama City Beach's best dining, shopping, and entertainment. With its exceptional layout, stunning views, and unbeatable convenience, this property is a must-see.
Bonus Room
Third: 1
Pool Features
Inground: 1
Appliances
Dishwasher: 1
Range - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Interior Features
Floor - Vinyl Plank: 1
Window - Treatment All: 1
Exterior
Balcony: 1
Association Fees Include
Accounting: 1
BBQ Pit/Grill: 1
Beach: 1
Exercise Room: 1
Gated Community: 1
Ground Keeping: 1
Internet Service: 1
Internet-WiFi: 1
Pest Control: 1
Picnic Area: 1
Playground: 1
Pool: 1
Recreational Faclty: 1
Security: 1
Sewer: 1
TV Cable: 1
Water: 1
Furnished
Furnished: 1
Interior
Bonus Room: 1
Bunk Room: 1
Kitchen
Third: 1
Living Room
Third: 1
Lot Access
Paved Road: 1
Parking Features
Deeded: 1
Association Amenities
BBQ Pit/Grill: 1
Beach: 1
Dumpster: 1
Elevators: 1
Exercise Room: 1
Game Room: 1
Playground: 1
Pool: 1
Security-24 hour: 1
Waterfront: 1
Rooms
Bedroom: 1
Bonus Room: 1
Kitchen: 1
Living Room: 1
Primary Bedroom: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Waterfront Type
Gulf: 1
Primary Bedroom
Third: 1
Bedroom
Third: 1
Cooling
Central Air: 1
Heating
Central: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
Security Features
24 Hour Security: 1
Property Features
Appliances: Dishwasher; Range - Electric; Refrigerator; Water Heater - Electric
Primary Bedroom: Third
Bedroom: Third
Cooling: Central Air
Heating: Central
Exterior: Balcony
Association Fees Include: Accounting; BBQ Pit/Grill; Beach; TV Cable; Exercise Room; Gated Community; Internet Service; Internet-WiFi; Ground Keeping; Pest Control; Picnic Area; Playground; Pool; Recreational Faclty; Security; Sewer; Water
Furnished: Furnished
Interior: Bonus Room; Bunk Room
Kitchen: Third
Living Room: Third
Lot Access: Paved Road
Bonus Room: Third
Pool Features: Inground
Security Features: 24 Hour Security
Parking Features: Deeded
Association Amenities: BBQ Pit/Grill; Beach; Dumpster; Elevators; Exercise Room; Game Room; Playground; Pool; Security-24 hour; Waterfront
Rooms: Bedroom; Bonus Room; Kitchen; Living Room; Primary Bedroom
Utilities: TV Cable; Electricity - Connected; Internet - Broadband Available; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Gulf
Waterview: Gulf
Room Information
Room Name Level Dimensions Length Width
Living RoomThird12 x 13.712.0013.70
KitchenThird7 x 7.77.007.70
Primary BedroomThird14 x 11.714.0011.70
BedroomThird10.5 x 1410.5014.00
Bonus RoomThird11.3 x 7.711.307.70

Listing Office: Hilltop Legacy Realty

Last Updated: September - 02 - 2026

Information deemed reliable but not guaranteed.