9900 S Thomas Drive 2325, Panama City, FL 32408 (MLS# 782942)


$355,000
9900 S Thomas Drive 2325
Panama City, FL 32408
MLS# 782942
1 beds  |  2 baths  |  936 sqft


Gulf Views
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Property Description
OWNER FINANCING AVAILABLE ASK FOR TERMS! The views from this 23rd floor condo are majestic! When you reach your front door, the eastern views pull you in. It's hard to go inside! Balcony views give you Westerly and South Gulf Views and fabulous views of the dynamic pool area. This Top Floor Penthouse unit sleeps 6 and has one full bedroom and bath, bunk room and bath, spacious living room/dining area and modern kitchen. Kitchen has granite countertops, stainless steel appliances, updated cabinets and is fully stocked for the upcoming rental season. Also comes Fully Furnished so turnkey ready to go! Lush Landscaping, Dolphin Fountains and pool space galore! Shores of Panama is a 23 story Tuscany style condominium. The complex offers amenities including around 500' feet of Gulf frontage, 14k square foot Gulf-side, zero entry gulf side pool, hot tub, heated indoor pool & hot tub, covered on-site parking garage, fitness center, two full-service bars serving lunch and dinner, beach events and rental services, high-speed internet access, and more! Buyer and Buyers agent to verify all dimensions and anything deemed important.

Details
Maps
General Property Info
Floor Number: 23
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 936
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 23
Lot Dimensions: 00x00
New Construction: No
Garage Y/N: Yes
Garage Spaces: 0
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 1
Full Baths: 2
Total Baths: 2
Year Built: 2007
Contract Info
List Price/SqFt: 379.27
Status: Active
List Date: 2025-12-22
List Price: $355,000
Current Price: $355,000
Location
Unit #: 2325
Sub Area: 0318 - Beach - Central South
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Breakfast Point
Middle School: Surfside
High School: Arnold
Directions: Directions: From Hathaway Bridge, left on Thomas Drive, past the big curve, complex is on the left.
Area: 03 - Bay County - Beach
Street #: 9900
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Shores Of Panama Phase II
Parcel ID: 40000-675-292
Legal Description: SHORES OF PANAMA II UNIT 2325 TYPE N ORB 2835 P 434 1BR 2BA ORB 4667 P 760 936 TOTAL SF
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 3147.52
HOA Frequency: Quarterly
HOA Annual Amount: 12590.08
New Buyer Fee: No
Last Taxes: 4164
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Remarks & Misc
Remarks: OWNER FINANCING AVAILABLE ASK FOR TERMS! The views from this 23rd floor condo are majestic! When you reach your front door, the eastern views pull you in. It's hard to go inside! Balcony views give you Westerly and South Gulf Views and fabulous views of the dynamic pool area. This Top Floor Penthouse unit sleeps 6 and has one full bedroom and bath, bunk room and bath, spacious living room/dining area and modern kitchen. Kitchen has granite countertops, stainless steel appliances, updated cabinets and is fully stocked for the upcoming rental season. Also comes Fully Furnished so turnkey ready to go! Lush Landscaping, Dolphin Fountains and pool space galore! Shores of Panama is a 23 story Tuscany style condominium. The complex offers amenities including around 500' feet of Gulf frontage, 14k square foot Gulf-side, zero entry gulf side pool, hot tub, heated indoor pool & hot tub, covered on-site parking garage, fitness center, two full-service bars serving lunch and dinner, beach events and rental services, high-speed internet access, and more! Buyer and Buyers agent to verify all dimensions and anything deemed important.
Bunk Room
First: 1
Pool Features
Gunite Concrete: 1
Inground: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Washer/Dryer Stacked: 1
Interior Features
Breakfast Bar: 1
Floor - Tile: 1
Floor - Vinyl Plank: 1
Lighting - Recessed: 1
Window - Treatment All: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Flat: 1
Siding - Stucco: 1
Exterior
Balcony: 1
Waterfront Feature
Shore - Beach: 1
Association Fees Include
Beach: 1
Community Room: 1
Dumpster: 1
Exercise Room: 1
Ground Keeping: 1
Internet-WiFi: 1
Management: 1
Pool: 1
Recreational Faclty: 1
Repairs/Maintenance: 1
Security: 1
Sewer: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Whirlpool: 1
Financing
Cash: 1
Conventional: 1
Furnished
Furnished: 1
Interior
Bunk Room: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Waterfront: 1
Within 1/2 Mile to Water: 1
Lot Access
City Street: 1
Paved Road: 1
Parking Features
Additional Parking: 1
Assigned: 1
Electric Gate: 1
Garage Detached: 1
Present Zoning
Resid Multi-Family: 1
Association Amenities
Beach: 1
Boardwalk: 1
Community Room: 1
Dumpster: 1
Elevators: 1
Exercise Room: 1
Pool: 1
Security-24 hour: 1
Waterfront: 1
Whirlpool: 1
Dining: 1
Recreation Facilities: 1
Rooms
Bedroom: 1
Bunk Room: 1
Kitchen: 1
Living Room: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Internet - Broadband Available: 1
Phone - Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Sale Type
As Is: 1
Waterfront Type
Gulf: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Security Features
24 Hour Security: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Disposal; Microwave; Range - Electric; Refrigerator; Washer/Dryer Stacked
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Balcony
Association Fees Include: Beach; TV Cable; Community Room; Dumpster; Exercise Room; Internet-WiFi; Ground Keeping; Repairs/Maintenance; Management; Pool; Recreational Faclty; Security; Sewer; Whirlpool; Trash Disposal; Water
Financing: Cash; Conventional
Furnished: Furnished
Interior: Bunk Room
Kitchen: First
Living Room: First
Lot Features: Waterfront; Within 1/2 Mile to Water
Lot Access: City Street; Paved Road
Bunk Room: First
Pool Features: Gunite Concrete; Inground
Security Features: 24 Hour Security; Smoke Detector(s)
Parking Features: Additional Parking; Assigned; Electric Gate; Garage Detached
Association Amenities: Beach; Boardwalk; Community Room; Dining; Dumpster; Elevators; Exercise Room; Pool; Recreation Facilities; Security-24 hour; Whirlpool; Waterfront
Rooms: Bedroom; Bunk Room; Kitchen; Living Room
Sale Type: As Is
Utilities: TV Cable; Electricity - Connected; Garbage; Internet - Broadband Available; Phone - Available; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Gulf
Waterfront Feature: Shore - Beach
Waterview: Gulf
Present Zoning: Resid Multi-Family
Room Information
Room Name Level Dimensions Length Width
BedroomFirst13 x 1213.0012.00
Bunk RoomFirst10 x 810.008.00
Living RoomFirst21 x 2021.0020.00
KitchenFirst18 x 818.008.00

Listing Office: Anchor Realty Florida

Last Updated: July - 21 - 2026

Information deemed reliable but not guaranteed.