9900 S Thomas Drive 2231
Panama City Beach, FL 32408
MLS# 784392
3 beds | 3 baths | 1400 sqft
Property DescriptionSpacious 3BR/3BA gulf front wrap around condo at Shores of Panama, one of Panama City Beach's most popular Gulf-front resorts. Unit 2231 features an open-concept living and dining area, a functional kitchen with ample cabinetry, and generously sized bedrooms with three full bathrooms—ideal for full-time living, a second home, or investment use. Enjoy resort-style amenities including a lagoon-style pool, indoor heated pool, hot tub, fitness center, on-site bar & grill, and covered parking. Centrally located in the heart of PCB, just minutes from dining, shopping, and entertainment. This condo comes with its own deeded storage unit (very large) outside the condo with electricity and refrigerator. Also comes with it's own very valuable parking spot on floor 2.
List Price/SqFt: 457.14
Status: Active
List Date: 2026-01-29
List Price: $640,000
Unit #: 2231
Sub Area: 0318 - Beach - Central South
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From US Hwy 98 head toward the intersection of Front Beach Road and Thomas Drive. Shores of Panama is located next to Pineapple Willy's
right across the street from Laketown Wharf.
Area: 03 - Bay County - Beach
Street #: 9900
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
County: Bay
Subdivision: Shores Of Panama
Parcel ID: 40000-675-285
Legal Description: SHORES OF PANAMA II UNIT 2231 TYPE U ORB 2835 P 434 3BR 3BA ORB 4165 P 489 1400 TOTAL SF ORB 4165 P 508 PARKING SPACE 215
Floor Number: 22
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1400
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 23
Lot Dimensions: 0x0
New Construction: No
Pool Type: Community
Sub-Type: Condominium
Total Baths: 3
Year Built: 2007
HOA Fee: Yes
HOA Amount: 4707.98
HOA Frequency: Quarterly
HOA Annual Amount: 18831.92
New Buyer Fee: No
Last Taxes: 6249
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks: Spacious 3BR/3BA gulf front wrap around condo at Shores of Panama, one of Panama City Beach's most popular Gulf-front resorts. Unit 2231 features an open-concept living and dining area, a functional kitchen with ample cabinetry, and generously sized bedrooms with three full bathrooms—ideal for full-time living, a second home, or investment use. Enjoy resort-style amenities including a lagoon-style pool, indoor heated pool, hot tub, fitness center, on-site bar & grill, and covered parking. Centrally located in the heart of PCB, just minutes from dining, shopping, and entertainment. This condo comes with its own deeded storage unit (very large) outside the condo with electricity and refrigerator. Also comes with it's own very valuable parking spot on floor 2.
Dishwasher: 1
Ice Maker: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Washer/Dryer Stacked: 1
Water Heater - Electric: 1
Accounting: 1
BBQ Pit/Grill: 1
Gated Community: 1
Ground Keeping: 1
Internet Service: 1
Master Association: 1
Picnic Area: 1
Playground: 1
Pool: 1
Recreational Faclty: 1
Repairs/Maintenance: 1
Security: 1
Covenants & Rescrictions: 1
City Street: 1
Gated Access: 1
MBed Balcony: 1
MBath Shower/Tub Combo: 1
Community Room: 1
Elevators: 1
Exercise Room: 1
Gated Community: 1
Picnic Area: 1
Playground: 1
Pool: 1
Security-24 hour: 1
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Ceiling Fan(s): 1
Central Air: 1
Appliances: Dishwasher; Ice Maker; Microwave; Range - Electric; Refrigerator; Washer/Dryer Stacked; Water Heater - Electric
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Association Fees Include: Accounting; BBQ Pit/Grill; Beach; Exercise Room; Gated Community; Internet Service; Ground Keeping; Repairs/Maintenance; Master Association; Picnic Area; Playground; Pool; Recreational Faclty; Security; Sewer
Lot Features: Covenants & Rescrictions
Lot Access: City Street; Gated Access; Paved Road
Security Features: 24 Hour Security
Parking Features: Assigned
Association Amenities: BBQ Pit/Grill; Beach; Community Room; Elevators; Exercise Room; Gated Community; Picnic Area; Playground; Pool; Security-24 hour; Sidewalks; Whirlpool
Utilities: TV Cable; Electricity - Connected; Garbage; Public Sewer - Connected; Public Water - Connected
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Bedroom | First | 0 x 0 | 0.00 | 0.00 | 0 x 0 |
| Bedroom | First | 0 x 0 | 0.00 | 0.00 | 0 x 0 |
| Bedroom | First | 0 x 0 | 0.00 | 0.00 | 0 x 0 |
Listing Office: Emerald Coast Real Estate & Vacations LLC
Last Updated: May - 12 - 2026
Information deemed reliable but not guaranteed.