9900 S Thomas Drive 2213, Panama City Beach, FL 32408 (MLS# 793121)


$320,000
9900 S Thomas Drive 2213
Panama City Beach, FL 32408
MLS# 793121
2 beds  |  2 baths  |  907 sqft

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Property Description
HIGH FLOOR. GULF-FRONT PRIMARY SUITE. 30-FOOT BALCONY. Shores of Panama 2213 is a furnished Type C floor plan on the 22nd floor of Shores of Panama Resort in Panama City Beach, Florida, featuring one bedroom, a private bunk room, two full bathrooms, and accommodations for up to six guests. The Gulf-front primary suite includes a king-size bed, Gulf views, a private ensuite bathroom, and a renovated vanity with a granite countertop, updated mirror, and updated lighting. A barn door provides separation and privacy for the bunk room, while the adjacent full bathroom includes a stackable washer and dryer and a dehumidifier. The interior features luxury vinyl plank flooring throughout, coastal-inspired décor, updated light fixtures, flat-screen televisions, granite kitchen countertops, and abundant natural light. The oversized balcony extends more than 30 feet across the unit, providing elevated views of the Gulf, the resort's lagoon-style pool, and the surrounding coastline. The property generated $36,171 in gross rental income during 2025. Gross rental income for 2026 totaled $24,330 through June, excluding July, with the current pace positioned to meet or exceed the prior year despite owner use. Rental figures are provided for reference only and are not a guarantee of future performance. The HVAC system was installed in 2017, and the water heater was installed in 2018. This unit does not include a deeded parking space. Overflow parking is available throughout the resort parking garage, subject to resort rules and availability. Shores of Panama Resort features a large Gulf-front lagoon-style pool with zero-entry access, palm-lined islands, fountains, and a spacious hot tub. Additional amenities include resort-exclusive beachfront access, an indoor heated pool and hot tub, a 24-hour fitness center, a seasonal poolside Tiki bar, covered parking, complimentary Wi-Fi, and on-site security. Pineapple Willy's is adjacent to the resort, while Laketown Wharf across the street offers dining, retail, and entertainment options. Additional Panama City Beach attractions include Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. Quarterly HOA dues are currently $3,491.71. All information, measurements, rental figures, availability, and HOA fees are deemed reliable but not guaranteed; buyer to verify if important.

Details
Maps
General Property Info
Floor Number: 22
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 907
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 23
# of Units in Bldg: 709
Accessory Dwelling Unit: No
Lot Dimensions: CONDO
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 2
Year Built: 2007
Contract Info
List Price/SqFt: 352.81
Status: Active
List Date: 2026-07-25
List Price: $320,000
Current Price: $320,000
Location
Unit #: 2213
Sub Area: 0318 - Beach - Central South
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Shores of Panama is located next to Pineapple Willy's across from Laketown Wharf, at the intersection of Front Beach Road and Thomas Dr
Area: 03 - Bay County - Beach
Street #: 9900
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Shores Of Panama Phase I
Parcel ID: 40000-650-388
Legal Description: SHORES OF PANAMA PHASE I UNIT 2213 TYPE C(L) ORB 2740 P 2252 22ND FLOOR 1BD/2BR ORB 4388 P 1083 907 SQ FT
Listing Info, Tax and Legal
Homestead: No
HOA Fee: Yes
HOA Amount: 3491.71
HOA Frequency: Quarterly
HOA Annual Amount: 13966.84
New Buyer Fee: No
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Remarks & Misc
Remarks: HIGH FLOOR. GULF-FRONT PRIMARY SUITE. 30-FOOT BALCONY. Shores of Panama 2213 is a furnished Type C floor plan on the 22nd floor of Shores of Panama Resort in Panama City Beach, Florida, featuring one bedroom, a private bunk room, two full bathrooms, and accommodations for up to six guests. The Gulf-front primary suite includes a king-size bed, Gulf views, a private ensuite bathroom, and a renovated vanity with a granite countertop, updated mirror, and updated lighting. A barn door provides separation and privacy for the bunk room, while the adjacent full bathroom includes a stackable washer and dryer and a dehumidifier. The interior features luxury vinyl plank flooring throughout, coastal-inspired décor, updated light fixtures, flat-screen televisions, granite kitchen countertops, and abundant natural light. The oversized balcony extends more than 30 feet across the unit, providing elevated views of the Gulf, the resort's lagoon-style pool, and the surrounding coastline. The property generated $36,171 in gross rental income during 2025. Gross rental income for 2026 totaled $24,330 through June, excluding July, with the current pace positioned to meet or exceed the prior year despite owner use. Rental figures are provided for reference only and are not a guarantee of future performance. The HVAC system was installed in 2017, and the water heater was installed in 2018. This unit does not include a deeded parking space. Overflow parking is available throughout the resort parking garage, subject to resort rules and availability. Shores of Panama Resort features a large Gulf-front lagoon-style pool with zero-entry access, palm-lined islands, fountains, and a spacious hot tub. Additional amenities include resort-exclusive beachfront access, an indoor heated pool and hot tub, a 24-hour fitness center, a seasonal poolside Tiki bar, covered parking, complimentary Wi-Fi, and on-site security. Pineapple Willy's is adjacent to the resort, while Laketown Wharf across the street offers dining, retail, and entertainment options. Additional Panama City Beach attractions include Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. Quarterly HOA dues are currently $3,491.71. All information, measurements, rental figures, availability, and HOA fees are deemed reliable but not guaranteed; buyer to verify if important.
Bunk Room
First: 1
Pool Features
Inground: 1
Indoor: 1
Spa/ Hot Tub: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Washer: 1
Washer/Dryer Stacked: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Floor - Vinyl Plank: 1
Pantry: 1
Window - Treatment All: 1
Exterior
Balcony: 1
Association Fees Include
Accounting: 1
BBQ Pit/Grill: 1
Beach: 1
Exercise Room: 1
Ground Keeping: 1
Insurance: 1
Management: 1
Master Association: 1
Pool: 1
Security: 1
Sewer: 1
TV Cable: 1
Water: 1
Furnished
Furnished: 1
Interior
Bunk Room: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Within 1/2 Mile to Water: 1
Present Zoning
Resid Multi-Family: 1
Association Amenities
BBQ Pit/Grill: 1
Beach: 1
Elevators: 1
Exercise Room: 1
Picnic Area: 1
Pool: 1
Waterfront: 1
Other - See Remarks: 1
Rooms
Bunk Room: 1
Full Bathroom: 1
Kitchen: 1
Living Room: 1
Primary Bathroom: 1
Primary Bedroom: 1
Showing
ShowingTime: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Other - See Remarks: 1
Waterview
Gulf: 1
Full Bathroom
First: 1
Waterfront Type
Gulf: 1
Primary Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Primary Bdrm/Primary Bath
MBed Waterfront: 1
Primary Bath/Primary Bdrm
MBath Shower/Tub Combo: 1
Primary Bathroom
First: 1
Security Features
24 Hour Security: 1
Fire Sprinkler System: 1
Secured Garage/Parking: 1
Property Features
Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven - Electric; Range - Electric; Refrigerator; Washer; Washer/Dryer Stacked; Water Heater - Electric
Full Bathroom: First
Primary Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Balcony
Association Fees Include: Accounting; BBQ Pit/Grill; Beach; TV Cable; Exercise Room; Insurance; Ground Keeping; Management; Master Association; Pool; Security; Sewer; Water
Furnished: Furnished
Interior: Bunk Room
Kitchen: First
Living Room: First
Lot Features: Within 1/2 Mile to Water
Bunk Room: First
Primary Bathroom: First
Pool Features: Inground; Indoor; Spa/ Hot Tub
Security Features: 24 Hour Security; Fire Sprinkler System; Secured Garage/Parking
Association Amenities: BBQ Pit/Grill; Beach; Elevators; Exercise Room; Picnic Area; Pool; Waterfront; Other - See Remarks
Rooms: Bunk Room; Full Bathroom; Kitchen; Living Room; Primary Bathroom; Primary Bedroom
Showing: ShowingTime
Utilities: TV Cable; Electricity - Connected; Garbage; Public Sewer - Connected; Public Water - Connected; Other - See Remarks
Waterfront Type: Gulf
Waterview: Gulf
Present Zoning: Resid Multi-Family
Room Information
Room Name Level Dimensions Length Width
Primary BedroomFirst13 x 14.1513.0014.15
Primary BathroomFirst5 x 105.0010.00
KitchenFirst10 x 10.2310.0010.23
Living RoomFirst16.68 x 16.1616.6816.16
Bunk RoomFirst7.19 x 6.227.196.22
Full BathroomFirst7.72 x 8.737.728.73

Listing Office: Coldwell Banker Realty

Last Updated: September - 30 - 2026

Information deemed reliable but not guaranteed.