9900 S Thomas Drive 2131, Panama City Beach, FL 32408 (MLS# 794608)

Floor Number: 21

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 1400

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Accessory Dwelling Unit: No

Lot Dimensions: 0*0

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 3

Full Baths: 3

Total Baths: 3

Year Built: 2007

List Price/SqFt: 482.14

Status: Active

List Date: 2026-08-26

List Price: $675,000

Current Price: $675,000

Unit #: 2131

Sub Area: 0318 - Beach - Central South

Community/Resort: None

Waterfront: Yes

Gulf Access: No

Elementary School: Breakfast Point

Middle School: Breakfast Point

High School: Arnold

Directions: rom the Hathaway bridge head west on us-98, Use the right 3 lanes to turn slightly right to stay on US-98 w, turn slightly left onto FL-30 W/Front Beach Rd, turn left onto Thomas Dr, Turn right onto S Thomas Dr, 9900 S Thomas Dr.

Area: 03 - Bay County - Beach

Street #: 9900

Street Direction: S

Street Name: Thomas

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Shores Of Panama Phase I

Parcel ID: 40000-675-272

Legal Description: SHORES OF PANAMA II UNIT 2131 TYPE U ORB 2835 P 434 3BR 3BA . 1400 TOTAL SF ORB 4606 P 2043 PK SP 735 & 736

HOA Fee: Yes

HOA Amount: 4707.98

HOA Frequency: Quarterly

HOA Annual Amount: 18831.92

New Buyer Fee: No

Last Taxes: 6248.86

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Condo Doc: Yes

Remarks: Stop Waiting on the Bank. Start Owning the Beach. Your Name on the Deed. Your Terms!!! Unit 2131 is now available with OWNER FINANCING. Here's the opportunity: 100k Down 5% Interest 10-Year Balloon No Debt on your credit No credit check No hassle to verified income As an investor, there are things that are important to you; cashflow, something to enjoy with family and also pays for itself. This creates the opportunity where all those things exists. Especially in today's economic climate, where interest rates and lending conditions can be influenced by factors beyond your control, this is the perfect way to take control of how you invest comfortably. This end unit speaks for itself, perfectly positioned with a highly sought-after wraparound balcony with breathtaking panoramic views, offering an elevated beachfront experience that truly sets it apart. Whether you're looking for a vacation getaway, second home, or investment opportunity, this property offers a combination that's hard to find: prime location, incredible views, and flexible owner financing!! The unit also comes with 2 deeded parking spaces sold separately.

Fenced: 1

Heated - Electric: 1

Spa/ Hot Tub: 1

Cooktop - Electric: 1

Ice Maker: 1

Oven - Electric: 1

Range - Electric: 1

Washer/Dryer Stacked: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Floor - Tile: 1

Beach: 1

Dumpster: 1

Electricity: 1

Internet Service: 1

Internet-WiFi: 1

Management: 1

Master Association: 1

Pool: 1

Security: 1

TV Cable: 1

Water: 1

Other - See Remarks: 1

Cash: 1

Conventional: 1

Seller Financing: 1

Partially: 1

Deeded: 1

Bedroom: 1

Primary Bedroom: 1

Other - See Remarks: 1

See Remarks: 1

First: 1

First: 1

Ceiling Fan(s): 1

MBed Balcony: 1

MBed First Floor: 1

MBed Waterfront: 1

MBath Shower/Tub Combo: 1

24 Hour Security: 1

Fire Sprinkler System: 1

Key Card Entry: 1

Security Gate: 1

Security Guard: 1

Smoke Detector(s): 1