9900 S Thomas Drive 2103, Panama City Beach, FL 32408 (MLS# 797521)

Floor Number: 21

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 1131

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Agent Measured

Half Baths: 1

# of Stories in Building: 23

# of Units in Bldg: 709

Accessory Dwelling Unit: No

Pre-Const Flip: No

Lot Dimensions: CONDO

New Construction: No

Garage Y/N: Yes

Garage Spaces: 1

Assigned Spaces: 0

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 2

Full Baths: 2

Total Baths: 3

Year Built: 2007

List Price/SqFt: 477.45

Status: Active

List Date: 2026-11-07

List Price: $540,000

Current Price: $540,000

Unit #: 2103

Sub Area: 0318 - Beach - Central South

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Breakfast Point

Middle School: Breakfast Point

High School: Arnold

Directions: From US Hwy 98 head toward the intersection of Front Beach Road and Thomas Drive. Shores of Panama is located next to Pineapple Willy's right across the street from Laketown Wharf.

Area: 03 - Bay County - Beach

Street #: 9900

Street Direction: S

Street Name: Thomas

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Shores Of Panama

Parcel ID: 40000-650-360

Legal Description: SHORES OF PANAMA PHASE I UNIT 2103 TYPE E ORB 2740 P 2252 21ST FLOOR 2BD/2.5BR ORB 4654 P 2391 1131 SQ FT

Homestead: No

HOA Fee: Yes

HOA Amount: 4354.06

HOA Frequency: Quarterly

HOA Annual Amount: 17416.24

Senior Community: No

Is Subject Leased: No

New Buyer Fee: No

Last Taxes: 5978.07

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Section: 36

Township: 3S

Range: 16W

Condo Doc: Yes

Remarks: Are you looking for a condo that is a powerful short term rental investment? Then look no further! In 2026, this unit brought in $56,230 in total revenue earnings (as of November) and continues to book for the rest of the year. The average nightly rental rate is $249. Please see the document section for details. This beautiful unit has proven time and time again to be one of the more sought after units on the market because it is a Gulf front RARE 'END UNIT'. The wrap around 90-degree balcony provides a breathtaking view of the white sugary sands and of the blue-green Gulf waters. As well as a view of the resort-style lagoon pool. Unit 2103 is perfectly designed as a 2 bedroom with Bunkie's (room)/ 2.5 bath turn-key condo that is fully furnished, and fully stocked and is ready to go for its next owner. Views of the Gulf are seen from both the living room and from the master bedroom. Relax on the wrap around balcony and watch both the Florida sunrises and the Florida sunsets as you enjoy your morning coffee and your evening glass of wine. Both owners and guests will love this unit. Shores of Panama Resort Condominiums are world-renowned for their massive resort-style lagoon pool that is complete with a hot tub and Tiki bars. The other amenities include an indoor heated pool, a spa, a fitness center, a sauna, a steam room, and in-resort shopping. There is also a banquet hall located on site for 'winter time' entertainment and for guest activities that the staff puts on year round for fun and enjoyment! Security is also located on site. Shores of Panama is located right next to Pineapple Willys, which is a renowned fabulous beach front restaurant. This unit is managed by a STR company so it is fully operated and easily able to switch over. Come see this picturesque condominium unit and visit the grounds of Shores of Panama and you will fall in love with this complex. Enjoy all it has to offer!

First: 1

Inground: 1

Indoor: 1

Spa/ Hot Tub: 1

Other - See Remarks: 1

Cooktop - Electric: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Washer/Dryer Stacked: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Floor - Tile: 1

Lighting - Track: 1

Lock Out Closet: 1

Pantry: 1

Split Bedroom: 1

Window - Treatment Some: 1

Balcony: 1

Accounting: 1

BBQ Pit/Grill: 1

Beach: 1

Exercise Room: 1

Gated Community: 1

Ground Keeping: 1

Internet-WiFi: 1

Pest Control: 1

Picnic Area: 1

Pool: 1

Sauna/Steam Room: 1

Security: 1

Sewer: 1

Trash Disposal: 1

Whirlpool: 1

Cash: 1

Conventional: 1

Other: 1

Furnished: 1

Bunk Room: 1

First: 1

First: 1

Covenants & Rescrictions: 1

Sidewalk: 1

Waterfront: 1

City Street: 1

Gated Access: 1

Paved Road: 1

Assigned: 1

Electric Gate: 1

Gated: 1

Paved: 1

Resid Multi-Family: 1

BBQ Pit/Grill: 1

Beach: 1

Community Room: 1

Elevators: 1

Exercise Room: 1

Gated Community: 1

Picnic Area: 1

Pool: 1

Security-24 hour: 1

Whirlpool: 1

Sidewalks: 1

Balcony: 1

Bedroom: 1

Bunk Room: 1

Full Bathroom: 1

Kitchen: 1

Living Room: 1

Primary Bathroom: 1

Primary Bedroom: 1

TV Cable: 1

Electricity - Connected: 1

Garbage: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Gulf: 1

As Is: 1

First: 1

Gulf: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

MBath Shower/Tub Combo: 1

First: 1

24 Hour Security: 1

Building Security: 1

Closed Circuit Camera(s): 1

Fire Sprinkler System: 1

Gated with Guard: 1

Secured Garage/Parking: 1

Security Gate: 1

Security Guard: 1

Security Lights: 1

Smoke Detector(s): 1