9900 S Thomas Drive 1920, Panama City, FL 32408 (MLS# 785898)

List Price/SqFt: 390.11

Status: Active

List Date: 2026-02-26

List Price: $429,900

Current Price: $429,900

Unit #: 1920

Sub Area: 0318 - Beach - Central South

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Breakfast Point

Middle School: Breakfast Point

High School: Arnold

Directions: Intersection of Front Beach and S. Thomas Dr.

Area: 03 - Bay County - Beach

Street #: 9900

Street Direction: S

Street Name: Thomas

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Shores Of Panama Phase II

Parcel ID: 40000-675-235

Legal Description: SHORES OF PANAMA II UNIT 1920 TYPE L ORB 2740 P 2252 2BR 2.5BA ORB 4552 P 1321 1102 TOTAL SF ORB 4563 P 704 PARKING SPACE 1086

Floor Number: 19

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 1102

Construction Status: Construction Complete

SqFt Source: Builders Plans

Half Baths: 1

# of Stories in Building: 23

Lot Dimensions: 0x0

New Construction: No

Garage Y/N: Yes

Garage Spaces: 1

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 2

Full Baths: 2

Total Baths: 3

Year Built: 2007

HOA Fee: Yes

HOA Amount: 3529

HOA Frequency: Quarterly

HOA Annual Amount: 14116

New Buyer Fee: No

Last Taxes: 4764

Last Tax Year: 2025

Brokerage Interest: No Interest

Condo Doc: Yes

Remarks: Master bedroom faces the Gulf! Enjoy breathtaking Gulf views through floor-to-ceiling glass doors leading to the balcony from both the living room and the primary suite. This spacious 2-bedroom + bunk room, 2.5-bath floor plan lives and rents like a true 3-bedroom condo. Major exterior improvements at the resort are nearing completion, and construction on this stack is already complete, making this unit ready for immediate enjoyment and rental income. The majority of special assessment expenses have already been satisfied, leaving only two remaining quarter-installments for the future owner. Recently repositioned pricing creates an exceptional opportunity just ahead of high season. Comfortably sleeping 8 and including a dedicated parking space, this condo is being sold fully furnished and rental-ready with updated flooring, furniture, paint, appliances, granite countertops, washer/dryer, and a strong history of 5-star guest reviews. Located in the highly sought-after Shores of Panama, owners and guests enjoy: 500 feet of Gulf frontage 14,000 sq. ft. lagoon-style pool Heated indoor pool, hot tub, sauna & steam room Fitness center On-site dining, tiki bars, coffee shop, and gated security Conveniently located in the heart of Panama City Beach near shopping, dining, and attractions including Ripley's Believe It or Not!, WonderWorks, Shipwreck Island Waterpark, and Pirates Voyage Dinner & Show. Whether you're seeking a beachfront getaway or a turn-key investment opportunity, this condo offers outstanding views, location, and income potential. 5/30/26: Nealy $25k in upcoming bookings! See Documents section for additional details. Buyer to verify all information deemed important.

First: 1

First: 1

BBQ Pit/Grill: 1

Beach: 1

Community Room: 1

Dumpster: 1

Exercise Room: 1

Ground Keeping: 1

Internet-WiFi: 1

Management: 1

Pest Control: 1

Picnic Area: 1

Pool: 1

Recreational Faclty: 1

Security: 1

Sewer: 1

Trash Disposal: 1

TV Cable: 1

Water: 1

Furnished: 1

Bedroom: 1

Bunk Room: 1

Master Bathroom: 1

TV Cable: 1

Gulf: 1

First: 1