9900 S Thomas Drive 1817, Panama City, FL 32408 (MLS# 786205)
$345,000
9900 S Thomas Drive 1817 Panama City, FL 32408 MLS# 786205 2 beds | 2 baths | 907 sqft
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Property Description Shores of Panama Unit 1817 | Type C Floor Plan | Panama City Beach, Florida
Shores of Panama Unit 1817 features the highly desirable Type C floor plan with a Gulf-front primary suite offering a private ensuite bath, plus a private bunk room with an adjacent full bathroom. This layout provides two distinct sleeping areas and comfortably accommodates up to six guests.
The interior includes luxury vinyl plank flooring throughout, updated light fixtures, stainless steel appliances, a full-size front-load washer and dryer, flat-screen TVs, a dedicated owner's closet, and a Pac-Man arcade machine that adds character for guests. The unit is fully furnished and rental-ready. In 2025, the property produced $33,000 in net income, with already $32k in NET income for 2026 (as MAR/01) offering helpful performance context for buyers evaluating short-term rental potential.
The 17-stack is one of the most sought-after Type C positions within Shores of Panama. It is the only stack in this floor plan that faces west, capturing panoramic sunset views over the Gulf of Mexico. Its proximity to the elevators adds convenience without compromising views. All stucco repairs on the 17-stack have been completed.
The oversized balcony spans more than 30 feet and is furnished with durable Polywood seating, providing unobstructed views of the lagoon-style pool and the Gulf waters beyond. This unit does not include a deeded parking space; however, overflow parking is available throughout the parking garage.
Shores of Panama Resort features the largest Gulf-front lagoon pool in Panama City Beach. This zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub, all set against resort guest exclusive beachfront access. Guests enjoy an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar.
The resort's location places dining, shopping, and entertainment within close proximity. Pineapple Willy's is adjacent to the property for beachfront dining. Laketown Wharf, directly across the street, offers Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press coffee shop, The Bun Lab, 810 Billiards & Bowling, a salon and nail bar, and additional retail options.
Nearby recently opened attractions include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub. Tootsie's Orchid Lounge is scheduled to open in 2026, reinforcing continued commercial investment and growth in Panama City Beach.
Covered parking, complimentary Wi-Fi, and on-site security enhance the guest experience, contributing to Shores of Panama's position as a consistently high-demand Gulf-front resort.
HOA dues are $3,491.71 per quarter. All information and HOA fees are deemed accurate but should be verified by buyers if important.
Details
Maps
Listing Info, Tax and Legal
Homestead: No
HOA Fee: Yes
HOA Amount: 3491.71
HOA Frequency: Quarterly
HOA Annual Amount: 13966.84
New Buyer Fee: No
Last Taxes: 3861
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Contract Info
List Price/SqFt: 380.37
Status: Active
List Date: 2026-03-01
List Price: $345,000
Current Price: $345,000
Location
Unit #: 1817
Sub Area: 0318 - Beach - Central South
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Shores of Panama is located next to Pineapple Willy's across from Laketown Wharf, at the intersection of Front Beach Road and Thomas Dr
Area: 03 - Bay County - Beach
Street #: 9900
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Shores Of Panama
Parcel ID: 40000-650-320
Legal Description: SHORES OF PANAMA PHASE I UNIT 1817 TYPE C(R) ORB 2740 P 2252 18TH FLOOR 1BD/2BR ORB 4615 P 1432 907 SQ FT
General Property Info
Floor Number: 18
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 907
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: CONDO
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 2
Year Built: 2007
Remarks & Misc
Remarks: Shores of Panama Unit 1817 | Type C Floor Plan | Panama City Beach, Florida
Shores of Panama Unit 1817 features the highly desirable Type C floor plan with a Gulf-front primary suite offering a private ensuite bath, plus a private bunk room with an adjacent full bathroom. This layout provides two distinct sleeping areas and comfortably accommodates up to six guests.
The interior includes luxury vinyl plank flooring throughout, updated light fixtures, stainless steel appliances, a full-size front-load washer and dryer, flat-screen TVs, a dedicated owner's closet, and a Pac-Man arcade machine that adds character for guests. The unit is fully furnished and rental-ready. In 2025, the property produced $33,000 in net income, with already $32k in NET income for 2026 (as MAR/01) offering helpful performance context for buyers evaluating short-term rental potential.
The 17-stack is one of the most sought-after Type C positions within Shores of Panama. It is the only stack in this floor plan that faces west, capturing panoramic sunset views over the Gulf of Mexico. Its proximity to the elevators adds convenience without compromising views. All stucco repairs on the 17-stack have been completed.
The oversized balcony spans more than 30 feet and is furnished with durable Polywood seating, providing unobstructed views of the lagoon-style pool and the Gulf waters beyond. This unit does not include a deeded parking space; however, overflow parking is available throughout the parking garage.
Shores of Panama Resort features the largest Gulf-front lagoon pool in Panama City Beach. This zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub, all set against resort guest exclusive beachfront access. Guests enjoy an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar.
The resort's location places dining, shopping, and entertainment within close proximity. Pineapple Willy's is adjacent to the property for beachfront dining. Laketown Wharf, directly across the street, offers Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press coffee shop, The Bun Lab, 810 Billiards & Bowling, a salon and nail bar, and additional retail options.
Nearby recently opened attractions include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub. Tootsie's Orchid Lounge is scheduled to open in 2026, reinforcing continued commercial investment and growth in Panama City Beach.
Covered parking, complimentary Wi-Fi, and on-site security enhance the guest experience, contributing to Shores of Panama's position as a consistently high-demand Gulf-front resort.
HOA dues are $3,491.71 per quarter. All information and HOA fees are deemed accurate but should be verified by buyers if important.
Bunk Room
First: 1
Master Bathroom
First: 1
Pool Features
Inground: 1
Indoor: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Washer: 1
Washer/Dryer Stacked: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Floor - Vinyl Plank: 1
Pantry: 1
Window - Treatment All: 1
Exterior
Balcony: 1
Association Fees Include
Accounting: 1
BBQ Pit/Grill: 1
Beach: 1
Exercise Room: 1
Ground Keeping: 1
Insurance: 1
Management: 1
Master Association: 1
Pool: 1
Security: 1
Sewer: 1
TV Cable: 1
Water: 1
Financing
Cash: 1
Other: 1
Furnished
Furnished: 1
Interior
Bunk Room: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Within 1/2 Mile to Water: 1
Mstr Bath / Mstr Bdrm
MBed Waterfront: 1
MBath Shower/Tub Combo: 1
Present Zoning
Resid Multi-Family: 1
Association Amenities
BBQ Pit/Grill: 1
Beach: 1
Elevators: 1
Exercise Room: 1
Picnic Area: 1
Pool: 1
Waterfront: 1
Other - See Remarks: 1
Rooms
Bunk Room: 1
Full Bathroom: 1
Kitchen: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Showing
ShowingTime: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Other - See Remarks: 1
Waterview
Gulf: 1
Sale Type
As Is: 1
Full Bathroom
First: 1
Waterfront Type
Gulf: 1
Master Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Security Features
24 Hour Security: 1
Fire Sprinkler System: 1
Secured Garage/Parking: 1
Property Features
Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven - Electric; Range - Electric; Refrigerator; Washer; Washer/Dryer Stacked; Water Heater - Electric
Full Bathroom: First
Master Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Balcony
Association Fees Include: Accounting; BBQ Pit/Grill; Beach; TV Cable; Exercise Room; Insurance; Ground Keeping; Management; Master Association; Pool; Security; Sewer; Water
Financing: Cash; Other
Furnished: Furnished
Interior: Bunk Room
Kitchen: First
Living Room: First
Lot Features: Within 1/2 Mile to Water
Bunk Room: First
Master Bathroom: First
Pool Features: Inground; Indoor
Security Features: 24 Hour Security; Fire Sprinkler System; Secured Garage/Parking
Association Amenities: BBQ Pit/Grill; Beach; Elevators; Exercise Room; Picnic Area; Pool; Waterfront; Other - See Remarks
Rooms: Bunk Room; Full Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom
Sale Type: As Is
Showing: ShowingTime
Utilities: TV Cable; Electricity - Connected; Garbage; Public Sewer - Connected; Public Water - Connected; Other - See Remarks