9900 S Thomas Drive 1704, Panama City, FL 32408 (MLS# 786779)

Floor Number: 17

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 1148

Construction Status: Construction Complete

SqFt Source: Prop App Site

# of Stories in Building: 23

# of Units in Bldg: 709

Lot Dimensions: 0x0

New Construction: No

Garage Y/N: Yes

Garage Spaces: 1

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 2

Full Baths: 3

Total Baths: 3

Year Built: 2007

List Price/SqFt: 355.31

Status: Active

List Date: 2026-03-13

List Price: $407,900

Current Price: $407,900

Unit #: 1704

Sub Area: 0318 - Beach - Central South

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Breakfast Point

Middle School: Surfside

High School: Arnold

Directions: Shores of Panama is next to Pineapple Willy's Restaurant across from Lake Town Warf on South Thomas Drive

Area: 03 - Bay County - Beach

Street #: 9900

Street Direction: S

Street Name: Thomas

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Shores Of Panama Phase I

Parcel ID: 40000-650-289

Legal Description: SHORES OF PANAMA PHASE I UNIT 1704 TYPE B(R) ORB 2740 P 2252 17TH FLOOR 2BD/3BR ORB 4323 P 1398 1148 SQ FT ORB 4323 P 1419 PARK SP# 725

HOA Fee: Yes

HOA Amount: 4419.5

HOA Frequency: Quarterly

HOA Annual Amount: 17678

New Buyer Fee: No

Last Taxes: 5030

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Condo Doc: Yes

Remarks: WELCOME TO SHORES OF PANAMA 1704.....Stunning beachfront residence at **Shores of Panama - Unit 1704**. This beautifully appointed 2-bedroom plus private bunk room condominium offers exceptional Gulf views, luxury finishes, and impressive short-term rental potential. With the right management company, projected gross rental income ranges from **$75,000-$80,000 annually**, making it an outstanding investment opportunity. ## Property Overview Unit 1704 is thoughtfully designed for comfort, privacy, and rental performance. - **2 oversized bedrooms**, each featuring a private ensuite full bathroom - **Private bunk room** with its own bathroom and stand-up shower - Spacious open-concept living and dining area - Expansive beachfront balcony with breathtaking Gulf views - Offered **fully furnished** with upscale décor - Well-equipped kitchen with quality cabinetry, appliances, and ample counter space The split-bedroom layout maximizes privacy for guests, making this unit highly desirable for vacation rentals. The additional bunk room with a private bath significantly enhances occupancy potential and guest appeal. ## Investment Highlights This property is approved for **short-term rentals** and has strong income potential. - Estimated **$75,000-$80,000 gross annual income** with professional management - High-demand beachfront location - Turnkey and rental-ready - Strong guest appeal due to layout and amenities With its prime Gulf-front positioning and resort-level amenities, Unit 1704 is designed to generate consistent rental performance while offering owners personal enjoyment. ## Resort-Style Amenities at Shores of Panama Shores of Panama is known for delivering one of the most impressive amenity packages on the Gulf Coast. - **13,966 sq. ft. Gulf-front, zero-entry lagoon-style pool** with hot tub - Heated indoor pool for year-round enjoyment - Two seasonal tiki bars serving lunch and dinner - On-site coffee shop - Fully equipped fitness center - 24/7 on-site security - Direct beach access The lagoon-style pool is a signature feature of the resort and a major draw for vacationers. ## Prime Location Convenience and entertainment are right outside your door. - Adjacent to **Pineapple Willy's**, a local favorite - Walking distance to numerous restaurants, shopping, and entertainment venues - Wal-Mart located directly across the street for everyday essentials This central location enhances rental desirability by offering guests easy access to everything they need without requiring transportation. --- Shores of Panama Unit 1704 delivers the perfect combination of luxury beachfront living and strong investment potential. Whether you are seeking a high-performing vacation rental or a personal Gulf-front retreat, this fully furnished, amenity-rich residence is positioned to exceed expectations.

Inground: 1

Indoor: 1

Spa/ Hot Tub: 1

Cooktop - Electric: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Oven - Electric: 1

Washer/Dryer Stacked: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Floor - Tile: 1

Window - Treatment All: 1

Siding - Stucco: 1

Balcony: 1

Shore - Beach: 1

Accounting: 1

BBQ Pit/Grill: 1

Beach: 1

Dumpster: 1

Exercise Room: 1

Ground Keeping: 1

Insurance: 1

Internet-WiFi: 1

Master Association: 1

Pest Control: 1

Pool: 1

Security: 1

Sewer: 1

Trash Disposal: 1

TV Cable: 1

Water: 1

Whirlpool: 1

Furnished: 1

Bunk Room: 1

Near Beach Access: 1

Within 1/2 Mile to Water: 1

City Street: 1

Community Structure: 1

Deeded: 1

City: 1

Resid Multi-Family: 1

BBQ Pit/Grill: 1

Beach: 1

Community Room: 1

Exercise Room: 1

Gated Community: 1

Pool: 1

Waterfront: 1

Dining: 1

Bedroom: 1

Primary Bedroom: 1

Electricity - Connected: 1

Garbage: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Gulf: 1

As Is: 1

Gulf: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

MBath Shower/Tub Combo: 1

24 Hour Security: 1

Building Security: 1

Fire Alarm: 1

Fire Sprinkler System: 1

Gated with Guard: 1

Security Guard: 1