9900 S Thomas Drive 1610, Panama City Beach, FL 32408 (MLS# 794006)


$285,000
9900 S Thomas Drive 1610
Panama City Beach, FL 32408
MLS# 794006
1 beds  |  2 baths  |  911 sqft


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Open House (09/17/2026 - 10:00 am - 1:00 pm)

Property Description
OPEN HOUSE SEPTEMBER 17TH AND 18TH FROM 10AM-1PM! LOWEST PRICED ''F'' Floor Plan at the Shores of Panama! Own a rare opportunity at Shores of Panama with this highly sought-after ''F'' stack Gulf-view condo--a prime 16th-floor location offering breathtaking, unobstructed views of the emerald waters and sugar-white sand. This thoughtfully designed 1-bedroom, 1.5-bath condo with a bunk area is perfectly sized for a family getaway while also delivering strong rental potential. Wake each morning to panoramic Gulf views and step onto your private balcony overlooking the shoreline--one of the few layouts in the building offering this direct perspective of the water. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

Details
Maps
General Property Info
Floor Number: 16
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 911
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Accessory Dwelling Unit: No
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 1
Full Baths: 1
Total Baths: 2
Year Built: 2007
Contract Info
List Price/SqFt: 312.84
Status: Active
List Date: 2026-08-13
List Price: $285,000
Current Price: $285,000
Location
Unit #: 1610
Sub Area: 0318 - Beach - Central South
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Breakfast Point
Middle School: Surfside
High School: Arnold
Directions: Thomas Dr & Front Beach Road
Area: 03 - Bay County - Beach
Street #: 9900
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Shores Of Panama Phase II
Parcel ID: 40000-650-277
Legal Description: SHORES OF PANAMA PHASE I UNIT 1610 TYPE F ORB 2740 P 2252 16TH FLOOR 1BD/1.5BR ORB 3404 P 2138 911 SQ FT W/BUNK
Listing Info, Tax and Legal
Homestead: No
HOA Fee: Yes
HOA Amount: 3507.11
HOA Frequency: Quarterly
HOA Annual Amount: 14028.44
New Buyer Fee: No
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Remarks & Misc
Remarks: OPEN HOUSE SEPTEMBER 17TH AND 18TH FROM 10AM-1PM! LOWEST PRICED ''F'' Floor Plan at the Shores of Panama! Own a rare opportunity at Shores of Panama with this highly sought-after ''F'' stack Gulf-view condo--a prime 16th-floor location offering breathtaking, unobstructed views of the emerald waters and sugar-white sand. This thoughtfully designed 1-bedroom, 1.5-bath condo with a bunk area is perfectly sized for a family getaway while also delivering strong rental potential. Wake each morning to panoramic Gulf views and step onto your private balcony overlooking the shoreline--one of the few layouts in the building offering this direct perspective of the water. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.
Appliances
Dishwasher: 1
Dryer: 1
Oven - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Window - Treatment All: 1
Exterior
Balcony: 1
Association Fees Include
Exercise Room: 1
Gated Community: 1
Ground Keeping: 1
Insurance: 1
Master Association: 1
Pool: 1
Security: 1
Sewer: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Whirlpool: 1
Financing
Cash: 1
Conventional: 1
Furnished
Furnished: 1
Kitchen
First: 1
Living Room
First: 1
Parking Features
Deeded: 1
Present Zoning
Resid Multi-Family: 1
Association Amenities
Elevators: 1
Exercise Room: 1
Gated Community: 1
Pool: 1
Security-24 hour: 1
Waterfront: 1
Whirlpool: 1
Rooms
Bedroom: 1
Kitchen: 1
Living Room: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Sale Type
As Is: 1
Waterfront Type
Gulf: 1
Bedroom
First: 1
Cooling
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Security Features
Security Gate: 1
Property Features
Appliances: Dishwasher; Dryer; Oven - Electric; Refrigerator; Washer; Water Heater - Electric
Bedroom: First
Cooling: Central Air; Electric
Heating: Central; Electric
Exterior: Balcony
Association Fees Include: TV Cable; Exercise Room; Gated Community; Insurance; Ground Keeping; Master Association; Pool; Security; Sewer; Whirlpool; Trash Disposal; Water
Financing: Cash; Conventional
Furnished: Furnished
Kitchen: First
Living Room: First
Security Features: Security Gate
Parking Features: Deeded
Association Amenities: Elevators; Exercise Room; Gated Community; Pool; Security-24 hour; Whirlpool; Waterfront
Rooms: Bedroom; Kitchen; Living Room
Sale Type: As Is
Utilities: TV Cable; Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Gulf
Waterview: Gulf
Present Zoning: Resid Multi-Family
Room Information
Room Name Level Dimensions Length Width Remarks
BedroomFirst14 x 1314.0013.00if important buyer to verify
Living RoomFirst16 x 1616.0016.00if important buyer to verify
KitchenFirst12 x 1212.0012.00if important buyer to verify

Listing Office: Christies International Real Estate Emerald Coast

Last Updated: September - 17 - 2026

Information deemed reliable but not guaranteed.