9900 S Thomas Drive 1408, Panama City Beach, FL 32408 (MLS# 792192)

List Price/SqFt: 376.16

Status: Active

List Date: 2026-07-03

List Price: $325,000

Current Price: $325,000

Unit #: 1408

Sub Area: 0318 - Beach - Central South

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Breakfast Point

Middle School: Surfside

High School: Arnold

Directions: Shores of Panama is located next to Pineapple Willy's across from Laketown Wharf, at the intersection of Front Beach Road and Thomas Dr

Area: 03 - Bay County - Beach

Street #: 9900

Street Direction: S

Street Name: Thomas

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Shores Of Panama

Parcel ID: 40000-650-239

Legal Description: SHORES OF PANAMA PHASE I UNIT 1408 TYPE A ORB 2740 P 2252 14TH FLOOR 1BD/2BR ORB 4325 P 1648 864 SQ FT ORB 4325 P 1649 PK SP 775

Floor Number: 14

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 864

Construction Status: Construction Complete

SqFt Source: Prop App Site

# of Stories in Building: 23

# of Units in Bldg: 709

Lot Dimensions: CONDO

New Construction: No

Garage Y/N: Yes

Garage Spaces: 1

Assigned Spaces: 1

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 1

Full Baths: 2

Total Baths: 2

Year Built: 2007

Homestead: No

HOA Fee: Yes

HOA Amount: 3326.18

HOA Frequency: Quarterly

HOA Annual Amount: 13304.72

New Buyer Fee: No

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Condo Doc: Yes

Remarks: TROPICAL STYLE INSIDE. LAGOON POOL AND GULF VIEWS OUTSIDE. RIGHT BY THE ELEVATORS. Shores of Panama 1408 is an A floor plan in Panama City Beach, offering a one-bedroom plus bunk layout, two full bathrooms, deeded parking, and a convenient 8-stack location just off the bank of elevators. This turnkey, fully furnished condo features coastal décor and furnishings, updated light fixtures, and luxury vinyl plank flooring throughout. The living area is designed for easy use as a short-term rental or personal beach retreat, with open flow into the dining area and kitchen. The kitchen features granite countertops, white appliances, and a white subway tile backsplash. The primary bedroom includes a king-size bed and private bathroom with a tub/shower combo. Near the entry, the bunk area has access to its own full bathroom, giving the floor plan added functionality beyond a standard one-bedroom layout. The balcony offers a strong resort-view setting with lagoon pool views and Gulf views from the 8th floor. Additional details include a deeded parking space on the 7th floor, water heater from 2016, and HVAC from 2006. Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed newer attractions and entertainment venues including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. The same owner is also listing Shores of Panama 1410, positioned nearby on the same floor. For guests traveling together, the close front-door proximity creates a convenient two-unit setup with the same elevator access, separate private spaces, and more time together without being spread across the resort. HOA dues are $3,326.18 per quarter. One special assessment payment remains in the amount of $1,155.20 (4th quarter of 2026) Approximate Gross rental income was $23,000 in 2024, $28,000 in 2025, and $28,750 year-to-date through the end of June 2026. All information, rental income, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.

First: 1

First: 1

Heated - Electric: 1

Inground: 1

Indoor: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Washer/Dryer Stacked: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Floor - Tile: 1

Floor - Vinyl Plank: 1

Window - Treatment All: 1

Balcony: 1

Accounting: 1

BBQ Pit/Grill: 1

Beach: 1

Exercise Room: 1

Ground Keeping: 1

Insurance: 1

Internet-WiFi: 1

Master Association: 1

Pool: 1

Sewer: 1

TV Cable: 1

Water: 1

Cash: 1

Conventional: 1

Other: 1

Furnished: 1

First: 1

First: 1

Deeded: 1

Garage Attached: 1

Resid Multi-Family: 1

BBQ Pit/Grill: 1

Beach: 1

Business Center: 1

Community Room: 1

Elevators: 1

Exercise Room: 1

Picnic Area: 1

Playground: 1

Pool: 1

Retail Shops: 1

Waterfront: 1

Balcony: 1

Bunk Room: 1

Full Bathroom: 1

Kitchen: 1

Living Room: 1

Primary Bathroom: 1

Primary Bedroom: 1

ShowingTime: 1

TV Cable: 1

Electricity - Connected: 1

Garbage: 1

Internet - Broadband Available: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Gulf: 1

First: 1

Gulf: 1

First: 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

First: 1

24 Hour Security: 1

Fire Sprinkler System: 1

Security Gate: 1

Security Guard: 1