9900 S Thomas Drive 131, Panama City, FL 32408 (MLS# 794018)

Floor Number: 1

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 1400

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Accessory Dwelling Unit: No

Lot Dimensions: 0x0

New Construction: No

Garage Y/N: Yes

Garage Spaces: 1

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 3

Full Baths: 3

Total Baths: 3

Year Built: 2007

List Price/SqFt: 435.71

Status: Active

List Date: 2026-08-13

List Price: $610,000

Current Price: $610,000

Unit #: 131

Sub Area: 0318 - Beach - Central South

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Breakfast Point

Middle School: Surfside

High School: Arnold

Directions: Shores of Panama is located at the intersection of Front Beach Rd and South Thomas Drive next to Pineapple Willies

Area: 03 - Bay County - Beach

Street #: 9900

Street Direction: S

Street Name: Thomas

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Shores Of Panama Phase II

Parcel ID: 40000-675-012

Legal Description: SHORES OF PANAMA II UNIT 131 TYPE U ORB 2740 P 2252 3BR 3BA ORB 3404 P 2094 1400 TOTAL SF

Homestead: No

HOA Fee: Yes

HOA Amount: 4707.98

HOA Frequency: Quarterly

HOA Annual Amount: 18831.92

New Buyer Fee: No

Last Taxes: 6078.34

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Condo Doc: Yes

Remarks: LOWEST PRICED ''U'' Floor Plan!! Experience elevated coastal living in this rare East-side corner, ground-floor premium condo offering 3 bedrooms, 3 baths, and sweeping panoramic Gulf views. Designed with the highly desirable ''U'' floor plan, this layout provide breathtaking sunrise and sunset vistas from the expansive wrap-around balcony. What truly sets this condo apart is its private gated terrace access--step directly from your balcony to the pool deck and onto the beach. Inside, the condo has been thoughtfully renovated and beautifully refurnished. Recent upgrades include: New granite countertops, Luxury vinyl plank flooring throughout, New sink and faucet, Updated hanging light fixtures, Shiplap accent wall in the living area, Fresh interior paint, All new bedroom furniture and Soaring 12-foot ceilings for an open, airy feel. The functional layout features two spacious main suites, each with private baths, plus a third bedroom with its own bath--ideal for larger families or maximizing rental occupancy. A large exterior storage room just outside the front door adds additional convenience for beach gear and owner storage. With strong rental performance, unmatched accessibility, and premium corner positioning, this condo is perfectly suited for investors seeking income potential as well as buyers wanting a spacious Gulf-front retreat. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

First: 1

Dishwasher: 1

Dryer: 1

Oven - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Window - Treatment All: 1

Balcony: 1

Exercise Room: 1

Gated Community: 1

Ground Keeping: 1

Insurance: 1

Master Association: 1

Pool: 1

Security: 1

Sewer: 1

Trash Disposal: 1

Water: 1

Furnished: 1

First: 1

First: 1

Resid Multi-Family: 1

Elevators: 1

Exercise Room: 1

Gated Community: 1

Pool: 1

Security-24 hour: 1

Waterfront: 1

Whirlpool: 1

Bedroom: 1

Dining Room: 1

Full Bathroom: 1

Kitchen: 1

Living Room: 1

Primary Bathroom: 1

Primary Bedroom: 1

TV Cable: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Gulf: 1

As Is: 1

First: 1

Gulf: 1

First: 1

First: 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

First: 1

Security Gate: 1