9900 S Thomas Drive 1122
Panama City Beach, FL 32408
MLS# 794016
2 beds | 3 baths | 1453 sqft
Property DescriptionThe ONLY ''H'' Floor Plan on the market !! Experience the ultimate blend of beachfront luxury and high-performing investment potential in this 2BD 3BA +bunk Gulf front condo at Shores of Panama. Located within the highly sought-after and seldom available H-floor-plan stack (only 23 in the entire building), this spacious condo offers an exceptional layout designed for both strong rental returns and unforgettable coastal living. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat.
This condo features two primary suites with ensuite baths, plus an additional bedroom and a separate bunk room, comfortably accommodating up to 10 guests. With three full bathrooms, the thoughtful configuration maximizes occupancy and guest comfort, making it one of the most versatile and desirable floor-plans in the resort.
The open-concept living and dining area (seating for eight) flows seamlessly to an oversized private balcony showcasing sweeping Gulf views, vibrant sunsets, and the resort's iconic lagoon-style pool.
This unit also includes one deeded parking space.
Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security.
The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach.
If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.
Floor Number: 11
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1453
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Accessory Dwelling Unit: No
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Total Baths: 3
Year Built: 2007
List Price/SqFt: 343.43
Status: Active
List Date: 2026-08-13
List Price: $499,000
Unit #: 1122
Sub Area: 0318 - Beach - Central South
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Breakfast Point
Middle School: Surfside
High School: Arnold
Directions: Shores of Panama is located at the intersection of Front Beach Rd and South Thomas Drive next to Pineapple Willies
Area: 03 - Bay County - Beach
Street #: 9900
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
County: Bay
Subdivision: Shores Of Panama Phase II
Parcel ID: 4000-675-133
Legal Description: SHORES OF PANAMA II UNIT 1122 TYPE H ORB 2740 P 2252 2BR 3BA ORB 3404 P 2094 1453 TOTAL SF
Homestead: No
HOA Fee: Yes
HOA Amount: 4886.21
HOA Frequency: Quarterly
HOA Annual Amount: 19544.84
New Buyer Fee: No
Last Taxes: 5457
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks: The ONLY ''H'' Floor Plan on the market !! Experience the ultimate blend of beachfront luxury and high-performing investment potential in this 2BD 3BA +bunk Gulf front condo at Shores of Panama. Located within the highly sought-after and seldom available H-floor-plan stack (only 23 in the entire building), this spacious condo offers an exceptional layout designed for both strong rental returns and unforgettable coastal living. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat.
This condo features two primary suites with ensuite baths, plus an additional bedroom and a separate bunk room, comfortably accommodating up to 10 guests. With three full bathrooms, the thoughtful configuration maximizes occupancy and guest comfort, making it one of the most versatile and desirable floor-plans in the resort.
The open-concept living and dining area (seating for eight) flows seamlessly to an oversized private balcony showcasing sweeping Gulf views, vibrant sunsets, and the resort's iconic lagoon-style pool.
This unit also includes one deeded parking space.
Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security.
The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach.
If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.
Oven - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Window - Treatment All: 1
Exercise Room: 1
Gated Community: 1
Ground Keeping: 1
Insurance: 1
Master Association: 1
Pool: 1
Trash Disposal: 1
Water: 1
Elevators: 1
Exercise Room: 1
Gated Community: 1
Pool: 1
Security-24 hour: 1
Waterfront: 1
Bunk Room: 1
Dining Room: 1
Full Bathroom: 1
Kitchen: 1
TV Cable: 1
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Central Air: 1
Electric: 1
Appliances: Dishwasher; Dryer; Oven - Electric; Refrigerator; Washer; Water Heater - Electric
Cooling: Central Air; Electric
Heating: Central; Electric
Association Fees Include: Exercise Room; Gated Community; Insurance; Ground Keeping; Master Association; Pool; Security; Sewer; Whirlpool; Trash Disposal; Water
Security Features: Security Gate
Association Amenities: Elevators; Exercise Room; Gated Community; Pool; Security-24 hour; Whirlpool; Waterfront
Rooms: Balcony; Bedroom; Bunk Room; Dining Room; Full Bathroom; Kitchen; Living Room
Utilities: TV Cable; Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Present Zoning: Resid Multi-Family
| Room Name | Level | Dimensions | Length | Width | Remarks |
| Bedroom | First | 13 x 15 | 13.00 | 15.00 | if important buyer to verify |
| Bedroom | First | 13.5 x 12 | 13.50 | 12.00 | if important buyer to verify |
| Bedroom | First | 12.5 x 9 | 12.50 | 9.00 | if important buyer to verify |
| Bunk Room | First | 7 x 6.1 | 7.00 | 6.10 | if important buyer to verify |
| Dining Room | First | 13 x 7 | 13.00 | 7.00 | if important buyer to verify |
| Living Room | First | 17.5 x 15.5 | 17.50 | 15.50 | if important buyer to verify |
| Kitchen | First | 13.1 x 9.5 | 13.10 | 9.50 | if important buyer to verify |
| Full Bathroom | First | 6 x 10 | 6.00 | 10.00 | if important buyer to verify |
| Full Bathroom | First | 10 x 5.5 | 10.00 | 5.50 | if important buyer to verify |
| Full Bathroom | First | 8 x 4.1 | 8.00 | 4.10 | if important buyer to verify |
| Balcony | First | 17.5 x 12 | 17.50 | 12.00 | if important buyer to verify |
Listing Office: Christies International Real Estate Emerald Coast
Last Updated: August - 28 - 2026
Information deemed reliable but not guaranteed.