9900 S Thomas Drive 1103, Panama City Beach, FL 32408 (MLS# 789195)

List Price/SqFt: 547.3

Status: Active

List Date: 2026-05-01

List Price: $619,000

Current Price: $619,000

Unit #: 1103

Sub Area: 0318 - Beach - Central South

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Breakfast Point

Middle School: Surfside

High School: Arnold

Directions: From US-98, turn south onto Richard Jackson Blvd. Continue to Front Beach Rd and turn left. Shores of Panama Resort is located at the intersection of Front Beach Road and South Thomas Drive, next to Pineapple Willy's. Enter the parking garage from South Thomas Drive.

Area: 03 - Bay County - Beach

Street #: 9900

Street Direction: S

Street Name: Thomas

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Shores Of Panama

Parcel ID: 40000-650-180

Legal Description: SHORES OF PANAMA PHASE I UNIT 1103 TYPE E ORB 2740 P 2252 11TH FLOOR 2BD/2.5BR ORB 4678 P 1196 1131 SQ FT ORB 4678 P 1224 PARKING SP 1139-B ORB 4678 P 1227 PARKING SP 1292

Floor Number: 11

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 1131

Construction Status: Construction Complete

SqFt Source: Prop App Site

Half Baths: 1

# of Stories in Building: 23

Lot Dimensions: n/a

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 2

Full Baths: 2

Total Baths: 3

Year Built: 2007

HOA Fee: Yes

HOA Amount: 4354.06

HOA Frequency: Quarterly

HOA Annual Amount: 17416.24

New Buyer Fee: No

Last Taxes: 6186.77

Last Tax Year: 2025

Brokerage Interest: No Interest

Condo Doc: Yes

Remarks: Experience one of the most desirable layouts at the Shores of Panama - 1103 is the E floor plan with a wraparound balcony and unobstructed Gulf views. Also rare, is this residence conveys with TWO DEEDED PARKING SPACES, one on the same floor (Level 11) and an additional space on Level 12. Sold fully furnished, this turn-key unit is ready to enjoy, rent, or both. Designed to live like a 3-bedroom, this residence features 2 primary suites, one is Gulf front with direct balcony access. It also features a large bunk room and 2.5 BATHS. This unit has demonstrated impressive rental performance generating approximately $70,000 in 2024, and $78,000 for 2025. Shores of Panama is one of Panama City Beach's premier Gulf-front resorts, known for its iconic 14,000sf Gulf front lagoon pool, featuring zero-entry access, tropical palm-lined islands, fountains, and an expansive beachfront hot tub. Additional amenities include an indoor heated pool and spa, 24-hour fitness center, seasonal tiki bar, covered parking, and on-site security. The location places you in the heart of it all--adjacent to Pineapple Willy's for beachfront dining, and just across the street from Laketown Wharf offering a variety of restaurants, coffee shops, entertainment, and retail. Nearby attractions include Pier Park, Topgolf Panama City Beach, and Pirates Voyage Dinner & Show, with continued growth and new venues enhancing the area's appeal. Whether you're seeking a primary residence, second home, or high-performing income property, this is a standout opportunity in one of the Gulf Coast's most recognizable resort destinations. All information, including dimensions and HOA details, is deemed reliable but should be verified by buyers if important.

First: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Microwave: 1

Oven - Electric: 1

Refrigerator: 1

Washer: 1

Washer/Dryer Stacked: 1

Water Heater - Electric: 1

Floor - Tile: 1

Lock Out Closet: 1

Pantry: 1

Window - Treatment All: 1

Balcony: 1

BBQ Pit/Grill: 1

Beach: 1

Community Room: 1

Exercise Room: 1

Game Room: 1

Gated Community: 1

Ground Keeping: 1

Internet-WiFi: 1

Master Association: 1

Picnic Area: 1

Playground: 1

Pool: 1

Recreational Faclty: 1

Security: 1

Sewer: 1

Trash Disposal: 1

Water: 1

Whirlpool: 1

Furnished: 1

Bunk Room: 1

First: 1

First: 1

Waterfront: 1

Deeded: 1

Gated: 1

Parking Garage: 1

MBath Shower Only: 1

MBed First Floor: 1

MBed Waterfront: 1

MBath Shower/Tub Combo: 1

Resid Multi-Family: 1

BBQ Pit/Grill: 1

Beach: 1

Community Room: 1

Dumpster: 1

Elevators: 1

Game Room: 1

Gated Community: 1

Picnic Area: 1

Playground: 1

Pool: 1

Waterfront: 1

Whirlpool: 1

Dining: 1

Recreation Facilities: 1

Bedroom: 1

Bunk Room: 1

Kitchen: 1

Living Room: 1

Master Bedroom: 1

TV Cable: 1

Electricity - Availabile: 1

Internet - Broadband Available: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Gulf: 1

Gulf: 1

First: 1

First: 1

Ceiling Fan(s): 1

Electric: 1

Electric: 1

24 Hour Security: 1

Fire Sprinkler System: 1

Gated Community: 1

Gated with Guard: 1

Security Gate: 1

Security Guard: 1