9900 S Thomas Drive 1013, Panama City, FL 32408 (MLS# 788575)


$350,000
9900 S Thomas Drive 1013
Panama City, FL 32408
MLS# 788575
2 beds  |  2 baths  |  907 sqft

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Property Description
SAME-FLOOR PARKING | CENTER-STACK POSITION | WEST-FACING GULF VIEWS Shores of Panama 1013 stands out for reasons that go beyond the typical beachfront condo checklist. Positioned in the center stack of the building, this Type-C floor plan offers a more balanced placement within the tower along with the convenience of a deeded parking space on the same level. One of the most practical advantages of this location is the covered access from the adjacent parking area, allowing you to move from your vehicle to your front door with added protection from the weather. It is a feature owners and guests appreciate right away, especially on arrival days, grocery runs, and beach weekends. This floor plan includes 2 bedrooms, 2 full bathrooms, in-unit laundry, and a west-facing balcony with views overlooking the lagoon-style pool and the Gulf beyond. From the moment you step inside, you will notice the thoughtful updates and clean presentation that help set this condo apart. Luxury floating LVP flooring runs throughout the unit and pairs nicely with freshly painted walls and tasteful furnishings. The living room and bedroom both include privacy curtains, and the kitchen is equipped with stainless steel appliances. Flat-screen TVs, a front-load washer and dryer, and a fully furnished turn-key setup add to the overall convenience and appeal. Major system updates include the HVAC and water heater, both replaced in 2019. The balcony offers more than 30 feet of outdoor space, creating a comfortable place to take in west-facing views of the resort pool, tropical grounds, and turquoise Gulf waters. It is the kind of perspective that reinforces why the center section of Shores of Panama continues to draw attention from buyers looking for a strong blend of view, layout, and convenience. Shores of Panama Resort features the largest Gulf-front lagoon pool in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. The resort's central Panama City Beach location places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the property for beachfront dining. Laketown Wharf, directly across the street, offers Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press, The Bun Lab, 810 Billiards & Bowling, a salon and nail bar, and additional retail options. Nearby attractions include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub. HOA dues are $3,108.96 per quarter. All

Details
Maps
Listing Info, Tax and Legal
Homestead: No
HOA Fee: Yes
HOA Amount: 3491.71
HOA Frequency: Quarterly
HOA Annual Amount: 13966.84
New Buyer Fee: No
Last Taxes: 3861
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Contract Info
List Price/SqFt: 385.89
Status: Active
List Date: 2026-04-19
List Price: $350,000
Current Price: $350,000
Location
Unit #: 1013
Sub Area: 0318 - Beach - Central South
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Shores of Panama is located next to Pineapple Willy's across from Laketown Wharf, at the intersection of Front Beach Road and Thomas Dr
Area: 03 - Bay County - Beach
Street #: 9900
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Shores Of Panama
Parcel ID: 40000-650-172
Legal Description: SHORES OF PANAMA PHASE I UNIT 1013 TYPE C(L) ORB 2740 P 2252 10TH FLOOR 1BD/2BR ORB 4566 P 1569 907 SQ FT . PARKING SPACE # 1084
General Property Info
Floor Number: 10
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 907
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: CONDO
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 2
Year Built: 2007
Remarks & Misc
Remarks: SAME-FLOOR PARKING | CENTER-STACK POSITION | WEST-FACING GULF VIEWS Shores of Panama 1013 stands out for reasons that go beyond the typical beachfront condo checklist. Positioned in the center stack of the building, this Type-C floor plan offers a more balanced placement within the tower along with the convenience of a deeded parking space on the same level. One of the most practical advantages of this location is the covered access from the adjacent parking area, allowing you to move from your vehicle to your front door with added protection from the weather. It is a feature owners and guests appreciate right away, especially on arrival days, grocery runs, and beach weekends. This floor plan includes 2 bedrooms, 2 full bathrooms, in-unit laundry, and a west-facing balcony with views overlooking the lagoon-style pool and the Gulf beyond. From the moment you step inside, you will notice the thoughtful updates and clean presentation that help set this condo apart. Luxury floating LVP flooring runs throughout the unit and pairs nicely with freshly painted walls and tasteful furnishings. The living room and bedroom both include privacy curtains, and the kitchen is equipped with stainless steel appliances. Flat-screen TVs, a front-load washer and dryer, and a fully furnished turn-key setup add to the overall convenience and appeal. Major system updates include the HVAC and water heater, both replaced in 2019. The balcony offers more than 30 feet of outdoor space, creating a comfortable place to take in west-facing views of the resort pool, tropical grounds, and turquoise Gulf waters. It is the kind of perspective that reinforces why the center section of Shores of Panama continues to draw attention from buyers looking for a strong blend of view, layout, and convenience. Shores of Panama Resort features the largest Gulf-front lagoon pool in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. The resort's central Panama City Beach location places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the property for beachfront dining. Laketown Wharf, directly across the street, offers Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press, The Bun Lab, 810 Billiards & Bowling, a salon and nail bar, and additional retail options. Nearby attractions include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub. HOA dues are $3,108.96 per quarter. All
Balcony
First: 1
Bunk Room
First: 1
Master Bathroom
First: 1
Pool Features
Inground: 1
Indoor: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Washer: 1
Washer/Dryer Stacked: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Floor - Vinyl Plank: 1
Pantry: 1
Window - Treatment All: 1
Exterior
Balcony: 1
Association Fees Include
Accounting: 1
BBQ Pit/Grill: 1
Beach: 1
Exercise Room: 1
Ground Keeping: 1
Insurance: 1
Internet Service: 1
Management: 1
Master Association: 1
Pool: 1
Security: 1
Sewer: 1
TV Cable: 1
Water: 1
Financing
Cash: 1
Other: 1
Furnished
Furnished: 1
Interior
Bunk Room: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Within 1/2 Mile to Water: 1
Mstr Bath / Mstr Bdrm
MBed Waterfront: 1
MBath Shower/Tub Combo: 1
Present Zoning
Resid Multi-Family: 1
Association Amenities
BBQ Pit/Grill: 1
Beach: 1
Elevators: 1
Exercise Room: 1
Picnic Area: 1
Pool: 1
Waterfront: 1
Other - See Remarks: 1
Rooms
Balcony: 1
Bunk Room: 1
Full Bathroom: 1
Kitchen: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Showing
ShowingTime: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Other - See Remarks: 1
Waterview
Gulf: 1
Sale Type
As Is: 1
Full Bathroom
First: 1
Waterfront Type
Gulf: 1
Master Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Security Features
24 Hour Security: 1
Fire Sprinkler System: 1
Secured Garage/Parking: 1
Property Features
Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven - Electric; Range - Electric; Refrigerator; Washer; Washer/Dryer Stacked; Water Heater - Electric
Full Bathroom: First
Master Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Balcony
Association Fees Include: Accounting; BBQ Pit/Grill; Beach; TV Cable; Exercise Room; Insurance; Internet Service; Ground Keeping; Management; Master Association; Pool; Security; Sewer; Water
Financing: Cash; Other
Furnished: Furnished
Interior: Bunk Room
Kitchen: First
Living Room: First
Lot Features: Within 1/2 Mile to Water
Balcony: First
Bunk Room: First
Master Bathroom: First
Pool Features: Inground; Indoor
Security Features: 24 Hour Security; Fire Sprinkler System; Secured Garage/Parking
Association Amenities: BBQ Pit/Grill; Beach; Elevators; Exercise Room; Picnic Area; Pool; Waterfront; Other - See Remarks
Rooms: Balcony; Bunk Room; Full Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom
Sale Type: As Is
Showing: ShowingTime
Utilities: TV Cable; Electricity - Connected; Garbage; Public Sewer - Connected; Public Water - Connected; Other - See Remarks
Waterfront Type: Gulf
Waterview: Gulf
Present Zoning: Resid Multi-Family
Room Information
Room Name Level Dimensions Length Width Dimensions
BalconyFirst30.8 x 6.830.806.8030.8 x 6.8
Master BedroomFirst14.3 x 18.414.3018.4014.3 x 18.4
Master BathroomFirst4.11 x 10.24.1110.204.11 x 10.2
KitchenFirst11.7 x 9.111.709.1011.7 x 9.1
Living RoomFirst16.1 x 17.1116.1017.1116.1 x 17.11
Bunk RoomFirst8.11 x 7.28.117.208.11 x 7.2
Full BathroomFirst8.11 x 88.118.008.11 x 8

Listing Office: Coldwell Banker Realty

Last Updated: April - 19 - 2026

Information deemed reliable but not guaranteed.