9900 S Thomas Drive 1003, Panama City Beach, FL 32408 (MLS# 791406)

List Price/SqFt: 618.88

Status: Active

List Date: 2026-06-16

List Price: $699,950

Current Price: $699,950

Unit #: 1003

Sub Area: 0318 - Beach - Central South

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Breakfast Point

Middle School: Breakfast Point

High School: Arnold

Directions: From Front Beach road heading East, turn onto Thomas Drive on the west end and Shores will be on your right

Area: 03 - Bay County - Beach

Street #: 9900

Street Direction: S

Street Name: Thomas

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Shores Of Panama

Parcel ID: 40000-650-162

Legal Description: SHORES OF PANAMA PHASE I UNIT 1003 TYPE E ORB 2740 P 2252 10TH FLOOR 2BD/2.5BR ORB 4772 P 734 1131 SQ FT ORB 4772 P 736 PARKING SPACE USE RIGHTS #1004

Floor Number: 10

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 1131

Construction Status: Construction Complete

SqFt Source: Builders Plans

Half Baths: 1

Lot Dimensions: 0x0

New Construction: No

Garage Y/N: No

Assigned Spaces: 1

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 2

Full Baths: 2

Total Baths: 3

Year Built: 2007

Homestead: No

HOA Fee: Yes

HOA Amount: 4350

HOA Frequency: Quarterly

HOA Annual Amount: 17400

Is Subject Leased: No

New Buyer Fee: Yes

New Buyer Fee Amt: 250

New Buyer Fee Paid: $

Last Tax Year: 2025

Brokerage Interest: No Interest

Condo Doc: Yes

Remarks: RARE GULF-FRONT CORNER UNIT WITH AN OVERSIZED WRAPAROUND BALCONY, RESERVED PARKING SPOT + OWNER FINANCING AVAILABLE AT 2.9% INTEREST RATE! Opportunities like this rarely come available at Shores of Panama. This spectacular Gulf-front corner residence features one of the most sought-after floor plans in the entire resort, highlighted by an enormous wraparound balcony that delivers breathtaking panoramic views of the emerald-green Gulf waters, sugar-white beaches, and the resort's world-famous lagoon-style pool. Unlike standard balconies, this expansive outdoor living space provides multiple seating areas, incredible sunset views, and a front-row seat to everything that makes Panama City Beach one of the Gulf Coast's most desirable destinations. Inside, floor-to-ceiling glass fills the residence with natural light while showcasing stunning water views from nearly every angle. The spacious 2-bedroom plus bunk room, 2.5-bath layout sleeps just like a 3 bedroom and comfortably accommodates family and guests while offering exceptional flexibility and rental appeal. The beautifully appointed kitchen is designed for entertaining, featuring granite countertops, white shaker cabinetry, stainless steel appliances, and abundant workspace for hosting unforgettable beach gatherings. The open-concept living area is enhanced by upscale designer furnishings, custom tile flooring throughout, and absolutely no carpet, creating a sophisticated coastal atmosphere that is both elegant and easy to maintain. Wake up each morning to Gulf views from the luxurious beachfront primary suite, complete with private balcony access and a spacious ensuite bath. Additional guest accommodations include a generously sized guest bedroom and dedicated bunk room, making this residence ideal for large families and vacationing guests. Adding even more value, this residence includes a dedicated parking space located directly outside the unit on the same floor--a rare convenience that allows you to walk straight from your vehicle to your front door without ever waiting on an elevator. Shores of Panama continues to be one of Panama City Beach's premier resort destinations, featuring Florida's largest lagoon-style pool, an expansive tropical pool deck, beachside hot tubs, indoor heated pool, sauna, steam room, fitness center, spa services, on-site dining, and direct beach access. You're also just minutes from Pier Park, waterfront dining, entertainment venues, and the brand-new Topgolf attraction. For buyers looking to maximize affordability, the seller is offering a special financing opportunity, creating an incredible chance to own one of the most desirable Gulf-front corner units in Panama City Beach. Whether you're searching for a luxury beachfront getaway, an income-producing vacation property, or both, this extraordinary residence delivers the views, amenities, location, and lifestyle that buyers dream about. Rare wraparound balcony. Gulf-front corner location. Same-floor parking. Owner financing available. This is the one buyers wait for.

First: 1

Gunite Concrete: 1

Heated - Electric: 1

Heated - Gas: 1

Inground: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Freezer: 1

Ice Maker: 1

Microwave: 1

Oven - Electric: 1

Range Hood: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Pantry: 1

Concrete: 1

Balcony: 1

Deck Open: 1

Patio Covered: 1

Patio Open: 1

Porch Covered: 1

Storm Doors: 1

Storm Windows: 1

BBQ Pit/Grill: 1

Beach: 1

Community Room: 1

Game Room: 1

Gated Community: 1

Ground Keeping: 1

Internet Service: 1

Internet-WiFi: 1

Master Association: 1

Pest Control: 1

Picnic Area: 1

Playground: 1

Pool: 1

Recreational Faclty: 1

Security: 1

TV Cable: 1

Water: 1

Other - See Remarks: 1

Cash: 1

Conventional: 1

Seller Financing: 1

Furnished: 1

Bunk Room: 1

First: 1

Deeded Access: 1

Deeded Access Water: 1

Waterfront: 1

Within 1/2 Mile to Water: 1

Additional Parking: 1

Deeded: 1

Gated: 1

Oversized: 1

Parking Lot: 1

Resort: 1

BBQ Pit/Grill: 1

Beach: 1

Dumpster: 1

Exercise Room: 1

Gated Community: 1

Pavilion/Gazebo: 1

Picnic Area: 1

Pool: 1

Security-24 hour: 1

Waterfront: 1

Other - See Remarks: 1

Bedroom: 1

Bunk Room: 1

Full Bathroom: 1

Half Bathroom: 1

Living Room: 1

Primary Bathroom: 1

Primary Bedroom: 1

TV Cable: 1

Electricity - Connected: 1

Garbage: 1

Phone - Connected: 1

Public Sewer - Connected: 1

Gulf: 1

Accessible Washer/Dryer: 1

As Is: 1

First: 1

First: 1

Gulf: 1

First: 1

First: 1

Ceiling Fan(s): 1

Electric: 1

Central: 1

Electric: 1

MBed Balcony: 1

MBed First Floor: 1

MBed Waterfront: 1

First: 1

24 Hour Security: 1

Fire Alarm: 1

Fire Sprinkler System: 1

Secured Garage/Parking: 1