9895 Summer Creek Drive, Panama City, FL 32409 (MLS# 784767)

List Price/SqFt: 208.68

Status: Active

List Date: 2026-02-05

List Price: $533,600

Current Price: $533,600

Sub Area: 0410 - Bay North - West Deerpoint/Southport

Community/Resort: None

Waterfront: No

Elementary School: Deane Bozeman

Middle School: Deane Bozeman

High School: Deane Bozeman

Directions: Go North on Highway 77. Make a right on Edwards Road and go a few miles to the stop sign. Make a left on Resota Beach Road. Make a right onto Sweetfield Lane. Right on Baxley Bend. Right on Cedar Creek Drive. Left on Summer Creek Drive. Home is all the way down the drive at the end on the left side.

Area: 04 - Bay County - North

Street #: 9895

Street Name: Summer Creek

Street Suffix: Drive

State: FL

Zip Code: 32409

County: Bay

Subdivision: Cedar Creek At Deerpoint Lake

Parcel ID: 07611-450-165

Legal Description: CEDAR CREEK AT DEERPOINT PHIII LOT 33 Parcel ID:07611-450-165

Acreage: 0.68

Design: Traditional

Lot Size (SqFt): 29700

Apx SqFt(Htd/Cooled): 2557

Immediate Occupancy: No

Construction Status: Under Construction

SqFt Source: Builders Plans

# of Stories in Building: 1

Lot Dimensions: 110x270

New Construction: Yes

Garage Y/N: Yes

Garage Spaces: 2

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 2

Total Baths: 2

Year Built: 2026

HOA Fee: Yes

HOA Amount: 1440

HOA Frequency: Annually

HOA Annual Amount: 1440

New Buyer Fee: Yes

Last Taxes: 1073

Last Tax Year: 2025

Brokerage Interest: No Interest

Remarks: Home is currently being built. Pictures for reference only. Options and colors may vary. LOT IS OVER HALF AN ACRE!! Step inside to a welcoming foyer that flows into a spacious family room — the true heart of the home — perfectly positioned next to the kitchen and breakfast nook for easy everyday living and entertaining. The kitchen features ample counterspace and overlooks the main living area, so the cook is always part of the conversation. Enjoy the cozy fireplace in the Family room adding ambiance to every gathering. Just off the family room, a covered porch extends your living space outdoors, ideal for morning coffee or evening gatherings. The private primary suite is thoughtfully tucked away and offers generous space, 2 walk-in closets, and an en-suite bath designed for comfort and convenience. Three additional bedrooms are located on the opposite side of the home, providing flexibility for guests, a home office, or hobbies, with a full bath nearby. A separate dining room near the entry adds versatility for formal meals or could serve as a flex space, while the centrally located laundry room provides everyday ease. With its functional flow, split-bedroom design, and seamless indoor-outdoor connection, this home delivers the space and layout today's buyers are looking for. Cedar Creek is life at an easier pace, the way you want it - naturally. Country Living with Convenience & Tranquility! This is it, this is home. Explore Cedar Creek at Deerpoint Lake in Panama City today!

First: 1

First: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Plumbed For Ice Maker: 1

Range - Electric: 1

Water Heater - Electric: 1

Ceiling - Vaulted: 1

Fireplace: 1

Floor - Vinyl Plank: 1

Lighting - Recessed: 1

Pantry: 1

Pull Down Stairs: 1

Split Bedroom: 1

Brick: 1

Foundation - Slab on Grade: 1

Wood/Frame: 1

Roof - Dimensional Shg: 1

Hurricane Fabric: 1

Patio Covered: 1

Sprinkler System: 1

BBQ Pit/Grill: 1

Dock: 1

Gated Community: 1

Ground Keeping: 1

Pavilion/Gazebo: 1

Picnic Area: 1

Playground: 1

Pool: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Ceiling - Tray: 1

Smart Home: 1

First: 1

First: 1

Cul-De-Sac: 1

Landscaped: 1

City Street: 1

Gated Access: 1

Driveway: 1

Garage Attached: 1

Garage Door Opener: 1

Paved: 1

MBath Double Vanity: 1

MBath Garden Tub: 1

MBath Separate Shwr: 1

MBath Walk-In Closet: 1

MBed First Floor: 1

Resid Single Family: 1

BBQ Pit/Grill: 1

Dock: 1

Fishing: 1

Gated Community: 1

Pavilion/Gazebo: 1

Picnic Area: 1

Playground: 1

Pool: 1

Bedroom: 1

Dining Room: 1

Family Room: 1

Kitchen: 1

Living Room: 1

Master Bedroom: 1

Cable - Available: 1

Electricity - Connected: 1

Natural Gas - Available: 1

Internet - Broadband Available: 1

Internet - Fiber Optic: 1

Phone - Available: 1

Private Well: 1

Public Water - Connected: 1

Septic Tank: 1

Smart Technology: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

Fireplace - Electric: 1

Gated Community: 1

Security Lights: 1

Smoke Detector(s): 1