9860 S Thomas Drive 409
Panama City Beach, FL 32408
MLS# 796680
2 beds | 2 baths | 1262 sqft
Property DescriptionWelcome to your ultimate coastal getaway at Laketown Wharf Resort! Perfectly positioned in the heart of Panama City Beach - just steps from the world's most famous sugar-white sands, top attractions like Ripley's and WonderWorks, dining, and nightlife - this spacious condo offers the ideal blend of convenience, relaxation, and top-tier rental potential.
Prime Location & Rare Convenience: Forget waiting on busy elevators! This desirable 4th-floor unit allows you to walk directly from the parking garage right to your front door. Even better, you are located just steps from the pool while enjoying stunning, serene lake views right from your residence.
Interior Highlights: Freshly updated with LVP flooring throughout, this 2-bedroom, 2-bath condo includes a private bunk room and comfortably accommodates up to 8 guests. The open-concept layout features a fully equipped kitchen with sleek granite countertops and a breakfast bar, flowing seamlessly into the main living space and out onto an expansive private balcony. The spacious primary suite serves as a true retreat, featuring a double vanity, deep garden tub, and separate walk-in shower.
Unrivaled Resort Amenities: Laketown Wharf offers resort living like nowhere else: 5 unique pools, multiple on-site restaurants, an ice cream shop, hair salon, putting green, state-of-the-art fitness center, covered garage parking, and a 52,000 sq. ft. lakefront boardwalk with nightly light and fountain shows. Whether you're seeking a high-performing vacation rental or your own turnkey beach escape, this unit is the one you've been looking for!
Floor Number: 4
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1262
Construction Status: Construction Complete
SqFt Source: Prop App Site
Accessory Dwelling Unit: No
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Pool: Yes
Pool Type: Community
Association Fee/Month: 1065.2
Sub-Type: Condominium
Total Baths: 2
Year Built: 2008
List Price/SqFt: 225.83
Status: Active
List Date: 2026-10-16
List Price: $285,000
Unit #: 409
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Located at the corner of Front Beach Road and S. Thomas Drive, Across from Pineapple Willy's
Area: 03 - Bay County - Beach
Street #: 9860
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
County: Bay
Subdivision: Laketown Wharf
Parcel ID: 40001-000-107
Legal Description: LAKETOWN WHARF UNIT 409 TYPE B BLDG 2 ORB 2994 P 1890 3BR 2BA ORB 4130 P 839 1262 TOTAL SF
HOA Fee: Yes
HOA Amount: 3195.61
HOA Frequency: Quarterly
HOA Annual Amount: 12782.44
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Paid: $
Last Taxes: 3574.1
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks: Welcome to your ultimate coastal getaway at Laketown Wharf Resort! Perfectly positioned in the heart of Panama City Beach - just steps from the world's most famous sugar-white sands, top attractions like Ripley's and WonderWorks, dining, and nightlife - this spacious condo offers the ideal blend of convenience, relaxation, and top-tier rental potential.
Prime Location & Rare Convenience: Forget waiting on busy elevators! This desirable 4th-floor unit allows you to walk directly from the parking garage right to your front door. Even better, you are located just steps from the pool while enjoying stunning, serene lake views right from your residence.
Interior Highlights: Freshly updated with LVP flooring throughout, this 2-bedroom, 2-bath condo includes a private bunk room and comfortably accommodates up to 8 guests. The open-concept layout features a fully equipped kitchen with sleek granite countertops and a breakfast bar, flowing seamlessly into the main living space and out onto an expansive private balcony. The spacious primary suite serves as a true retreat, featuring a double vanity, deep garden tub, and separate walk-in shower.
Unrivaled Resort Amenities: Laketown Wharf offers resort living like nowhere else: 5 unique pools, multiple on-site restaurants, an ice cream shop, hair salon, putting green, state-of-the-art fitness center, covered garage parking, and a 52,000 sq. ft. lakefront boardwalk with nightly light and fountain shows. Whether you're seeking a high-performing vacation rental or your own turnkey beach escape, this unit is the one you've been looking for!
Dishwasher: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Washer/Dryer Stacked: 1
Water Heater - Electric: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Ground Keeping: 1
Insurance: 1
Master Association: 1
Mini Golf: 1
Repairs/Maintenance: 1
Security: 1
Sewer: 1
Trash Disposal: 1
Community Structure: 1
Parking Garage: 1
Exercise Room: 1
Pavilion/Gazebo: 1
Bunk Room: 1
Family Room: 1
Kitchen: 1
Primary Bedroom: 1
TV Cable: 1
Electricity - Connected: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Ceiling Fan(s): 1
Central Air: 1
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tub - Soaking: 1
MBed Walk-in Closet: 1
24 Hour Security: 1
Carbon Monoxide Detector: 1
Fire Alarm: 1
Fire Sprinkler System: 1
Security Guard: 1
Smoke Detector(s): 1
Appliances: Dishwasher; Microwave; Range - Electric; Refrigerator; Washer/Dryer Stacked; Water Heater - Electric
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric; Heat Pump
Association Fees Include: Beach; TV Cable; Exercise Room; Insurance; Ground Keeping; Repairs/Maintenance; Master Association; Mini Golf; Pest Control; Pool; Security; Sewer; Trash Disposal; Water
Security Features: 24 Hour Security; Carbon Monoxide Detector; Fire Alarm; Fire Sprinkler System; Security Guard; Smoke Detector(s)
Parking Features: Community Structure; Parking Garage; Parking Lot
Association Amenities: BBQ Pit/Grill; Beach; Boardwalk; Elevators; Exercise Room; Pavilion/Gazebo; Pool; Retail Shops; Waterfront
Rooms: Balcony; Bedroom; Bunk Room; Family Room; Kitchen; Primary Bedroom
Utilities: TV Cable; Electricity - Connected; Internet - Broadband Available; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Lakefront
Waterview: Gulf; Lagoon; Lake; Unobstructed
| Room Name | Level | Dimensions | Length | Width | Remarks |
| Family Room | First | 20 x 15 | 20.00 | 15.00 | Dining/Living Room Combo |
| Kitchen | First | 11 x 9 | 11.00 | 9.00 | Island Seating |
| Primary Bedroom | First | 14 x 12 | 14.00 | 12.00 | Lake Views |
| Bedroom | First | 12 x 11 | 12.00 | 11.00 | Gulf Views |
| Bunk Room | First | 9 x 7 | 9.00 | 7.00 | Gulf Views |
| Balcony | First | 28 x 8 | 28.00 | 8.00 | Lake Views |
Listing Office: SimpliHOM
Last Updated: October - 20 - 2026
Information deemed reliable but not guaranteed.