9860 S Thomas Drive 409, Panama City Beach, FL 32408 (MLS# 796680)


$285,000
9860 S Thomas Drive 409
Panama City Beach, FL 32408
MLS# 796680
2 beds  |  2 baths  |  1262 sqft


Laketown Wharf
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Laketown Wharf Entry Bedroom & Bunk Room Bathroom 2 Bedroom & Bunk Room Bunk Room Bedroom 2 Bedroom 2 Kitchen Kitchen Kitchen Kitchen Family Room Family Room Family Room Dining & Family Room Family Room Family Room Family Room Family Room Primary Bedroom Primary Bedroom Primary Bedroom Primary Bathroom Primary Bathroom Balcony Balcony Lake Views Lake Views Lake Views Laketown Wharf Laketown Wharf Gulf Views Gulf Views Putting Green Pool - Ground Level Pool - Ground Level Pool - Ground Level Pool - Ground Level Sunshine Grill Rooftop Pool Lake/Boardwalk Pool Pool - Ground Level Pool - Ground Level Spa Beach Access Boardwalk Dedicated Beach Pineapple Willy's Pier Pool - Ground Level Sunshine Grill Kiddie Splash Pool Kiddie Splash Pool Kiddie Splash Pool Rooftop Pool Fitness Center Fitness Center

Property Description
Welcome to your ultimate coastal getaway at Laketown Wharf Resort! Perfectly positioned in the heart of Panama City Beach - just steps from the world's most famous sugar-white sands, top attractions like Ripley's and WonderWorks, dining, and nightlife - this spacious condo offers the ideal blend of convenience, relaxation, and top-tier rental potential. Prime Location & Rare Convenience: Forget waiting on busy elevators! This desirable 4th-floor unit allows you to walk directly from the parking garage right to your front door. Even better, you are located just steps from the pool while enjoying stunning, serene lake views right from your residence. Interior Highlights: Freshly updated with LVP flooring throughout, this 2-bedroom, 2-bath condo includes a private bunk room and comfortably accommodates up to 8 guests. The open-concept layout features a fully equipped kitchen with sleek granite countertops and a breakfast bar, flowing seamlessly into the main living space and out onto an expansive private balcony. The spacious primary suite serves as a true retreat, featuring a double vanity, deep garden tub, and separate walk-in shower. Unrivaled Resort Amenities: Laketown Wharf offers resort living like nowhere else: 5 unique pools, multiple on-site restaurants, an ice cream shop, hair salon, putting green, state-of-the-art fitness center, covered garage parking, and a 52,000 sq. ft. lakefront boardwalk with nightly light and fountain shows. Whether you're seeking a high-performing vacation rental or your own turnkey beach escape, this unit is the one you've been looking for!

Details
Maps
General Property Info
Floor Number: 4
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1262
Construction Status: Construction Complete
SqFt Source: Prop App Site
Accessory Dwelling Unit: No
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Pool: Yes
Pool Type: Community
Association Fee/Month: 1065.2
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 2
Year Built: 2008
Contract Info
List Price/SqFt: 225.83
Status: Active
List Date: 2026-10-16
List Price: $285,000
Current Price: $285,000
Location
Unit #: 409
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Located at the corner of Front Beach Road and S. Thomas Drive, Across from Pineapple Willy's
Area: 03 - Bay County - Beach
Street #: 9860
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Laketown Wharf
Parcel ID: 40001-000-107
Legal Description: LAKETOWN WHARF UNIT 409 TYPE B BLDG 2 ORB 2994 P 1890 3BR 2BA ORB 4130 P 839 1262 TOTAL SF
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 3195.61
HOA Frequency: Quarterly
HOA Annual Amount: 12782.44
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Paid: $
Last Taxes: 3574.1
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Condo Doc: Yes
Remarks & Misc
Remarks: Welcome to your ultimate coastal getaway at Laketown Wharf Resort! Perfectly positioned in the heart of Panama City Beach - just steps from the world's most famous sugar-white sands, top attractions like Ripley's and WonderWorks, dining, and nightlife - this spacious condo offers the ideal blend of convenience, relaxation, and top-tier rental potential. Prime Location & Rare Convenience: Forget waiting on busy elevators! This desirable 4th-floor unit allows you to walk directly from the parking garage right to your front door. Even better, you are located just steps from the pool while enjoying stunning, serene lake views right from your residence. Interior Highlights: Freshly updated with LVP flooring throughout, this 2-bedroom, 2-bath condo includes a private bunk room and comfortably accommodates up to 8 guests. The open-concept layout features a fully equipped kitchen with sleek granite countertops and a breakfast bar, flowing seamlessly into the main living space and out onto an expansive private balcony. The spacious primary suite serves as a true retreat, featuring a double vanity, deep garden tub, and separate walk-in shower. Unrivaled Resort Amenities: Laketown Wharf offers resort living like nowhere else: 5 unique pools, multiple on-site restaurants, an ice cream shop, hair salon, putting green, state-of-the-art fitness center, covered garage parking, and a 52,000 sq. ft. lakefront boardwalk with nightly light and fountain shows. Whether you're seeking a high-performing vacation rental or your own turnkey beach escape, this unit is the one you've been looking for!
Balcony
First: 1
Bunk Room
First: 1
Family Room
First: 1
Appliances
Dishwasher: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Washer/Dryer Stacked: 1
Water Heater - Electric: 1
Interior Features
Floor - Vinyl Plank: 1
Kitchen Island: 1
Construction/Siding
Concrete: 1
Exterior
Balcony: 1
Association Fees Include
Beach: 1
Exercise Room: 1
Ground Keeping: 1
Insurance: 1
Master Association: 1
Mini Golf: 1
Pest Control: 1
Pool: 1
Repairs/Maintenance: 1
Security: 1
Sewer: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Financing
Conventional: 1
Furnished
Furnished: 1
Interior
Bunk Room: 1
Kitchen
First: 1
Parking Features
Community Structure: 1
Parking Garage: 1
Parking Lot: 1
Association Amenities
BBQ Pit/Grill: 1
Beach: 1
Boardwalk: 1
Elevators: 1
Exercise Room: 1
Pavilion/Gazebo: 1
Pool: 1
Retail Shops: 1
Waterfront: 1
Rooms
Balcony: 1
Bedroom: 1
Bunk Room: 1
Family Room: 1
Kitchen: 1
Primary Bedroom: 1
Showing
ShowingTime: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Lagoon: 1
Lake: 1
Unobstructed: 1
Waterfront Type
Lakefront: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Heat Pump: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tub - Soaking: 1
MBed Walk-in Closet: 1
MBed Waterfront: 1
Security Features
24 Hour Security: 1
Carbon Monoxide Detector: 1
Fire Alarm: 1
Fire Sprinkler System: 1
Security Guard: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Microwave; Range - Electric; Refrigerator; Washer/Dryer Stacked; Water Heater - Electric
Primary Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric; Heat Pump
Exterior: Balcony
Association Fees Include: Beach; TV Cable; Exercise Room; Insurance; Ground Keeping; Repairs/Maintenance; Master Association; Mini Golf; Pest Control; Pool; Security; Sewer; Trash Disposal; Water
Financing: Conventional
Furnished: Furnished
Interior: Bunk Room
Kitchen: First
Balcony: First
Bunk Room: First
Family Room: First
Security Features: 24 Hour Security; Carbon Monoxide Detector; Fire Alarm; Fire Sprinkler System; Security Guard; Smoke Detector(s)
Parking Features: Community Structure; Parking Garage; Parking Lot
Association Amenities: BBQ Pit/Grill; Beach; Boardwalk; Elevators; Exercise Room; Pavilion/Gazebo; Pool; Retail Shops; Waterfront
Rooms: Balcony; Bedroom; Bunk Room; Family Room; Kitchen; Primary Bedroom
Showing: ShowingTime
Utilities: TV Cable; Electricity - Connected; Internet - Broadband Available; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Lakefront
Waterview: Gulf; Lagoon; Lake; Unobstructed
Room Information
Room Name Level Dimensions Length Width Remarks
Family RoomFirst20 x 1520.0015.00Dining/Living Room Combo
KitchenFirst11 x 911.009.00Island Seating
Primary BedroomFirst14 x 1214.0012.00Lake Views
BedroomFirst12 x 1112.0011.00Gulf Views
Bunk RoomFirst9 x 79.007.00Gulf Views
BalconyFirst28 x 828.008.00Lake Views

Listing Office: SimpliHOM

Last Updated: October - 20 - 2026

Information deemed reliable but not guaranteed.