9860 S Thomas Drive 226, Panama City, FL 32408 (MLS# 787501)


$254,000
9860 S Thomas Drive 226
Panama City, FL 32408
MLS# 787501
2 beds  |  2 baths  |  1262 sqft


2-web-or-mls-FDP00057
  1 / 57  
2-web-or-mls-FDP00057 3-web-or-mls-FDP00054 1-web-or-mls-FDP00060 4-web-or-mls-FDP00063 5-web-or-mls-FDP00066 6-web-or-mls-FDP00069 8-web-or-mls-FDP00045 7-web-or-mls-FDP00039 9-web-or-mls-FDP00042 10-web-or-mls-FDP00048 11-web-or-mls-FDP00051 12-web-or-mls-FDP00003 13-web-or-mls-FDP00006 14-web-or-mls-FDP00009 15-web-or-mls-FDP00012 16-web-or-mls-FDP00021 17-web-or-mls-FDP00102 18-web-or-mls-FDP00105 19-web-or-mls-FDP00099 20-web-or-mls-FDP00096 21-web-or-mls-FDP00087 22-web-or-mls-FDP00093 23-web-or-mls-FDP00090 24-web-or-mls-FDP00027 25-web-or-mls-FDP00015 26-web-or-mls-FDP00018 27-web-or-mls-FDP00024 28-web-or-mls-FDP00030 29-web-or-mls-FDP00033 30-web-or-mls-FDP00036 31-web-or-mls-FDP00072 32-web-or-mls-FDP00073 33-web-or-mls-FDP00076 34-web-or-mls-FDP00079 35-web-or-mls-FDP00084 9860 S Thomas Dr. Amenities-001 9860 S Thomas Dr. Amenities-002 LaketownWharf-007 LaketownWharf-024 LaketownWharf-006 LaketownWharf-015 9860 S Thomas Dr. Amenities-006 9860 S Thomas Dr. Amenities-004 LaketownWharf-027 9860 S Thomas Dr. Amenities-003 LaketownWharf-014 LaketownWharf-018 LaketownWharf-019 LaketownWharf-002 9860 S Thomas Dr. Amenities-005 9860 S Thomas Dr. Drone-001 9860 S Thomas Dr. Drone-002 9860 S Thomas Dr. Drone-003 9860 S Thomas Dr. Drone-004 9860 S Thomas Dr. Drone-005 LaketownWharf-001 LaketownWharf-010

Property Description
Seller Financing Available!!! Welcome to this exceptional 2-bedroom, 2-bathroom condo with a bonus bunk-room at Laketown Wharf Resort! Ideally located for convenience, you can skip the elevator wait by taking the stairs or use the elevated crosswalk with direct access to the parking garage. Positioned near the main pool, this unit offers easy access to fun in the sun, while the spacious balcony provides a lovely lake view--perfect for relaxing or entertaining family and friends. Fully refurbished in 2020, this turnkey property is being sold fully furnished and is ready for immediate enjoyment or rental income. Recent updates include a new HVAC system, hot water heater and stainless-steel kitchen appliances (2021), all-new bedding (2023), and luxury vinyl plank flooring (2024), ensuring a modern and comfortable coastal retreat. Located just steps from the world-famous white-sand beaches, as well as premier shopping, dining, and entertainment, this resort offers the best of beachside living. Laketown Wharf features an impressive array of amenities, including convenient beach access, five unique pools, a kids' Funscape playground, Splash Bar & Grill, a Gulf-view fitness center, and covered garage parking. Don't miss this opportunity--come experience it for yourself! All current rental bookings and associated income will convey to the buyer after closing, contingent upon the buyer entering into a contractual agreement with the current property management company. All dimensions are approximate and should be verified if important.

Details
Maps
Contract Info
List Price/SqFt: 201.27
Status: Active
List Date: 2026-03-27
List Price: $254,000
Current Price: $254,000
Location
Unit #: 226
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Located at the Corner of Front Beach Road and S. Thomas Drive, Across from Pineapple Willy's
Area: 03 - Bay County - Beach
Street #: 9860
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Laketown Wharf Phase II
Parcel ID: 40001-000-055
Legal Description: LAKETOWN WHARF UNIT 226 TYPE B BLDG 2 ORB 2994 P 1890 3BR 2BA ORB 4342 P 1276 1262 TOTAL SF
General Property Info
Floor Number: 2
Acreage: 0
Design: High-Rise (8+ floors)
Lot Size (SqFt): 0
Apx SqFt(Htd/Cooled): 1262
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Balcony SqFt: 335
# of Units in Bldg: 765
Units Above Ground: 765
Pre-Const Flip: No
Lot Dimensions: Condo
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 2
Year Built: 2008
Listing Info, Tax and Legal
Homestead: No
HOA Fee: Yes
HOA Amount: 3195.61
HOA Frequency: Quarterly
HOA Annual Amount: 12782.44
Is Subject Leased: No
New Buyer Fee: No
New Buyer Fee Paid: $
Last Taxes: 3574
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Remarks & Misc
Remarks: Seller Financing Available!!! Welcome to this exceptional 2-bedroom, 2-bathroom condo with a bonus bunk-room at Laketown Wharf Resort! Ideally located for convenience, you can skip the elevator wait by taking the stairs or use the elevated crosswalk with direct access to the parking garage. Positioned near the main pool, this unit offers easy access to fun in the sun, while the spacious balcony provides a lovely lake view--perfect for relaxing or entertaining family and friends. Fully refurbished in 2020, this turnkey property is being sold fully furnished and is ready for immediate enjoyment or rental income. Recent updates include a new HVAC system, hot water heater and stainless-steel kitchen appliances (2021), all-new bedding (2023), and luxury vinyl plank flooring (2024), ensuring a modern and comfortable coastal retreat. Located just steps from the world-famous white-sand beaches, as well as premier shopping, dining, and entertainment, this resort offers the best of beachside living. Laketown Wharf features an impressive array of amenities, including convenient beach access, five unique pools, a kids' Funscape playground, Splash Bar & Grill, a Gulf-view fitness center, and covered garage parking. Don't miss this opportunity--come experience it for yourself! All current rental bookings and associated income will convey to the buyer after closing, contingent upon the buyer entering into a contractual agreement with the current property management company. All dimensions are approximate and should be verified if important.
Balcony
First: 1
Bunk Room
First: 1
Dining Room
First: 1
Pool Features
Inground: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Oven - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Floor - Tile: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Window - Treatment All: 1
Construction/Siding
Concrete: 1
Foundation - On Piling: 1
Roof - Clay/Concrete: 1
Roof - Membrane: 1
Siding - Stucco: 1
Exterior
Balcony: 1
Association Fees Include
Accounting: 1
BBQ Pit/Grill: 1
Dumpster: 1
Exercise Room: 1
Ground Keeping: 1
Master Association: 1
Pest Control: 1
Picnic Area: 1
Pool: 1
Security: 1
Sewer: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Financing
Cash: 1
Conventional: 1
Seller Financing: 1
VA: 1
Furnished
Furnished: 1
Interior
Bunk Room: 1
Kitchen
First: 1
Lot Features
Near Beach Access: 1
Within 1/2 Mile to Water: 1
Parking Features
Garage Detached: 1
Mstr Bath / Mstr Bdrm
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBed First Floor: 1
Present Zoning
Resid Multi-Family: 1
Association Amenities
BBQ Pit/Grill: 1
Beach: 1
Boardwalk: 1
Business Center: 1
Conference Center: 1
Dumpster: 1
Elevators: 1
Exercise Room: 1
Pavilion/Gazebo: 1
Pool: 1
Retail Shops: 1
Security-24 hour: 1
Other - See Remarks: 1
Rooms
Balcony: 1
Bedroom: 1
Bunk Room: 1
Dining Room: 1
Kitchen: 1
Master Bedroom: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Other - See Remarks: 1
Waterview
Lake: 1
Sale Type
As Is: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Security Features
24 Hour Security: 1
Fire Alarm: 1
Fire Sprinkler System: 1
Smoke Detector(s): 1
Property Features
Appliances: Cooktop - Electric; Dishwasher; Disposal; Dryer; Microwave; Oven - Electric; Refrigerator; Washer; Water Heater - Electric
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Balcony
Association Fees Include: Accounting; BBQ Pit/Grill; TV Cable; Dumpster; Exercise Room; Ground Keeping; Master Association; Pest Control; Picnic Area; Pool; Security; Sewer; Trash Disposal; Water
Financing: Cash; Conventional; Seller Financing; VA
Furnished: Furnished
Interior: Bunk Room
Kitchen: First
Lot Features: Near Beach Access; Within 1/2 Mile to Water
Balcony: First
Bunk Room: First
Dining Room: First
Pool Features: Inground
Security Features: 24 Hour Security; Fire Alarm; Fire Sprinkler System; Smoke Detector(s)
Parking Features: Garage Detached
Association Amenities: BBQ Pit/Grill; Beach; Boardwalk; Business Center; Dumpster; Elevators; Exercise Room; Conference Center; Pavilion/Gazebo; Pool; Retail Shops; Security-24 hour; Other - See Remarks
Rooms: Balcony; Bedroom; Bunk Room; Dining Room; Kitchen; Master Bedroom
Sale Type: As Is
Utilities: TV Cable; Electricity - Connected; Garbage; Internet - Broadband Available; Public Sewer - Connected; Public Water - Connected; Other - See Remarks
Waterview: Lake
Present Zoning: Resid Multi-Family
Room Information
Room Name Level Dimensions Length Width Dimensions Remarks
Master BedroomFirst14 x 1214.0012.0014 x 12
BedroomFirst12 x 1112.0011.0012 x 11
Bunk RoomFirst9 x 79.007.009 x 7
Dining RoomFirst20 x 1520.0015.0020 x 15Living / Dining Combo
KitchenFirst11 x 911.009.0011 x 9
BalconyFirst28 x 828.008.0028 x 8

Listing Office: Beach Time Realty, Inc

Last Updated: June - 02 - 2026

Information deemed reliable but not guaranteed.