9860 S Thomas Drive 207, Panama City Beach, FL 32408 (MLS# 785728)


$299,900
9860 S Thomas Drive 207
Panama City Beach, FL 32408
MLS# 785728
2 beds  |  2 baths  |  1262 sqft


Laketown Wharf #207
  1 / 42  
Laketown Wharf #207 Laketown Wharf #207 Laketown Wharf #207 Laketown Wharf #207 Laketown Wharf #207 Laketown Wharf #207 Laketown Wharf #207 Laketown Wharf #207 Laketown Wharf #207 Laketown Wharf #207 Laketown Wharf #207 Laketown Wharf #207 Laketown Wharf #207 Laketown Wharf #207 Laketown Wharf #207 Laketown Wharf #207 Laketown Wharf #207 Laketown Wharf #207 Laketown Wharf #207 Laketown Wharf #207 Laketown Wharf #207 Laketown Wharf #207 Laketown Wharf #207 Laketown Wharf #207 Laketown Wharf #207 Laketown Wharf #207 Laketown Wharf #207 Laketown Wharf Resort Laketown Wharf Resort Laketown Wharf Resort Laketown Wharf Resort Laketown Wharf Resort Laketown Wharf Resort Laketown Wharf Resort Laketown Wharf Resort Laketown Wharf Resort Laketown Wharf Resort Laketown Wharf Resort Laketown Wharf Resort Laketown Wharf Resort Laketown Wharf Resort Laketown Wharf Resort

Property Description
Experience coastal living at its finest in this beautifully updated 2-bedroom + private bunk area, 2-bath lakeview condo at Laketown Wharf Resort in the heart of Panama City Beach. Ideally situated on the convenient 2nd floor--no elevator needed--this turn-key, fully furnished unit is already performing as a strong rental and offers the perfect opportunity for investors or those seeking a stylish second home with income potential. Freshly painted and thoughtfully upgraded throughout, the interior features new luxury vinyl plank flooring (no carpet), new mattresses, ceiling fans, extra recessed lighting in the hallway and kitchen, and a new light fixture over the kitchen island. The kitchen is both functional and stylish with granite countertops, a tile backsplash, new faucets, stainless steel appliances, and added conveniences, including an Instant Pot and air fryer. The open living space flows seamlessly onto an oversized balcony overlooking the serene lake--complete with beautiful teak patio furniture--perfect for morning coffee or evening relaxation. The sleeper sofa includes an orthopedic mattress for added guest comfort, and extra bedding is provided in every bedroom. The spacious primary suite offers direct balcony access and features a large ensuite bath with dual vanities, a soaking tub, and a separate walk-in shower. The guest bedroom and private bunk area (with stylish barn doors) share a second full bath, allowing the condo to comfortably accommodate up to eight guests. Custom blackout curtains in every room ensure privacy and restful nights, while dedicated storage space makes it easy to keep beach gear organized. Laketown Wharf delivers a true resort experience with five pools, a 52,000 sq. ft. lakefront boardwalk, Gulf-view fitness center, onsite dining, bowling, kids' playground, covered garage parking, nightly fountain shows, and direct beach access just across the street. HOA dues include water, sewer, cable, WiFi, and access to all amenities (electric billed separately). Whether you're seeking a vacation getaway, full-time coastal living, or a high-performing rental investment, this updated and move-in-ready condo offers convenience, comfort, and unbeatable location all in one. Schedule your private showing today.

Details
Maps
Contract Info
List Price/SqFt: 237.64
Status: Active
List Date: 2026-02-22
List Price: $299,900
Current Price: $299,900
Location
Unit #: 207
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Located at the Corner of Front Beach Road and S. Thomas Drive, Across from Pineapple Willy's
Area: 03 - Bay County - Beach
Street #: 9860
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Laketown Wharf
Parcel ID: 40001-000-037
Legal Description: LAKETOWN WHARF UNIT 207 TYPE B BLDG 2 ORB 2994 P 1890 3BR 2BA ORB 4507 P 60 1262 TOTAL SF
General Property Info
Floor Number: 2
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1262
Construction Status: Construction Complete
SqFt Source: Prop App Site
Pre-Const Flip: No
Lot Dimensions: 0
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 2
Year Built: 2008
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 3195.61
HOA Frequency: Quarterly
HOA Annual Amount: 12782.44
New Buyer Fee: No
Last Taxes: 3574
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes
Remarks & Misc
Remarks: Experience coastal living at its finest in this beautifully updated 2-bedroom + private bunk area, 2-bath lakeview condo at Laketown Wharf Resort in the heart of Panama City Beach. Ideally situated on the convenient 2nd floor--no elevator needed--this turn-key, fully furnished unit is already performing as a strong rental and offers the perfect opportunity for investors or those seeking a stylish second home with income potential. Freshly painted and thoughtfully upgraded throughout, the interior features new luxury vinyl plank flooring (no carpet), new mattresses, ceiling fans, extra recessed lighting in the hallway and kitchen, and a new light fixture over the kitchen island. The kitchen is both functional and stylish with granite countertops, a tile backsplash, new faucets, stainless steel appliances, and added conveniences, including an Instant Pot and air fryer. The open living space flows seamlessly onto an oversized balcony overlooking the serene lake--complete with beautiful teak patio furniture--perfect for morning coffee or evening relaxation. The sleeper sofa includes an orthopedic mattress for added guest comfort, and extra bedding is provided in every bedroom. The spacious primary suite offers direct balcony access and features a large ensuite bath with dual vanities, a soaking tub, and a separate walk-in shower. The guest bedroom and private bunk area (with stylish barn doors) share a second full bath, allowing the condo to comfortably accommodate up to eight guests. Custom blackout curtains in every room ensure privacy and restful nights, while dedicated storage space makes it easy to keep beach gear organized. Laketown Wharf delivers a true resort experience with five pools, a 52,000 sq. ft. lakefront boardwalk, Gulf-view fitness center, onsite dining, bowling, kids' playground, covered garage parking, nightly fountain shows, and direct beach access just across the street. HOA dues include water, sewer, cable, WiFi, and access to all amenities (electric billed separately). Whether you're seeking a vacation getaway, full-time coastal living, or a high-performing rental investment, this updated and move-in-ready condo offers convenience, comfort, and unbeatable location all in one. Schedule your private showing today.
Balcony
First: 1
Bunk Room
First: 1
Pool Features
Heated - Gas: 1
Inground: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Floor - Vinyl Plank: 1
Kitchen Island: 1
Split Bedroom: 1
Window - Treatment All: 1
Construction/Siding
Foundation - On Piling: 1
Exterior
Balcony: 1
Deck Covered: 1
Association Fees Include
BBQ Pit/Grill: 1
Beach: 1
Dock: 1
Exercise Room: 1
Ground Keeping: 1
Insurance: 1
Internet-WiFi: 1
Master Association: 1
Pest Control: 1
Picnic Area: 1
Playground: 1
Pool: 1
Security: 1
Sewer: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Whirlpool: 1
Financing
Cash: 1
Conventional: 1
Furnished
Furnished: 1
Kitchen
First: 1
Living Room
First: 1
Parking Features
Garage Attached: 1
Garage Detached: 1
Present Zoning
City: 1
Resid Multi-Family: 1
Association Amenities
BBQ Pit/Grill: 1
Dock: 1
Dumpster: 1
Elevators: 1
Exercise Room: 1
Playground: 1
Pool: 1
Security-24 hour: 1
Whirlpool: 1
Rooms
Balcony: 1
Bedroom: 1
Bunk Room: 1
Kitchen: 1
Living Room: 1
Primary Bedroom: 1
Showing
ShowingTime: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Lake: 1
Sale Type
As Is: 1
Waterfront Type
Lakefront: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tub - Soaking: 1
Security Features
Security Guard: 1
Property Features
Appliances: Dishwasher; Dryer; Microwave; Range - Electric; Refrigerator; Washer; Water Heater - Electric
Primary Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Balcony; Deck Covered
Association Fees Include: BBQ Pit/Grill; Beach; TV Cable; Dock; Exercise Room; Insurance; Internet-WiFi; Ground Keeping; Master Association; Pest Control; Picnic Area; Playground; Pool; Security; Sewer; Whirlpool; Trash Disposal; Water
Financing: Cash; Conventional
Furnished: Furnished
Kitchen: First
Living Room: First
Balcony: First
Bunk Room: First
Pool Features: Heated - Gas; Inground
Security Features: Security Guard
Parking Features: Garage Attached; Garage Detached
Association Amenities: BBQ Pit/Grill; Dock; Dumpster; Elevators; Exercise Room; Playground; Pool; Security-24 hour; Whirlpool
Rooms: Balcony; Bedroom; Bunk Room; Kitchen; Living Room; Primary Bedroom
Sale Type: As Is
Showing: ShowingTime
Utilities: TV Cable; Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Lakefront
Waterview: Lake
Present Zoning: Resid Multi-Family
Room Information
Room Name Level Dimensions Length Width
Living RoomFirst20 x 1520.0015.00
KitchenFirst11 x 911.009.00
Primary BedroomFirst14 x 1214.0012.00
BedroomFirst12 x 1112.0011.00
Bunk RoomFirst9 x 79.007.00
BalconyFirst28 x 828.008.00

Listing Office: Local Insight Realty

Last Updated: July - 10 - 2026

Information deemed reliable but not guaranteed.