9860 S Thomas Drive 108, Panama City Beach, FL 32408 (MLS# 791349)


$330,000
9860 S Thomas Drive 108
Panama City Beach, FL 32408
MLS# 791349
3 beds  |  2 baths  |  1262 sqft

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Property Description
WHIMSICAL COASTAL STYLE. LAKEFRONT BALCONY VIEWS. FIRST RESIDENTIAL LEVEL CONVENIENCE. Laketown Wharf 108 is beautifully updated, thoughtfully styled, and full of beach-inspired personality. This spacious three-bedroom, two-bathroom split-bedroom floor plan has been extensively refreshed within the past year. From the furnishings and décor to the lighting, finishes, and updated details, this residence is move-in ready and equally suited as a primary residence, second home, or vacation rental investment. The primary suite overlooks the lake and features sliding glass door access to the large balcony. The ensuite bathroom includes double vanities, a soaking tub with decorative tile surround, a large walk-in shower, and updated fixtures. On the opposite side of the residence, a guest bedroom and bunk room share a full bathroom, creating privacy for owners and guests alike. A modern barn door with frosted glass panels provides privacy to the bunk room while also concealing the full-size stacked front-load washer and dryer. Throughout the residence, you'll find updated faucets, fresh paint, new lighting, ceiling fans, flat-screen TVs, and polished coastal décor with a distinctive Mermaid Cove feel. The owner's attention to detail is evident throughout, and the combination of furnishings, colors, lighting, and décor creates a residence that feels curated, memorable, and ready to enjoy from day one. The kitchen has been thoughtfully updated with River White granite countertops, an extended granite island with beveled corners, tile backsplash, all-new stainless-steel appliances, a deep undermount stainless steel sink, and an upgraded designer faucet. Luxury vinyl plank flooring runs throughout the living areas, with tile flooring in the bathrooms. Step outside onto the oversized balcony, fully furnished with a dining table and multiple seating areas overlooking the Laketown Wharf boardwalk, lake, and the famous nightly fountain show. From the primary bedroom and balcony, you'll also enjoy views of the iconic WonderWorks Upside Down House and Ripley's Believe It or Not!, two of Panama City Beach's most recognizable landmarks. Located on the first residential level, this residence offers convenient access without depending on elevators, although the elevators are located near the front door. The unit is also conveniently positioned near the owner's parking garage. Additional improvements include a new water heater installed in 2025 and a brand-new HVAC system installed in June 2026. This residence is owner-occupied and meticulously maintained. Some personal items do not convey with the sale. Laketown Wharf is known for its extensive amenity package, including five pools, two hot tubs, a Gulf-view fitness center, pickleball courts, mini golf, a playground, and a 52,000-square-foot boardwalk surrounding the lake with a nightly fountain and light show. The property also offers gated beach access next door to Pineapple Willy's, on-site dining and entertainment, two parking garages, barbecue areas, pet areas, and additional resort conveniences. HOA dues are $1,065.20 per month and include water, sewer, trash, cable/TV, pest control, WiFi, and access to amenities. All information is deemed reliable but should be verified by the buyer if important.

Details
Maps
Contract Info
List Price/SqFt: 261.49
Status: Active
List Date: 2026-06-15
List Price: $330,000
Current Price: $330,000
Location
Unit #: 108
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Located at the Corner of Front Beach Road and S. Thomas Drive, Across from Pineapple Willy's
Area: 03 - Bay County - Beach
Street #: 9860
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Laketown Wharf
Parcel ID: 40001-000-007
Legal Description: LAKETOWN WHARF UNIT 108 TYPE B BLDG 2 ORB 2994 P 1890 3BR 2BA ORB 4371 P 327 1262 TOTAL SF
General Property Info
Floor Number: 1
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1262
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 21
# of Units in Bldg: 765
Lot Dimensions: NA
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 2008
Listing Info, Tax and Legal
Homestead: Yes
HOA Fee: Yes
HOA Amount: 1065.2
HOA Frequency: Monthly
HOA Annual Amount: 12782.4
New Buyer Fee: Yes
New Buyer Fee Amt: 100
New Buyer Fee Paid: $
Last Taxes: 3103.23
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Remarks & Misc
Remarks: WHIMSICAL COASTAL STYLE. LAKEFRONT BALCONY VIEWS. FIRST RESIDENTIAL LEVEL CONVENIENCE. Laketown Wharf 108 is beautifully updated, thoughtfully styled, and full of beach-inspired personality. This spacious three-bedroom, two-bathroom split-bedroom floor plan has been extensively refreshed within the past year. From the furnishings and décor to the lighting, finishes, and updated details, this residence is move-in ready and equally suited as a primary residence, second home, or vacation rental investment. The primary suite overlooks the lake and features sliding glass door access to the large balcony. The ensuite bathroom includes double vanities, a soaking tub with decorative tile surround, a large walk-in shower, and updated fixtures. On the opposite side of the residence, a guest bedroom and bunk room share a full bathroom, creating privacy for owners and guests alike. A modern barn door with frosted glass panels provides privacy to the bunk room while also concealing the full-size stacked front-load washer and dryer. Throughout the residence, you'll find updated faucets, fresh paint, new lighting, ceiling fans, flat-screen TVs, and polished coastal décor with a distinctive Mermaid Cove feel. The owner's attention to detail is evident throughout, and the combination of furnishings, colors, lighting, and décor creates a residence that feels curated, memorable, and ready to enjoy from day one. The kitchen has been thoughtfully updated with River White granite countertops, an extended granite island with beveled corners, tile backsplash, all-new stainless-steel appliances, a deep undermount stainless steel sink, and an upgraded designer faucet. Luxury vinyl plank flooring runs throughout the living areas, with tile flooring in the bathrooms. Step outside onto the oversized balcony, fully furnished with a dining table and multiple seating areas overlooking the Laketown Wharf boardwalk, lake, and the famous nightly fountain show. From the primary bedroom and balcony, you'll also enjoy views of the iconic WonderWorks Upside Down House and Ripley's Believe It or Not!, two of Panama City Beach's most recognizable landmarks. Located on the first residential level, this residence offers convenient access without depending on elevators, although the elevators are located near the front door. The unit is also conveniently positioned near the owner's parking garage. Additional improvements include a new water heater installed in 2025 and a brand-new HVAC system installed in June 2026. This residence is owner-occupied and meticulously maintained. Some personal items do not convey with the sale. Laketown Wharf is known for its extensive amenity package, including five pools, two hot tubs, a Gulf-view fitness center, pickleball courts, mini golf, a playground, and a 52,000-square-foot boardwalk surrounding the lake with a nightly fountain and light show. The property also offers gated beach access next door to Pineapple Willy's, on-site dining and entertainment, two parking garages, barbecue areas, pet areas, and additional resort conveniences. HOA dues are $1,065.20 per month and include water, sewer, trash, cable/TV, pest control, WiFi, and access to amenities. All information is deemed reliable but should be verified by the buyer if important.
Balcony
First: 1
Bunk Room
First: 1
Dining Room
First: 1
Foyer
First: 1
Pool Features
Inground: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Oven - Electric: 1
Refrigerator: 1
Washer/Dryer Stacked: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Floor - Tile: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Pantry: 1
Window - Treatment All: 1
Exterior
Balcony: 1
Double Pane Windows: 1
Association Fees Include
Accounting: 1
Advertising: 1
Community Room: 1
Exercise Room: 1
Ground Keeping: 1
Insurance: 1
Internet-WiFi: 1
Management: 1
Pest Control: 1
Pool: 1
Recreational Faclty: 1
Security: 1
Sewer: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Furnished
Furnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Access
City Street: 1
Paved Road: 1
Parking Features
Additional Parking: 1
Parking Garage: 1
Present Zoning
Resid Multi-Family: 1
Association Amenities
BBQ Pit/Grill: 1
Beach: 1
Boardwalk: 1
Business Center: 1
Community Room: 1
Dumpster: 1
Elevators: 1
Exercise Room: 1
Mini Golf: 1
Picnic Area: 1
Pool: 1
Retail Shops: 1
Security-24 hour: 1
Separate Storage: 1
Whirlpool: 1
Dining: 1
Pickle Ball: 1
Other - See Remarks: 1
Rooms
Balcony: 1
Bedroom: 1
Bunk Room: 1
Dining Room: 1
Foyer: 1
Full Bathroom: 1
Kitchen: 1
Living Room: 1
Primary Bathroom: 1
Primary Bedroom: 1
Showing
ShowingTime: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Other - See Remarks: 1
Waterview
Lake: 1
Full Bathroom
First: 1
Waterfront Type
Lakefront: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Cooling
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tub - Soaking: 1
MBed Balcony: 1
MBed Waterfront: 1
Primary Bathroom
First: 1
Security Features
Fire Alarm: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Disposal; Microwave; Oven - Electric; Refrigerator; Washer/Dryer Stacked; Water Heater - Electric
Full Bathroom: First
Primary Bedroom: First
Bedroom: First
Cooling: Central Air; Electric
Heating: Central; Electric
Exterior: Balcony; Double Pane Windows
Association Fees Include: Accounting; Advertising; TV Cable; Community Room; Exercise Room; Insurance; Internet-WiFi; Ground Keeping; Management; Pest Control; Pool; Recreational Faclty; Security; Sewer; Trash Disposal; Water
Furnished: Furnished
Kitchen: First
Living Room: First
Lot Access: City Street; Paved Road
Balcony: First
Bunk Room: First
Primary Bathroom: First
Dining Room: First
Foyer: First
Pool Features: Inground
Security Features: Fire Alarm; Smoke Detector(s)
Parking Features: Additional Parking; Parking Garage
Association Amenities: BBQ Pit/Grill; Beach; Boardwalk; Business Center; Community Room; Dining; Dumpster; Elevators; Exercise Room; Mini Golf; Pickle Ball; Picnic Area; Pool; Retail Shops; Security-24 hour; Separate Storage; Whirlpool; Other - See Remarks
Rooms: Balcony; Bedroom; Bunk Room; Dining Room; Foyer; Full Bathroom; Kitchen; Living Room; Primary Bathroom; Primary Bedroom
Showing: ShowingTime
Utilities: TV Cable; Electricity - Connected; Garbage; Internet - Broadband Available; Public Sewer - Connected; Public Water - Connected; Other - See Remarks
Waterfront Type: Lakefront
Waterview: Lake
Present Zoning: Resid Multi-Family
Room Information
Room Name Level Dimensions Length Width Dimensions
BalconyFirst26.1 x 826.108.0026.1 x 8
Master BedroomFirst11.4 x 18.511.4018.5011.4 x 18.5
Master BathroomFirst10.8 x 12.110.8012.1010.8 x 12.1
Living RoomFirst14.1 x 18.514.1018.5014.1 x 18.5
Dining RoomFirst6.9 x 7.56.907.506.9 x 7.5
KitchenFirst11.5 x 8.611.508.6011.5 x 8.6
Bunk RoomFirst10.7 x 6.910.706.9010.7 x 6.9
BedroomFirst10.8 x 12.710.8012.7010.8 x 12.7
Full BathroomFirst8.3 x 4.18.304.108.3 x 4.1
FoyerFirst4.1 x 7.54.107.504.1 x 7.5

Listing Office: Coldwell Banker Realty

Last Updated: June - 16 - 2026

Information deemed reliable but not guaranteed.