9807 Summer Creek Drive, Panama City, FL 32409 (MLS# 797444)


$554,999
9807 Summer Creek Drive
Panama City, FL 32409
MLS# 797444
4 beds  |  3 baths  |  2122 sqft


Front view of house from road
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Open House (11/08/2026 - 10:00 am - 6:00 pm)

Property Description
Located within the gated Cedar Creek community, this custom-built traditional-style home offers a combination of comfortable interior living and an expansive 1.28-acre homesite. The open floor plan is complemented by high tray ceilings, granite countertops throughout, and wood shelving that provides both character and practical storage. A whole-home generator adds an additional layer of convenience and preparedness, while the home's exceptionally well-maintained condition reflects the care it has received. Cedar Creek is known for its established neighborhood atmosphere and natural surroundings. Residents enjoy access to a community pool, clubhouse, and playground, with the added charm of local wildlife, including deer and rabbits, frequently spotted throughout the community. The neighborhood offers a setting where community amenities and a connection to nature go hand in hand. With its generous lot, custom construction, thoughtful interior features, and desirable community amenities, this home offers an appealing opportunity for buyers seeking room to spread out without giving up the benefits of neighborhood living.

Details
Maps
General Property Info
Acreage: 1.28
Design: Traditional
Lot Size (SqFt): 55757
Apx SqFt(Htd/Cooled): 2122
Construction Status: Construction Complete
SqFt Source: Agent Measured
# of Stories in Building: 1
Accessory Dwelling Unit: No
Lot Dimensions: 1.279 AC
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 3
Total Baths: 3
Year Built: 2020
Contract Info
List Price/SqFt: 261.55
Status: Active
List Date: 2026-10-28
List Price: $554,999
Current Price: $554,999
Location
Sub Area: 0410 - Bay North - West Deerpoint/Southport
Community/Resort: None
Waterfront: No
Elementary School: Deane Bozeman
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: North on Resota Beach Road, Right on Sweetfield Lane,. Right onto Baxley Bend Road, then a right onto Cedar Creek Drive. Go past the pool and take a left at the next stop sign. Pass the clubhouse and home will be on the left side of road.
Area: 04 - Bay County - North
Street #: 9807
Street Name: Summer Creek
Street Suffix: Drive
State: FL
Zip Code: 32409
County: Bay
Subdivision: Cedar Creek At Deerpoint Lake
Parcel ID: 07611-300-042
Legal Description: CEDAR CREEK PH II LOT 78 ORB 4336 P 963
Listing Info, Tax and Legal
Homestead: Yes
HOA Fee: Yes
HOA Amount: 360
HOA Frequency: Quarterly
HOA Annual Amount: 1440
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 3486.85
Last Tax Year: 2025
Brokerage Interest: Familial Interest - Listing Broker/Licensee related to owner.
Remarks & Misc
Remarks: Located within the gated Cedar Creek community, this custom-built traditional-style home offers a combination of comfortable interior living and an expansive 1.28-acre homesite. The open floor plan is complemented by high tray ceilings, granite countertops throughout, and wood shelving that provides both character and practical storage. A whole-home generator adds an additional layer of convenience and preparedness, while the home's exceptionally well-maintained condition reflects the care it has received. Cedar Creek is known for its established neighborhood atmosphere and natural surroundings. Residents enjoy access to a community pool, clubhouse, and playground, with the added charm of local wildlife, including deer and rabbits, frequently spotted throughout the community. The neighborhood offers a setting where community amenities and a connection to nature go hand in hand. With its generous lot, custom construction, thoughtful interior features, and desirable community amenities, this home offers an appealing opportunity for buyers seeking room to spread out without giving up the benefits of neighborhood living.
Dining Room
First: 1
Pool Features
Fenced: 1
Gunite Concrete: 1
Inground: 1
Pool House: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Dryer: 1
Freezer: 1
Ice Maker: 1
Microwave: 1
Oven - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Ceiling - Crwn Molding: 1
Fireplace: 1
Floor - Tile: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Pantry: 1
Construction/Siding
Brick: 1
Foundation - Slab on Grade: 1
Wood/Frame: 1
Roof - Dimensional Shg: 1
Exterior
Fenced Back Yard: 1
Fire Pit: 1
Patio Covered: 1
Sprinkler System: 1
Association Fees Include
Community Room: 1
Gated Community: 1
Ground Keeping: 1
Management: 1
Pavilion/Gazebo: 1
Picnic Area: 1
Playground: 1
Pool: 1
Security: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Ceiling - Tray: 1
Living Room
First: 1
Lot Features
Close to Clubhouse: 1
Covenants & Rescrictions: 1
Curb & Gutter: 1
Subdivision - Recorded: 1
Within 1/2 Mile to Water: 1
Lot Access
Gated Access: 1
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
Paved: 1
Present Zoning
County: 1
Association Amenities
Community Room: 1
Gated Community: 1
Pavilion/Gazebo: 1
Picnic Area: 1
Playground: 1
Pool: 1
Recreation Facilities: 1
Rooms
Bedroom: 1
Dining Room: 1
Living Room: 1
Primary Bedroom: 1
Showing
ShowingTime: 1
Utilities
Cable - Available: 1
Electricity - Connected: 1
Generator: 1
Internet - Fiber Optic: 1
Phone - Available: 1
Septic Tank: 1
Accessibility Features
Central Living Area: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Heating
Electric: 1
Fireplace - Electric: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Walk-In Closet: 1
MBed First Floor: 1
Security Features
Gated Community: 1
Smoke Detector(s): 1
Property Features
Accessibility Features: Central Living Area
Appliances: Cooktop - Electric; Dishwasher; Dryer; Freezer; Ice Maker; Microwave; Oven - Electric; Refrigerator; Washer; Water Heater - Electric
Primary Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air
Heating: Electric; Fireplace - Electric
Exterior: Fenced Back Yard; Fire Pit; Patio Covered; Sprinkler System
Association Fees Include: Community Room; Gated Community; Ground Keeping; Management; Pavilion/Gazebo; Picnic Area; Playground; Pool; Security
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Ceiling - Tray
Living Room: First
Lot Features: Close to Clubhouse; Covenants & Rescrictions; Curb & Gutter; Subdivision - Recorded; Within 1/2 Mile to Water
Lot Access: Gated Access; Paved Road
Dining Room: First
Pool Features: Fenced; Gunite Concrete; Inground; Pool House
Security Features: Gated Community; Smoke Detector(s)
Parking Features: Driveway; Garage Attached; Garage Door Opener; Paved
Association Amenities: Community Room; Gated Community; Pavilion/Gazebo; Picnic Area; Playground; Pool; Recreation Facilities
Rooms: Bedroom; Dining Room; Living Room; Primary Bedroom
Showing: ShowingTime
Utilities: Cable - Available; Electricity - Connected; Generator; Internet - Fiber Optic; Phone - Available; Septic Tank
Present Zoning: County
Room Information
Room Name Level Dimensions Length Width Remarks
Dining RoomFirst12 x 12512.00125.00
Living RoomFirst1,410 x 1961410.00196.00
Primary BedroomFirst135 x 184135.00184.00Master Bedroom
BedroomFirst1,011 x 1141011.00114.00
BedroomFirst115 x 135115.00135.00
BedroomFirst121 x 120121.00120.00

Listing Office: Levin Rinke Realty

Last Updated: November - 08 - 2026

Information deemed reliable but not guaranteed.