9701 Summer Creek Drive, Panama City, FL 32409 (MLS# 790734)

List Price/SqFt: 431.39

Status: Active

List Date: 2026-06-02

List Price: $1,399,000

Current Price: $1,399,000

Sub Area: 0410 - Bay North - West Deerpoint/Southport

Community/Resort: None

Waterfront: Yes

Gulf Access: No

Elementary School: Deane Bozeman

Middle School: Deane Bozeman

High School: Deane Bozeman

Directions: North on Hwy 77 to Right on Edwards Rd. Left on Resota Beach Rd, then right on Sweetfield Ln. to enter Cedar Creek. Continue right on Baxley Bend, then right on Cedar Creek Dr to Right on Summer Creek Dr. Home will be on the right.

Area: 04 - Bay County - North

Street #: 9701

Street Name: Summer Creek

Street Suffix: Drive

State: FL

Zip Code: 32409

County: Bay

Subdivision: Cedar Creek At Deerpoint Lake

Parcel ID: 07611-400-001

Legal Description: CEDAR CREEK PH 2-A LOT 84 LESS A TRIANGLE PRCL ON WLY SIDE ORB 4599 P 250

Acreage: 1.93

Design: Country

Lot Size (SqFt): 84071

Apx SqFt(Htd/Cooled): 3243

Construction Status: Construction Complete

SqFt Source: Builders Plans

Half Baths: 1

# of Stories in Building: 1

Lot Dimensions: Irregular

New Construction: No

Garage Y/N: Yes

Garage Spaces: 4

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 3

Total Baths: 4

Year Built: 2019

HOA Fee: Yes

HOA Amount: 360

HOA Frequency: Quarterly

HOA Annual Amount: 1440

New Buyer Fee: Yes

New Buyer Fee Amt: 250

Last Taxes: 8178

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Section: 7

Township: 2S

Range: 13W

Remarks: LUXURY LAKEFRONT ESTATE IN GATED CEDAR CREEK COMMUNITY - Experience exceptional lakefront living in this stunning Arthur Rutenberg custom-built home, perfectly situated on 1.9 private acres within the prestigious gated Cedar Creek community. Designed with both elegance and comfort in mind, this meticulously maintained 3-bedroom, 4-bath residence offers breathtaking water views, premium finishes, and resort-style outdoor amenities. Inside, you'll find soaring tray ceilings, extensive crown molding, and ceramic tile flooring throughout. Large energy-efficient windows fill the home with natural light while providing unobstructed panoramic views of the lake from nearly every room. The gourmet kitchen is a chef's dream, featuring a spacious center island, double ovens, gas cooktop, Sub-Zero refrigerator, oversized pantry, and an abundance of custom cabinetry. Whether entertaining guests or preparing family meals, this thoughtfully designed space offers both beauty and functionality. A rare and desirable feature, this home could easily be described as having three master suites, as each bedroom includes its own private bathroom. All three en-suite baths feature luxurious zero-entry tiled showers, creating a spa-like experience for family and guests alike. The expansive covered lanai serves as an outdoor living room, complete with a fireplace, television, and ample space for relaxing, entertaining, or simply enjoying spectacular lake views year-round. Car enthusiasts and hobbyists will appreciate the oversized garage with room for up to four vehicles. A large circular driveway and substantial stone-paver parking pad provide additional convenience and impressive curb appeal. The beautifully landscaped grounds showcase mature fruit trees, including satsuma, apple, and pear varieties. The fenced backyard is designed for both recreation and functionality, featuring a 24' x 28' workshop/storage building, private boat ramp, dock, and covered boathouse equipped with a boat lift--offering direct access to the lake for fishing, boating, and watersports. This extraordinary property combines luxury craftsmanship, privacy, and waterfront living in one exceptional offering. Don't miss the opportunity to own one of Cedar Creek's most impressive lakefront estates.

First: 1

First: 1

First: 1

First: 1

Cooktop - Gas: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Oven - Double: 1

Oven - Electric: 1

Range - Gas: 1

Refrigerator: 1

Water Heater - Gas: 1

Water Heater - Tankless: 1

Ceiling - Crwn Molding: 1

Fireplace: 1

Floor - Tile: 1

Kitchen Island: 1

Lighting - Recessed: 1

Pantry: 1

Security System: 1

Window - Treatment All: 1

Roof - Metal: 1

Siding - Hardie Board: 1

Double Pane Windows: 1

Fenced Back Yard: 1

Porch Covered: 1

Porch Screened: 1

Sprinkler System: 1

Boat Launch: 1

Boat Slip: 1

Boatlift: 1

Dock: 1

Shore - Natural: 1

Shore - Seawall: 1

Waterfront Feet: 260

Boat House: 1

Workshop: 1

Accounting: 1

Community Room: 1

Gated Community: 1

Ground Keeping: 1

Management: 1

Picnic Area: 1

Playground: 1

Pool: 1

Cash: 1

Conventional: 1

Unfurnished: 1

Ceiling - Tray: 1

Covenants & Rescrictions: 1

Cul-De-Sac: 1

Landscaped: 1

Survey Available: 1

Waterfront: 1

Gated Access: 1

Paved Road: 1

Private Road: 1

Driveway: 1

Garage Attached: 1

Garage Door Opener: 1

Paver Block: 1

MBath Double Vanity: 1

MBath Garden Tub: 1

MBath Separate Shwr: 1

MBed First Floor: 1

MBed Walk-in Closet: 1

Resid Single Family: 1

Community Room: 1

Gated Community: 1

Picnic Area: 1

Playground: 1

Pool: 1

Bedroom: 1

Den: 1

Garage: 1

Great Room: 1

Master Bedroom: 1

Other: 1

Public Water - Connected: 1

Septic Tank: 1

Lake: 1

As Is: 1

Lakefront: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Multi Units: 1

Zoned: 1

Central: 1

Electric: 1

Fireplace - Wood Burning: 1

Zoned: 1

Gated Community: 1

Security System Owned: 1