943 Camp Fire Circle Lot 295, Panama City Beach, FL 32413 (MLS# 791676)

List Price/SqFt: 271.05

Status: Active

List Date: 2026-06-21

List Price: $689,000

Current Price: $689,000

Unit #: Lot 295

Sub Area: 0322 - Beach - North West

Community/Resort: None

Waterfront: No

Elementary School: West Bay

Middle School: Surfside

High School: Arnold

Directions: From Hwy 98, turn on Hwy 79 going north. 2.6 miles Breakwater community will be on your left. Sales Office is located at 232 Breakwater Blvd 4th building on the right next to parking lot.

Area: 03 - Bay County - Beach

Street #: 943

Street Name: Camp Fire

Street Suffix: Circle

State: FL

Zip Code: 32413

County: Bay

Subdivision: Breakwater at Ward Creek

Parcel ID: 32717-250-118

Legal Description: BREAKWATER AT WARD CREEK PH 1 LOT 295

Acreage: 0.12

Design: Traditional

Lot Size (SqFt): 5227

Apx SqFt(Htd/Cooled): 2542

Immediate Occupancy: No

Construction Status: Under Construction

SqFt Source: Builders Plans

# of Stories in Building: 2

Pre-Const Flip: No

Lot Dimensions: 48.0 ft x 120.0 ft

New Construction: Yes

Garage Y/N: Yes

Garage Spaces: 2

Driveway Spaces: 2

Pool: Yes

Pool Type: Community

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 3

Total Baths: 3

Year Built: 2026

HOA Fee: Yes

HOA Amount: 210

HOA Frequency: Monthly

HOA Annual Amount: 2520

Is Subject Leased: No

New Buyer Fee: Yes

New Buyer Fee Amt: 630

New Buyer Fee Paid: $

Last Tax Year: 2025

Brokerage Interest: No Interest

Township: Santa Rosa Beac

Remarks: Toll Brothers Sandestin home with limited time to select your design finishes! Construction estimated to be complete January 2027. Located in a gated community with completed resort style amenities. Exceptional 4-bedroom, 3-bathroom, Flex room/office, upstairs loft/bonus area, two-story that combines luxury, comfort, and modern design. This home boasts an array of high-end finishes and thoughtful details, perfect for families and entertainers alike. 10-foot ceilings on the first floor, creating an open and airy atmosphere throughout the main living areas. The open layout allows for effortless flow between the kitchen, dining area, and the spacious living room, making it perfect for both everyday living and hosting gatherings. A versatile office/study room on the first floor provides the ideal space for remote work or a quiet retreat. The secondary bedroom on the first floor offers convenience and privacy for guests or family members. Upstairs, you'll find a large loft/bonus area--perfect for additional living space, a playroom, or a media room. The primary bedroom is a true sanctuary, with ample space, a luxurious tile shower, and generous closet space. Outside, enjoy peaceful evenings on the covered lanai with beautiful pavers, overlooking a large serene, private wooded area, that provides privacy and tranquility. Plenty of space for building your own pool or outdoor oasis. The paver driveway adds to the home's impressive curb appeal and completes the luxurious look of this new construction home. Community completed amenities include pool, clubhouse, fitness center, pickleball, tennis, playground, multi-purpose field and more. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix, and recreation outdoor activities at Frank Brown Park. Call now and make this dream home yours today. Pictures are stock photos and not of actual home.

Cooktop - Gas: 1

Dishwasher: 1

Microwave: 1

Oven - Electric: 1

Range Hood: 1

Water Heater - Tankless: 1

Floor - Tile: 1

Kitchen Island: 1

Lighting - Recessed: 1

Media Room: 1

Pantry: 1

Brick: 1

Foundation - Slab on Grade: 1

Siding - Hardie Board: 1

Patio Covered: 1

Sprinkler System: 1

Community Room: 1

Exercise Room: 1

Gated Community: 1

Picnic Area: 1

Playground: 1

Pool: 1

Tennis: 1

Trash Disposal: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Covenants & Rescrictions: 1

Landscaped: 1

Subdivision - Recorded: 1

Sidewalk: 1

Survey Available: 1

Wooded: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

Resid Single Family: 1

Community Room: 1

Exercise Room: 1

Gated Community: 1

Picnic Area: 1

Playground: 1

Pool: 1

Tennis: 1

Pickle Ball: 1

Sidewalks: 1

Bedroom: 1

Primary Bedroom: 1

TV Cable: 1

Electricity - Connected: 1

Natural Gas - Connected: 1

Internet - Broadband Available: 1

Internet - Fiber Optic: 1

Phone - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Underground Utilities: 1

Second: 1

First: 1

Second: 1

Electric: 1

Electric: 1

MBath Double Vanity: 1

MBath Shower Only: 1

MBed Walk-in Closet: 1

Gated Community: 1

Smoke Detector(s): 1