928 Grace Avenue, Panama City, FL 32401 (MLS# 781408)

List Price/SqFt: 205.44

Status: Pending

List Date: 2025-11-07

List Price: $325,000

Current Price: $325,000

Sub Area: 0203 - Bay - Central SW

Community/Resort: None

Waterfront: No

Elementary School: Cherry Street

Middle School: Jinks

High School: Bay

Directions: Head east or west on US-98 toward downtown Panama City. Turn north onto Harrison Ave. Continue for approximately 0.6 miles, then turn right onto 10th St. Next, turn left onto Grace Ave. The property will be on your left. Head south on US-231 toward Panama City. Continue straight onto Harrison Ave. After crossing 15th St, drive approximately 0.4 miles, then turn left onto 10th St. house on Left

Area: 02 - Bay County - Central

Street #: 928

Street Name: Grace

Street Suffix: Avenue

State: FL

Zip Code: 32401

County: Bay

Subdivision: Ellis, E.D.

Parcel ID: 18105-020-000

Legal Description: 5 4S 14W -70.2- 29B COM AT THE INT OF THE EAST R/W LINE OF GRACE AVE & THE NORTH R/W LINE OF W 9TH ST THE RUN NORTH ALONG SAID E R/W LINE 258.11' W 9TH ST FOR POB TH CONT N 100' TH RUN E 150.74' S 100.01' TH RUN W 150.01' TO POB ORB 4733 P 1340

Acreage: 0.11

Design: Craftsman Style

Lot Size (SqFt): 4922

Apx SqFt(Htd/Cooled): 1582

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Builders Plans

Half Baths: 1

Lot Dimensions: 33x150

New Construction: Yes

Garage Y/N: Yes

Garage Spaces: 1

Driveway Spaces: 2

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 2

Total Baths: 3

Year Built: 2025

HOA Fee: No

New Buyer Fee: No

Last Taxes: 235

Last Tax Year: 2024

Brokerage Interest: No Interest

Remarks: New construction just blocks from downtown Panama City with modern design, durable materials, and income potential. This two story home offers 3 bedrooms, 2.5 bathrooms, 1,582 square feet, and a 1 car garage. All bedrooms are located upstairs, creating a clear separation between living and private space. The main level features White Oak luxury vinyl plank flooring and matching White Oak stair rail accents. The kitchen is designed to stand out with quartz countertops, custom cabinetry, brushed gold hardware, stainless steel appliances, designer lighting, and a walk in pantry. Upstairs, the primary suite includes a tray ceiling, double vanity, walk in shower, and a spacious layout. Bathrooms feature tile flooring and upgraded finishes throughout. Additional features include a functional mudroom off the garage, large under stair storage, 2x6 exterior wall construction, and added insulation between floors for sound reduction. Irrigation system already installed. Situated on a deep 33 x 150 lot with alley access and zoned MU-3, offering potential for an accessory dwelling unit. Ideal for rental income, house hacking, guest space, or long term flexibility. Buyer to verify zoning and ADU requirements. Located near downtown Panama City restaurants, marina access, and local events, with a short drive to Tyndall Air Force Base and Panama City Beach. Up to $5,500 lender credit available for qualified buyers. Schedule your showing today.

First: 1

First: 1

First: 1

First: 1

Second: 1

Cooktop - Electric: 1

Dishwasher: 1

Disposal: 1

Ice Maker: 1

Instant Hot Water: 1

Microwave: 1

Plumbed For Ice Maker: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Ceiling - Raised: 1

Floor - Tile: 1

Floor - Vinyl Plank: 1

Lighting - Recessed: 1

Pantry: 1

Stairs: 1

Concrete: 1

Foundation - Slab on Grade: 1

Roof - Composite Shngl: 1

Siding - Hardie Board: 1

Trim - Aluminum: 1

Fenced Lot-Part: 1

Patio Covered: 1

Porch Covered: 1

Sprinkler System: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Ceiling - Tray: 1

Floor - Carpet: 1

Insulated Doors: 1

Insulated Floors: 1

First: 1

First: 1

Near Public Boat Ramp: 1

Survey Available: 1

Within 1/2 Mile to Water: 1

Paved Road: 1

Additional Parking: 1

Alley Access: 1

Boat: 1

Driveway: 1

Garage Attached: 1

RV Access/Parking: 1

MBath Double Vanity: 1

MBath Shower Only: 1

MBed Walk-in Closet: 1

Mixed Use: 1

Resid Single Family: 1

Bedroom: 1

Dining Room: 1

Foyer: 1

Full Bathroom: 1

Garage: 1

Half Bathroom: 1

Kitchen: 1

Laundry: 1

Living Room: 1

Master Bathroom: 1

Master Bedroom: 1

Cable - Available: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

As Is: 1

Second: 1

First: 1

Second: 1

Second: 1

Ceiling Fan(s): 1

Electric: 1

Electric: 1

Heat Pump: 1

Security Lights: 1

Smoke Detector(s): 1

Under Contract Date: 2026-06-03