912 Camp Fire Circle, Panama City Beach, FL 32413 (MLS# 791587)

List Price/SqFt: 304.68

Status: Active

List Date: 2026-06-19

List Price: $865,000

Current Price: $865,000

Sub Area: 0322 - Beach - North West

Community/Resort: None

Waterfront: No

Elementary School: West Bay

Middle School: Surfside

High School: Arnold

Directions: From Hwy 98, turn on Hwy 79 going north. 2.6 Miles Breakwater community will be on your left.

Area: 03 - Bay County - Beach

Street #: 912

Street Name: Camp Fire

Street Suffix: Circle

State: FL

Zip Code: 32413

County: Bay

Subdivision: Breakwater at Ward Creek

Parcel ID: 32717-250-166

Legal Description: BREAKWATER AT WARD CREEK PH 1 LOT 319 ORB 4815 P 1513

Acreage: 0.17

Design: Other

Lot Size (SqFt): 7405

Apx SqFt(Htd/Cooled): 2839

Construction Status: Construction Complete

SqFt Source: Prop App Site

Half Baths: 1

Lot Dimensions: 60.0 ft x 125.0 ft

New Construction: No

Garage Y/N: Yes

Garage Spaces: 3

Pool: Yes

Pool Type: Community

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 3

Total Baths: 4

Year Built: 2025

Homestead: Yes

HOA Fee: Yes

HOA Amount: 200

HOA Frequency: Monthly

HOA Annual Amount: 2400

New Buyer Fee: Yes

New Buyer Fee Amt: 600

New Buyer Fee Paid: $

Last Taxes: 1354.84

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Remarks: Welcome to Breakwater, one of Panama City Beach's premier gated communities, where resort-style amenities and everyday convenience come together. This beautifully maintained 4-bedroom, 3.5-bath home offers a thoughtful floor plan, a spacious 3-car garage, and a backyard with plenty of room to create your own private oasis, including space for a future pool. Situated on a desirable corner homesite within a quiet cul-de-sac, this move-in-ready home allows you to enjoy the benefits of newer construction without the wait. Thoughtfully designed with soaring ceilings and an open-concept layout, the home feels bright, airy, and inviting from the moment you walk in. The spacious kitchen and living area create the perfect place for gathering, entertaining, and enjoying everyday life. The primary suite offers a spa-inspired bath complete with an oversized soaking tub, creating the perfect place to unwind at the end of the day. What truly sets this property apart is the lifestyle that comes with it. Breakwater residents enjoy access to a resort-style community pool, pickleball and tennis courts, playground, fitness center, clubhouse, and gated entrance--all designed to make everyday living feel a little more like a getaway. Conveniently located just minutes from shopping, dining, Northwest Florida Beaches International Airport, and the beautiful white-sand beaches of the Emerald Coast, it's easy to see what makes this home so special. Where everyday living feels like a getaway.

First: 1

First: 1

Cooktop - Gas: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Ice Maker: 1

Microwave: 1

Oven - Double: 1

Range Hood: 1

Refrigerator: 1

Washer: 1

Floor - Vinyl Plank: 1

Kitchen Island: 1

Pantry: 1

Roof - Shingle/Shake: 1

Siding - Hardie Board: 1

Deck Covered: 1

Fenced Back Yard: 1

Fenced Lot-All: 1

Patio Open: 1

Community Room: 1

Exercise Room: 1

Gated Community: 1

Ground Keeping: 1

Playground: 1

Pool: 1

Tennis: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Negotiable: 1

First: 1

Cul-De-Sac: 1

Gated Access: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

Oversized: 1

Resid Single Family: 1

Community Room: 1

Exercise Room: 1

Gated Community: 1

Picnic Area: 1

Playground: 1

Pool: 1

Tennis: 1

Pickle Ball: 1

Covered Porch: 1

Great Room: 1

Kitchen: 1

Primary Bedroom: 1

Cable - Available: 1

Electricity - Connected: 1

Natural Gas - Connected: 1

Public Sewer - Connected: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

MBath Double Vanity: 1

MBath Separate Shwr: 1

MBath Tub - Soaking: 1

MBed First Floor: 1

MBed Walk-in Closet: 1

Gated Community: 1

Smoke Detector(s): 1