90 Mosaic Oaks Circle, Santa Rosa Beach, FL 32459 (MLS# 791732)


$410,000
90 Mosaic Oaks Circle
Santa Rosa Beach, FL 32459
MLS# 791732
3 beds  |  2 baths  |  1871 sqft


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Property Description
Coastal cottage charm meets everyday functionality in this well-maintained home in Mosaic Oaks, ideally located in Santa Rosa Beach. Offering 3 bedrooms and 2.5 baths, the layout features an open main living area with all bedrooms upstairs, including a primary suite with private balcony, walk-in closet, and spacious bath with dual vanities, soaking tub, and separate shower. Recent upgrades include a new HVAC (2025), new range, microwave, and dishwasher (2026), fresh interior paint (2026), new sod (2026), new LVP flooring upstairs (2022), and fencing (2022). Situated on an exterior lot, this home offers a private backyard backing to a natural wooded backdrop, complete with a fenced yard and screened porch for relaxed outdoor living. A one-car garage and no-carpet interior add everyday convenience. Enjoy the best of coastal living from Bay to Beach -- just minutes to bay access, parks, and approximately 10 minutes to 30A, Ed Walline Beach Access, and dining and shopping at Gulf Place.

Details
Maps
Contract Info
List Price/SqFt: 219.13
Status: Active
List Date: 2026-06-23
List Price: $410,000
Current Price: $410,000
Location
Sub Area: 1202 - Walton - Santa Rosa Beach
Community/Resort: None
Waterfront: No
Elementary School: Dune Lakes
Middle School: Emerald Coast
High School: South Walton
Directions: Heading east on US HWY 98 turn left on CO RD 393 N. Right on CHAT HOLLEY RD. Continue until you reach HARSTVEDT RD and then take a left. Take a left on to MOSAIC OAKS CIR and follow the road to the left. The home will be on your left.
Area: 12 - Walton County
Street #: 90
Street Name: Mosaic Oaks
Street Suffix: Circle
State: FL
Zip Code: 32459
County: Walton
Subdivision: [No Recorded Subdiv]
Parcel ID: 24-2S-20-33510-000-0090
Legal Description: LOT 9 MOSAIC OAKS S/D PB 18-15 OR 2859-69 OR 2866-3602 OR 2902-82 OR 2955-2412
General Property Info
Acreage: 0.08
Design: Florida Cottage
Lot Size (SqFt): 3485
Apx SqFt(Htd/Cooled): 1871
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: 43.0 ft x 86.0 ft
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 2014
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 165
HOA Frequency: Quarterly
HOA Annual Amount: 660
New Buyer Fee: No
Last Taxes: 1662.22
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: Coastal cottage charm meets everyday functionality in this well-maintained home in Mosaic Oaks, ideally located in Santa Rosa Beach. Offering 3 bedrooms and 2.5 baths, the layout features an open main living area with all bedrooms upstairs, including a primary suite with private balcony, walk-in closet, and spacious bath with dual vanities, soaking tub, and separate shower. Recent upgrades include a new HVAC (2025), new range, microwave, and dishwasher (2026), fresh interior paint (2026), new sod (2026), new LVP flooring upstairs (2022), and fencing (2022). Situated on an exterior lot, this home offers a private backyard backing to a natural wooded backdrop, complete with a fenced yard and screened porch for relaxed outdoor living. A one-car garage and no-carpet interior add everyday convenience. Enjoy the best of coastal living from Bay to Beach -- just minutes to bay access, parks, and approximately 10 minutes to 30A, Ed Walline Beach Access, and dining and shopping at Gulf Place.
Association Fees Include
Management: 1
Pavilion/Gazebo: 1
Furnished
Unfurnished: 1
Living Room
First: 1
Rooms
Bedroom: 1
Living Room: 1
Primary Bedroom: 1
Utilities
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Primary Bedroom
Second: 1
Bedroom
Second: 1
Property Features
Primary Bedroom: Second
Bedroom: Second
Association Fees Include: Management; Pavilion/Gazebo
Furnished: Unfurnished
Living Room: First
Rooms: Bedroom; Living Room; Primary Bedroom
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Room Information
Room Name Level Dimensions Length Width Dimensions
Living RoomFirst16 x 1516.0015.0016 x 15
Primary BedroomSecond16 x 1416.0014.0016 x 14
BedroomSecond13 x 1213.0012.0013 x 12

Listing Office: 1 Percent Lists Florida Coast

Last Updated: July - 02 - 2026

Information deemed reliable but not guaranteed.