8817 Thomas Drive A110, Panama City, FL 32408 (MLS# 789771)

List Price/SqFt: 500.82

Status: Active

List Date: 2026-05-12

List Price: $244,900

Current Price: $244,900

Unit #: A110

Sub Area: 0323 - Beach - South of Grand Lagoon

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Breakfast Point

Middle School: Breakfast Point

High School: Arnold

Directions: Headed East on Thomas drive, passing Signal Hill Golf Course on your left, take a right at your first traffic signal, then an immediate left, and then the second right into the parking lot for Top of The Gulf.

Area: 03 - Bay County - Beach

Street #: 8817

Street Name: Thomas

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Top Of The Gulf Condo.

Parcel ID: 34994-110-000

Legal Description: TOP OF THE GULF CONDO UNIT #A-110 ORB 504 P 566 ORB 3595 P 514 EFF 1B 489 H&C

Floor Number: 1

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 489

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: 0X0

New Construction: No

Garage Y/N: No

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Full Baths: 1

Total Baths: 1

Year Built: 1976

Homestead: No

HOA Fee: Yes

HOA Amount: 525

HOA Frequency: Monthly

HOA Annual Amount: 6300

New Buyer Fee: No

Last Taxes: 2585

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Condo Doc: Yes

Remarks: Position yourself for strong rental income and effortless beach living with this beautifully updated ground-floor studio at Top of the Gulf. Offering an exceptional blend of modern coastal style and excellent short-term rental appeal, this turnkey condo is an outstanding opportunity for both investors and second-home buyers seeking cash-flow potential along the Gulf Coast. Beautifully renovated, the condo showcases a fresh, contemporary interior with upgraded tile flooring, granite countertops in both the kitchen and bath, high-end soft-close cabinetry, a custom tiled walk-in shower, designer fixtures, updated furnishings, and a cozy fireplace feature that elevates the guest experience. Major system improvements include an updated HVAC system, hot water heater, appliances, and an enhanced owner's storage closet, creating a true move-in or rent-ready opportunity. One of the most desirable features of this residence is its rare ground-floor location with a private patio, exclusive to ground-floor units. Enjoy the convenience of stepping directly outside to your own garden-style outdoor space, ideal for morning coffee, relaxing after a beach day, or accommodating pet-friendly owner use in accordance with association rules. Guests and owners alike will appreciate the easy walk-out access to the Gulf-front pool, sugar-white sand beaches, and resort amenities without ever needing to use an elevator. Whether you are seeking a vacation rental, a personal beachfront retreat, or a low-maintenance investment property, this condo delivers exceptional versatility and value. Top of the Gulf offers an array of amenities including a Gulf-front pool, game room, BBQ and picnic areas, beach showers, snack bar, owners' lounge, and on-site management, all within one of Panama City Beach's most recognizable beachfront destinations on Thomas Drive.

First: 1

Dishwasher: 1

Oven - Electric: 1

Refrigerator: 1

Water Heater - Electric: 1

Fireplace: 1

Floor - Tile: 1

Window - Treatment All: 1

Concrete: 1

Patio Open: 1

Beach: 1

Conference Center: 1

Exercise Room: 1

Ground Keeping: 1

Internet-WiFi: 1

Master Association: 1

Pest Control: 1

Pool: 1

Repairs/Maintenance: 1

Security: 1

Sewer: 1

Trash Disposal: 1

TV Cable: 1

Water: 1

Cash: 1

Conventional: 1

Furnished: 1

Resort: 1

BBQ Pit/Grill: 1

Beach: 1

Community Room: 1

Conference Center: 1

Dumpster: 1

Elevators: 1

Exercise Room: 1

Picnic Area: 1

Security-24 hour: 1

Waterfront: 1

Family Room: 1

TV Cable: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Gulf: 1

As Is: 1

Gulf: 1

Ceiling Fan(s): 1

Central Air: 1

Central: 1

Security Guard: 1