8817 S Thomas Drive A624, Panama City Beach, FL 32408 (MLS# 789009)

HOA Fee: Yes

HOA Amount: 525

HOA Frequency: Monthly

HOA Annual Amount: 6300

New Buyer Fee: No

Last Taxes: 2585

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Condo Doc: Yes

List Price/SqFt: 459.92

Status: Active

List Date: 2026-04-24

List Price: $224,900

Current Price: $224,900

Unit #: A624

Sub Area: 0323 - Beach - South of Grand Lagoon

Community/Resort: None

Waterfront: Yes

Gulf Access: No

Elementary School: Breakfast Point

Middle School: Breakfast Point

High School: Arnold

Directions: Front Beach Rd. and Thomas Drive, travel East on Thomas Drive, past Signal Hill Golf Course to next traffic light. Turn right, then take an immediate left. Top of The Gulf will be on the right.

Area: 03 - Bay County - Beach

Street #: 8817

Street Direction: S

Street Name: Thomas

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Top Of The Gulf Condo.

Parcel ID: 34994-249-000

Legal Description: TOP OF THE GULF CONDO UNIT A-624 ORB 504 P 566 EFF 1B 489 H&C ORB 4110 P 641

Floor Number: 6

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 489

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: 0X0

New Construction: No

Garage Y/N: No

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Full Baths: 1

Total Baths: 1

Year Built: 1976

Remarks: Experience coastal living at its finest in this beautifully remodeled studio at Top of the Gulf! Completely renovated in 2021, this unit features all-new sheetrock, updated HVAC system, modern kitchen cabinetry, sleek quartz countertops, and a full suite of appliances--offering a clean, fresh, and move-in-ready space. Enjoy breathtaking Gulf views right from your unit, where you can take in the iconic pier and miles of sugary white sand beaches. Whether you're looking for a personal getaway or an income-producing rental, this property delivers both comfort and location. Top of the Gulf is a well-maintained, beachfront complex offering a variety of amenities including a gulf-front swimming pool, fitness center, on-site snack shop, sun deck, shuffleboard courts, and direct beach access. The community also provides laundry facilities, BBQ grilling areas, and ample parking for owners and guests. Ideally located in the heart of Panama City Beach, you're just minutes from popular dining, shopping, entertainment, and attractions--making this an excellent opportunity for short-term rental income or your own slice of paradise. Don't miss your chance to own an updated beachfront studio with stunning views and strong rental potential!

Inground: 1

First: 1

Microwave: 1

Range - Electric: 1

Refrigerator: 1

Kitchen Island: 1

Foundation - On Piling: 1

Siding - Stucco: 1

Accounting: 1

BBQ Pit/Grill: 1

Beach: 1

Community Room: 1

Dumpster: 1

Exercise Room: 1

Game Room: 1

Ground Keeping: 1

Internet-WiFi: 1

Laundry: 1

Management: 1

Pest Control: 1

Pool: 1

Repairs/Maintenance: 1

Security: 1

Sewer: 1

TV Cable: 1

Water: 1

Cash: 1

Conventional: 1

Furnished: 1

City Street: 1

Paved Road: 1

Parking Lot: 1

Paved: 1

BBQ Pit/Grill: 1

Beach: 1

Community Room: 1

Dumpster: 1

Exercise Room: 1

Game Room: 1

Laundry: 1

Pool: 1

Waterfront: 1

Shuffleboard Court: 1

Studio: 1

TV Cable: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

As Is: 1

Gulf: 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

Security Guard: 1