8817 S Thomas Drive A415
Panama City, FL 32408
MLS# 796953
10 baths | 489 sqft
Property DescriptionThis is the BEST Premier GULF FRONT studio unit available at Top of the GULF condos with TRUE panoramic views (not partial views) of the white sand Beaches and Gulf. It is the only unit currently listed that is direct Gulf facing!!! These popular Studio units make great private getaways, rental investments or full time residences. Top of the Gulf is a very well maintained and managed 8 story building with beautiful beaches near St. Andrews State Park and many great local restaurants. Everything you need is 5 minutes away. Quiet and plenty of private parking and a private dedicated beach access & pool are just a few of the amenities offered here. All units have new Hurricane Impact Windows! This unit has been updated and is move-in ready and has been privately owned for many years. TAKE ADVANTAGE OF THIS RARE OPPORTUNITY for a great deal!!
Floor Number: 4
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 489
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 8
Accessory Dwelling Unit: No
Lot Dimensions: 0x0
New Construction: No
Pool Type: Community
Sub-Type: Condominium
Full Baths: 1
Total Baths: 10
List Price/SqFt: 470.14
Status: Active
List Date: 2026-10-19
List Price: $229,900
Unit #: A415
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Patronis
Middle School: Breakfast Point
High School: Arnold
Directions: GPS Thomas Drive to 8711 South Thomas Drive - turn into parking lot and you can park and enter building elevators on 1st floor.
Area: 03 - Bay County - Beach
Street #: 8817
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
County: Bay
Subdivision: Top Of The Gulf Condo.
Parcel ID: 34994-190-000
Legal Description: TOP OF THE GULF CONDO UNIT # A-415 EFF 1B 489 H&C ORB 504 P 566 ORB 3941 P 596 .
HOA Fee: Yes
HOA Amount: 525
HOA Frequency: Monthly
HOA Annual Amount: 6300
New Buyer Fee: Yes
Last Taxes: 2525.74
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks: This is the BEST Premier GULF FRONT studio unit available at Top of the GULF condos with TRUE panoramic views (not partial views) of the white sand Beaches and Gulf. It is the only unit currently listed that is direct Gulf facing!!! These popular Studio units make great private getaways, rental investments or full time residences. Top of the Gulf is a very well maintained and managed 8 story building with beautiful beaches near St. Andrews State Park and many great local restaurants. Everything you need is 5 minutes away. Quiet and plenty of private parking and a private dedicated beach access & pool are just a few of the amenities offered here. All units have new Hurricane Impact Windows! This unit has been updated and is move-in ready and has been privately owned for many years. TAKE ADVANTAGE OF THIS RARE OPPORTUNITY for a great deal!!
Dishwasher: 1
Oven - Electric: 1
Range - Electric: 1
Water Heater - Electric: 1
Breakfast Bar: 1
Floor - Vinyl Plank: 1
Window - Treatment All: 1
Handicap Provisions: 1
Double Pane Windows: 1
Storm Windows: 1
Community Room: 1
Game Room: 1
Ground Keeping: 1
Management: 1
Repairs/Maintenance: 1
Sewer: 1
Trash Disposal: 1
TV Cable: 1
Subdivision - Recorded: 1
Waterfront: 1
Additional Parking: 1
Parking Lot: 1
Beach: 1
Community Room: 1
Elevators: 1
Exercise Room: 1
Waterfront: 1
Shuffleboard Court: 1
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Accessible Approach with Ramp: 1
Accessible Bedroom: 1
Accessible Central Living Area: 1
Accessible Elevator Installed: 1
Accessible Entrance: 1
Accessible Kitchen: 1
Central Air: 1
Humidity Control: 1
MBath Shower/Tub Combo: 1
Building Security: 1
Closed Circuit Camera(s): 1
Fire Escape: 1
Firewall(s): 1
Accessibility Features: Accessible Approach with Ramp; Accessible Bedroom; Accessible Central Living Area; Accessible Elevator Installed; Accessible Entrance; Accessible Kitchen
Appliances: Dishwasher; Oven - Electric; Range - Electric; Water Heater - Electric
Cooling: Central Air; Humidity Control
Exterior: Double Pane Windows; Storm Windows
Association Fees Include: Accounting; Beach; TV Cable; Community Room; Game Room; Ground Keeping; Repairs/Maintenance; Management; Pest Control; Pool; Sewer; Trash Disposal; Water
Financing: Cash; Conventional; VA
Lot Features: Subdivision - Recorded; Waterfront
Security Features: Building Security; Closed Circuit Camera(s); Fire Escape; Firewall(s); Smoke Detector(s)
Parking Features: Additional Parking; Parking Lot
Association Amenities: Beach; Community Room; Elevators; Exercise Room; Laundry; Pool; Shuffleboard Court; Waterfront
Utilities: TV Cable; Electricity - Connected; Garbage; Internet - Broadband Available; Public Sewer - Connected; Public Water - Connected; Underground Utilities
| Room Name | Dimensions | Length | Width | Remarks |
| Studio | 23 x 20 | 23.00 | 20.00 | Property Appraiser’s Site Measurements |
Listing Office: Dalton Wade Inc
Last Updated: November - 01 - 2026
Information deemed reliable but not guaranteed.