8817 S Thomas Drive A415, Panama City Beach, FL 32408 (MLS# 796953)


$229,900
8817 S Thomas Drive A415
Panama City Beach, FL 32408
MLS# 796953
1 baths  |  489 sqft


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Property Description
COMING SOON! BEST Premier GULF FRONT studio unit with true panoramic views (not partial views) The only unit currently listed that is direct Gulf facing!!! These popular Studio units make great private getaways or rentals. Top of the Gulf is a very well maintained 8 story building with beautiful beaches near St. Andrews State Park. All units have new Hurricane Impact Windows! Available to show beginning 10/29/2026! - text Listing Agent.

Details
Maps
General Property Info
Floor Number: 4
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 489
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 8
Accessory Dwelling Unit: No
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Full Baths: 1
Total Baths: 1
Year Built: 1976
Contract Info
List Price/SqFt: 470.14
Status: Active
List Date: 2026-10-19
List Price: $229,900
Current Price: $229,900
Location
Unit #: A415
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Patronis
Middle School: Breakfast Point
High School: Arnold
Directions: GPS Thomas Drive to 8711 South Thomas Drive - turn into parking lot and you can park and enter building elevators on 1st floor.
Area: 03 - Bay County - Beach
Street #: 8817
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Top Of The Gulf Condo.
Parcel ID: 34994-190-000
Legal Description: TOP OF THE GULF CONDO UNIT # A-415 EFF 1B 489 H&C ORB 504 P 566 ORB 3941 P 596 .
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 525
HOA Frequency: Monthly
HOA Annual Amount: 6300
New Buyer Fee: Yes
Last Taxes: 2525.74
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Remarks & Misc
Remarks: COMING SOON! BEST Premier GULF FRONT studio unit with true panoramic views (not partial views) The only unit currently listed that is direct Gulf facing!!! These popular Studio units make great private getaways or rentals. Top of the Gulf is a very well maintained 8 story building with beautiful beaches near St. Andrews State Park. All units have new Hurricane Impact Windows! Available to show beginning 10/29/2026! - text Listing Agent.
Pool Features
Inground: 1
Appliances
Dishwasher: 1
Oven - Electric: 1
Range - Electric: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Floor - Vinyl Plank: 1
Window - Treatment All: 1
Handicap Provisions: 1
Construction/Siding
Block: 1
Exterior
Double Pane Windows: 1
Storm Windows: 1
Association Fees Include
Accounting: 1
Beach: 1
Community Room: 1
Game Room: 1
Ground Keeping: 1
Management: 1
Pest Control: 1
Pool: 1
Repairs/Maintenance: 1
Sewer: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Financing
Cash: 1
Conventional: 1
VA: 1
Furnished
Furnished: 1
Lot Features
Subdivision - Recorded: 1
Waterfront: 1
Lot Access
Paved Road: 1
Parking Features
Additional Parking: 1
Parking Lot: 1
Association Amenities
Beach: 1
Community Room: 1
Elevators: 1
Exercise Room: 1
Laundry: 1
Pool: 1
Waterfront: 1
Shuffleboard Court: 1
Rooms
Studio: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Underground Utilities: 1
Accessibility Features
Accessible Approach with Ramp: 1
Accessible Bedroom: 1
Accessible Central Living Area: 1
Accessible Elevator Installed: 1
Accessible Entrance: 1
Accessible Kitchen: 1
Sale Type
As Is: 1
Waterfront Type
Gulf: 1
Cooling
Central Air: 1
Humidity Control: 1
Heating
Electric: 1
Primary Bath/Primary Bdrm
MBath Shower/Tub Combo: 1
Security Features
Building Security: 1
Closed Circuit Camera(s): 1
Fire Escape: 1
Firewall(s): 1
Smoke Detector(s): 1
Property Features
Accessibility Features: Accessible Approach with Ramp; Accessible Bedroom; Accessible Central Living Area; Accessible Elevator Installed; Accessible Entrance; Accessible Kitchen
Appliances: Dishwasher; Oven - Electric; Range - Electric; Water Heater - Electric
Cooling: Central Air; Humidity Control
Heating: Electric
Exterior: Double Pane Windows; Storm Windows
Association Fees Include: Accounting; Beach; TV Cable; Community Room; Game Room; Ground Keeping; Repairs/Maintenance; Management; Pest Control; Pool; Sewer; Trash Disposal; Water
Financing: Cash; Conventional; VA
Furnished: Furnished
Lot Features: Subdivision - Recorded; Waterfront
Lot Access: Paved Road
Pool Features: Inground
Security Features: Building Security; Closed Circuit Camera(s); Fire Escape; Firewall(s); Smoke Detector(s)
Parking Features: Additional Parking; Parking Lot
Association Amenities: Beach; Community Room; Elevators; Exercise Room; Laundry; Pool; Shuffleboard Court; Waterfront
Rooms: Studio
Sale Type: As Is
Utilities: TV Cable; Electricity - Connected; Garbage; Internet - Broadband Available; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Waterfront Type: Gulf
Room Information
Room Name Dimensions Length Width Remarks
Studio23 x 2023.0020.00Property Appraiser’s Site Measurements

Listing Office: Dalton Wade Inc

Last Updated: October - 29 - 2026

Information deemed reliable but not guaranteed.