8817 S Thomas Drive A318, Panama City Beach, FL 32408 (MLS# 794952)

Floor Number: 3

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 489

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

# of Stories in Building: 8

Accessory Dwelling Unit: No

Lot Dimensions: 0x0

New Construction: No

Garage Y/N: No

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Full Baths: 1

Total Baths: 1

Year Built: 1976

List Price/SqFt: 490.8

Status: Active

List Date: 2026-09-02

List Price: $240,000

Current Price: $240,000

Unit #: A318

Sub Area: 0323 - Beach - South of Grand Lagoon

Community/Resort: None

Waterfront: No

Elementary School: Breakfast Point

Middle School: Breakfast Point

High School: Arnold

Directions: From Front Beach Rd driving East, turn right on Thomas Dr. Turn right on S Thomas Dr., Property is located in front of you.

Area: 03 - Bay County - Beach

Street #: 8817

Street Direction: S

Street Name: Thomas

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Top Of The Gulf Condo.

Parcel ID: 34994-168-000

Legal Description: TOP OF THE GULF CONDO UNIT # A-318 ORB 504 P 566 EFF 1B 489 H&C ORB 4708 P 2389

HOA Fee: Yes

HOA Amount: 525

HOA Frequency: Monthly

HOA Annual Amount: 6300

New Buyer Fee: No

Last Taxes: 2584.86

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: No

Condo Doc: Yes

Remarks: Welcome to 8817 Thomas Drive, Unit A318, a spacious and inviting studio in the heart of Panama City Beach offering a unique combination of beachside convenience, flexibility, and Florida coastal living. Unlike many traditional studio layouts, this unit offers plenty of room to spread out, with two beds, comfortable living space, a dining area, and a mini kitchen . This unit is thoughtfully arranged with an open floor plan. The light wood-plank ceiling adds warmth and coastal character, while multiple windows fill the space with natural light and offer views toward the Gulf of America. The kitchen features white cabinetry, granite countertops, and a stainless-steel refrigerator, providing for a relaxing beach getaway. The open design allows the living and sleeping spaces to flow together while still providing plenty of room to create separate areas for relaxing, dining, and sleeping. One of the best features of this condo? It has an assumable VA loan. Whether you're looking for an easy-to-maintain second home, a convenient beach getaway, or an investment opportunity, this spacious studio offers flexibility for a variety of needs. Its efficient layout and convenient Panama City Beach location make it an appealing option for anyone looking for a comfortable, low-maintenance place near the beach. And then there's the location and amenities! You're just steps from the sugar-white sand and emerald waters of Panama City Beach and within walking distance of the newly opened World Famous Tootsies Orchid Lounge. There's also shopping, dining, entertainment, and everyday conveniences nearby. Spend the day at the beach, relax at the community pool or small kids pool, or take advantage of the fitness room and game room available to owners and guests. During high season, enjoy the convenience of a seasonal snack shack and poolside bar, and when it's time to hit the sand, beach chair rentals are available Gulf-front. Pets are also allowed on the property, adding another level of convenience for those who want to enjoy their beach getaway with their four-legged companions. Whether you're searching for an affordable way to own a piece of Panama City Beach, a weekend escape, or a property with rental history, Unit A318 offers flexibility and a price under 240k with recent updates. Come see just how many possibilities this Panama City Beach studio has to offer! All furniture and appliances remain. Recent Updates: New water heater - 2019. New electrical panel - 2026 and Completely remodeled - 2023. Buyer to verify all measurements, dimensions, rental restrictions, HOA information, pet restrictions, amenities, and any information deemed important.to them.

Third: 1

Microwave: 1

Refrigerator: 1

Foundation - On Piling: 1

Shore - Beach: 1

Accounting: 1

Beach: 1

Ground Keeping: 1

Pool: 1

Trash Disposal: 1

Assume w/int: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Furnished: 1

Parking Lot: 1

Resid Multi-Family: 1

Pool: 1

Other: 1

TV Cable: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Gulf: 1

Accessible Hallway(s): 1

Central Air: 1

Forced Air: 1

MBath Shower/Tub Combo: 1

Smoke Detector(s): 1