8817 S Thomas Drive A204, Panama City, FL 32408 (MLS# 797771)

Floor Number: 1

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 489

Construction Status: Construction Complete

SqFt Source: Prop App Site

Accessory Dwelling Unit: No

Lot Dimensions: 0x0

New Construction: No

Garage Y/N: No

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Full Baths: 1

Total Baths: 1

Year Built: 1976

List Price/SqFt: 429.45

Status: Active

List Date: 2026-11-11

List Price: $210,000

Current Price: $210,000

Unit #: A204

Sub Area: 0323 - Beach - South of Grand Lagoon

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Breakfast Point

Middle School: Breakfast Point

High School: Arnold

Directions: From Front Beach Road, travel east on Thomas Drive past Signal Hill Golf Course. At the next traffic light, turn right onto South Thomas Drive, then take the immediate left. Top of the Gulf Condominiums will be on the right.

Area: 03 - Bay County - Beach

Street #: 8817

Street Direction: S

Street Name: Thomas

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Top Of The Gulf Condo.

Parcel ID: 34994-129-000

Legal Description: TOP OF THE GULF UNIT A-204 EFF 1B 489 H&C ORB 504 P 566 . ORB 4562 P 1819

HOA Fee: Yes

HOA Amount: 525

HOA Frequency: Monthly

HOA Annual Amount: 6300

New Buyer Fee: No

Last Taxes: 2584.86

Last Tax Year: 2025

Brokerage Interest: Familial Interest - Listing Broker/Licensee related to owner.

As Is: Yes

Condo Doc: Yes

Remarks: Experience the best of Panama City Beach living at Top of the Gulf! This well-maintained, fully furnished studio condo offers 489 square feet of comfortable coastal living, making it an ideal beach getaway, second home, or investment opportunity. Conveniently located on the desirable Thomas Drive corridor, this unit provides direct access to the sugar-white sands and emerald waters of the Gulf. Enjoy the community's beachfront pool, tiki bar, shuffleboard, fitness center, game room, and spacious sun decks. Short-term rentals are permitted, offering flexibility for personal enjoyment or rental income potential. Just minutes from local restaurants, shopping, entertainment, and popular Panama City Beach attractions, this is your opportunity to own a piece of the beach lifestyle! **Seller is related to a Licensed Realtor in the State of Florida**

First: 1

Accounting: 1

Ground Keeping: 1

Internet-WiFi: 1

Management: 1

Sewer: 1

Trash Disposal: 1

TV Cable: 1

Water: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Furnished: 1

Studio: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Gulf: 1