8817 S Thomas Drive A118, Panama City, FL 32408 (MLS# 784629)

List Price/SqFt: 511.04

Status: Pending

List Date: 2026-02-02

List Price: $249,900

Current Price: $249,900

Unit #: A118

Sub Area: 0323 - Beach - South of Grand Lagoon

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Breakfast Point

Middle School: Breakfast Point

High School: Arnold

Directions: Thomas Drive to Top of the Gulf

Area: 03 - Bay County - Beach

Street #: 8817

Street Direction: S

Street Name: Thomas

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Top Of The Gulf Condo.

Parcel ID: 34994-118-000

Legal Description: TOP OF THE GULF CONDO UNIT # A-118 EFF 1B 489 H&C ORB 4506 P 895

Floor Number: 1

Design: Mid-Rise (4-7 floors)

Apx SqFt(Htd/Cooled): 489

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: 0x0

New Construction: No

Garage Y/N: No

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Full Baths: 1

Total Baths: 1

Year Built: 1976

HOA Fee: Yes

HOA Amount: 525

HOA Frequency: Monthly

HOA Annual Amount: 6300

New Buyer Fee: Yes

New Buyer Fee Amt: 525

Last Taxes: 2585

Last Tax Year: 2025

Brokerage Interest: No Interest

Condo Doc: Yes

Remarks: Ground-Floor Beachfront Gem at PCB's Favorite Family Resort 🌴 Beachfront Unit Under $250K! 🏖️ Welcome to one of Panama City Beach's most popular family-friendly resorts. This beautifully renovated ground-floor studio delivers effortless coastal living with no elevators, no stairs, and no hassle. Simply park and walk directly into your fully updated unit--ideal for families with young children, guests seeking step-free access, or anyone who values convenience. 🌴 Fully renovated in 2022, this coastal retreat features stylish tile flooring, stainless steel appliances including a dishwasher and a brand-new refrigerator replaced in January 2026, crisp white cabinetry, updated lighting, charming barn doors, a large ceiling fan, and a sleek fiberglass shower. The bathroom is finished with a granite vanity, and the unit is thoughtfully styled with fresh, modern coastal décor throughout. 🏖️ Step outside to your private patio and picnic area, complete with a brand-new picnic table, perfect for morning coffee, casual meals, or relaxing after a day at the beach. Enjoy seamless indoor-outdoor living with quick access to the beachfront pool and the sugar-white sands just steps away. Seasonal beach chair service for two has been paid in full for the year, adding even more value and convenience. 🩴 The resort offers lushly landscaped grounds, a large beachfront pool, poolside concessions, 24/7 security, and an active, well-managed HOA. Ideally located on highly desirable Thomas Drive, you're just minutes from Panama City Beach's best dining, shopping, golf, and entertainment.

First: 1

Cooktop - Electric: 1

Dishwasher: 1

Microwave: 1

Oven - Electric: 1

Floor - Laminate: 1

Block: 1

Concrete: 1

Double Pane Windows: 1

Patio Open: 1

Community Room: 1

Conference Center: 1

Dumpster: 1

Exercise Room: 1

Game Room: 1

Ground Keeping: 1

Pool: 1

Cash: 1

Conventional: 1

VA: 1

Furnished: 1

Family Room: 1

ShowingTime: 1

TV Cable: 1

Electricity - Connected: 1

Internet - Fiber Optic: 1

Public Sewer - Connected: 1

Gulf: 1

Ceiling Fan(s): 1

Central Air: 1

Central: 1

Under Contract Date: 2026-05-20