8730 Thomas Drive 102, Panama City, FL 32408 (MLS# 782480)


$240,000
8730 Thomas Drive 102
Panama City, FL 32408
MLS# 782480
1 beds  |  2 baths  |  680 sqft


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Property Description
Looking for a ready-to-go vacation rental or a low-maintenance seasonal home? This furnished 1-bed, 1.5-bath condo in the gated Villas of St. Thomas community offers everything you need for comfortable coastal living with strong rental appeal. Located on the ground floor with a covered patio overlooking the lagoon, this unit provides easy access and a relaxing waterfront setting that renters and seasonal residents appreciate. The practical interior layout features tile flooring throughout, a functional kitchen with pantry storage, and a private washer and dryer — all valuable perks for longer stays. The full bedroom connects to the main bath, while the extra half bath and sleeper sofa allow guests to stay comfortably, increasing rental flexibility and occupancy potential. Villas of St. Thomas provides amenities that enhance guest experience, including a lagoon-front pool, tennis courts, clubhouse, sauna, and a community dock with direct access to Grand Lagoon for boating, fishing, and kayaking. Short-term rentals are allowed, making this an income-producing opportunity from day one. Located on the east end of Panama City Beach, the condo sits close to the shoreline, local restaurants, marinas, and popular attractions — a convenient spot that keeps renters returning year after year. A turnkey beach property with amenities, location, and rental demand, this unit is ideal for anyone seeking a coastal getaway that can also serve as an investment.

Details
Maps
Contract Info
List Price/SqFt: 352.94
Status: Active
List Date: 2025-12-08
List Price: $240,000
Current Price: $240,000
Location
Unit #: 102
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: St. Thomas Square
Waterfront: Yes
Gulf Access: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: CORNER OF THOMAS DR AND JOAN....TURN INTO VILLAS OF ST THOMAS GO THROUGH GATE CONDO ON THE LEFT.1st Building on the left,
Area: 03 - Bay County - Beach
Street #: 8730
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Villas Of St. Thomas 1
Parcel ID: 30473-002-000
Legal Description: VILLAS OF ST THOMAS I UNIT 102 TYPE A ORB 962 P 1756 1BR 1.5B 680 H&C ORB 4716 P 2271
General Property Info
Floor Number: 1
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 680
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 1
Full Baths: 1
Total Baths: 2
Year Built: 1984
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 1463
HOA Frequency: Quarterly
HOA Annual Amount: 5852
New Buyer Fee: No
Last Taxes: 2300
Last Tax Year: 2024
Brokerage Interest: Familial Interest - Listing Broker/Licensee related to owner.
As Is: Yes
Condo Doc: Yes
Remarks & Misc
Remarks: Looking for a ready-to-go vacation rental or a low-maintenance seasonal home? This furnished 1-bed, 1.5-bath condo in the gated Villas of St. Thomas community offers everything you need for comfortable coastal living with strong rental appeal. Located on the ground floor with a covered patio overlooking the lagoon, this unit provides easy access and a relaxing waterfront setting that renters and seasonal residents appreciate. The practical interior layout features tile flooring throughout, a functional kitchen with pantry storage, and a private washer and dryer — all valuable perks for longer stays. The full bedroom connects to the main bath, while the extra half bath and sleeper sofa allow guests to stay comfortably, increasing rental flexibility and occupancy potential. Villas of St. Thomas provides amenities that enhance guest experience, including a lagoon-front pool, tennis courts, clubhouse, sauna, and a community dock with direct access to Grand Lagoon for boating, fishing, and kayaking. Short-term rentals are allowed, making this an income-producing opportunity from day one. Located on the east end of Panama City Beach, the condo sits close to the shoreline, local restaurants, marinas, and popular attractions — a convenient spot that keeps renters returning year after year. A turnkey beach property with amenities, location, and rental demand, this unit is ideal for anyone seeking a coastal getaway that can also serve as an investment.
Family Room
First: 1
Pool Features
Fenced: 1
Inground: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Disposal: 1
Microwave: 1
Oven - Electric: 1
Refrigerator: 1
Washer/Dryer Stacked: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Floor - Tile: 1
Lock Out Closet: 1
Pantry: 1
Window - Treatment All: 1
Construction/Siding
Siding - Stucco: 1
Exterior
Porch Covered: 1
Association Fees Include
Accounting: 1
BBQ Pit/Grill: 1
Boat Slip Usage: 1
Community Room: 1
Dock: 1
Dumpster: 1
Fishing: 1
Gated Community: 1
Ground Keeping: 1
Insurance: 1
Master Association: 1
Pest Control: 1
Picnic Area: 1
Pool: 1
Recreational Faclty: 1
Sauna/Steam Room: 1
Sewer: 1
Tennis: 1
Financing
Cash: 1
Conventional: 1
Furnished
Furnished: 1
Kitchen
First: 1
Lot Features
Waterfront: 1
Within 1/2 Mile to Water: 1
Lot Access
Comm/Own/Maint: 1
Gated Access: 1
Paved Road: 1
Parking Features
Boat: 1
Gated: 1
Parking Lot: 1
Association Amenities
BBQ Pit/Grill: 1
Boardwalk: 1
Community Room: 1
Dock: 1
Dumpster: 1
Gated Community: 1
Picnic Area: 1
Retail Shops: 1
Sauna/Steam Room: 1
Security-24 hour: 1
Tennis: 1
Waterfront: 1
Sidewalks: 1
Other - See Remarks: 1
Rooms
Family Room: 1
Kitchen: 1
Primary Bedroom: 1
Utilities
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Lagoon: 1
Sale Type
As Is: 1
Waterfront Type
Lagoon/Estuary: 1
Primary Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Heating
Central: 1
Electric: 1
Primary Bdrm/Primary Bath
MBed First Floor: 1
Primary Bath/Primary Bdrm
MBath Shower/Tub Combo: 1
Security Features
Gated Community: 1
Smoke Detector(s): 1
Property Features
Appliances: Cooktop - Electric; Dishwasher; Disposal; Microwave; Oven - Electric; Refrigerator; Washer/Dryer Stacked; Water Heater - Electric
Primary Bedroom: First
Cooling: Ceiling Fan(s); Central Air
Heating: Central; Electric
Exterior: Porch Covered
Association Fees Include: Accounting; BBQ Pit/Grill; Boat Slip Usage; Community Room; Dock; Dumpster; Fishing; Gated Community; Insurance; Ground Keeping; Master Association; Pest Control; Picnic Area; Pool; Recreational Faclty; Sauna/Steam Room; Sewer; Tennis
Financing: Cash; Conventional
Furnished: Furnished
Kitchen: First
Lot Features: Waterfront; Within 1/2 Mile to Water
Lot Access: Comm/Own/Maint; Gated Access; Paved Road
Family Room: First
Pool Features: Fenced; Inground
Security Features: Gated Community; Smoke Detector(s)
Parking Features: Boat; Gated; Parking Lot
Association Amenities: BBQ Pit/Grill; Boardwalk; Community Room; Dock; Dumpster; Gated Community; Picnic Area; Retail Shops; Sauna/Steam Room; Security-24 hour; Sidewalks; Tennis; Waterfront; Other - See Remarks
Rooms: Family Room; Kitchen; Primary Bedroom
Sale Type: As Is
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Lagoon/Estuary
Waterview: Lagoon
Room Information
Room Name Level Dimensions Length Width Dimensions Remarks
Master BedroomFirst12 x 1112.0011.0012 x 11
Family RoomFirst15 x 1315.0013.0015 x 13Combo
KitchenFirst12 x 712.007.0012 x 7

Listing Office: Simply South Realty

Last Updated: June - 18 - 2026

Information deemed reliable but not guaranteed.