8715 Surf Drive 2002B, Panama City, FL 32408 (MLS# 785546)

List Price/SqFt: 496.18

Status: Active

List Date: 2026-02-14

List Price: $650,000

Current Price: $650,000

Unit #: 2002B

Sub Area: 0323 - Beach - South of Grand Lagoon

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Breakfast Point

Middle School: Breakfast Point

High School: Arnold

Directions: Via US 98 E Take US-98 E/Back Beach Rd/Panama City Beach Pkwy -Turn right onto Moylan Rd. Turn left onto Front Beach Rd. Turn right onto Joan Ave. Turn right onto Surf Dr. Arrive at Gulf Crest Condos.

Area: 03 - Bay County - Beach

Street #: 8715

Street Name: Surf

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Gulf Crest Condo

Parcel ID: 30473-425-000

Legal Description: GULF CREST CONDO UNIT 2002 CP#C-2002 ORB 2420 P 1978 2BD/2BR TYPE B ORB 4507 P 35 1310 H&C

Floor Number: 20

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 1310

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: 0x0

New Construction: No

Garage Y/N: No

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 2

Full Baths: 2

Total Baths: 2

Year Built: 2004

HOA Fee: Yes

HOA Amount: 2896.21

HOA Frequency: Quarterly

HOA Annual Amount: 11584.84

New Buyer Fee: No

Last Taxes: 7334

Last Tax Year: 2025

Brokerage Interest: No Interest

Condo Doc: Yes

Remarks: Enjoy elevated coastal living from this 20th-floor Gulf-front residence at Gulf Crest Condominiums, offering breathtaking panoramic views of emerald waters and sugar-white sands. From the oversized beachfront balcony, dolphins and stingrays are frequently spotted gliding through the surf--an unforgettable daily bonus that truly sets this unit apart. This bright, coastal-style 2-bedroom, 2-bath condo with bonus bunks features a well-designed split floor plan that offers both comfort and privacy, ideal for owners and guests alike. The open living, dining, and kitchen areas are filled with natural light and designed to fully capture the stunning Gulf views, with floor-to-ceiling glass doors leading directly to the expansive balcony--perfect for morning coffee, sunset cocktails, or relaxing to the sound of the waves. The primary suite serves as a peaceful retreat with direct Gulf views and a beautifully updated en-suite bathroom featuring a tiled walk-in shower and double vanity. Recent upgrades include all new furniture (less than two years old), a new refrigerator, stove, master shower, and air conditioner, offering peace of mind and turnkey convenience for the next owner. Hurricane shutters on the oceanfront windows provide added protection and value. The guest bedroom and bunk area provide flexible accommodations, making this layout especially attractive for families and vacation renters. As an added bonus, this unit is approximately 80% booked--nearly fully booked through June--demonstrating strong rental demand and excellent income potential. Gulf Crest Condominiums is a gated, resort-style community featuring two beachfront pools, hot tubs, a tiki bar, fitness center, and direct beach access. Centrally located in the heart of Panama City Beach, the property is less than one mile from Walmart and Walgreens and just minutes from shopping, dining, and entertainment. Whether you're searching for a primary residence, a second home, or a proven income-producing vacation rental, this exceptional unit delivers on views, updates, location, and performance--all while offering the opportunity to personalize over time.

Shore - Beach: 1

Accounting: 1

Advertising: 1

BBQ Pit/Grill: 1

Beach: 1

Community Room: 1

Dumpster: 1

Exercise Room: 1

Game Room: 1

Gated Community: 1

Ground Keeping: 1

Internet-WiFi: 1

Pool: 1

Security: 1

Sewer: 1

Trash Disposal: 1

TV Cable: 1

Water: 1

Irrigation: 1

Furnished: 1

Balcony: 1

Bedroom: 1

Full Bathroom: 1

Great Room: 1

Kitchen: 1

Master Bathroom: 1

Master Bedroom: 1

TV Cable: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Gulf: 1

Gulf: 1