8700 Front Beach Road 7203, Panama City Beach, FL 32407 (MLS# 785727)


$325,000
8700 Front Beach Road 7203
Panama City Beach, FL 32407
MLS# 785727
3 beds  |  3 baths  |  1761 sqft


Island Reserve #7203
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Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 Island Reserve #7203 8700 front beach rd_188awp 8700 front beach rd_193awp 8700 front beach rd_196awp 8700 front beach rd_201awp 8700 front beach rd_211awp 8700 front beach rd_217awp 8700 front beach rd_238awp island reserve pool-001awp island reserve pool-002awp

Property Description
Welcome to Island Reserve, a premier gated community just minutes from the sugar-white beaches of Panama City Beach. This spacious 2nd floor 3-bedroom, 2.5-bath condo offers over 1,761 square feet of thoughtfully designed living space, combining comfort, convenience, and resort-style living in one of the area's most sought-after communities. Meticulously cared for and freshly painted throughout, this move-in-ready residence features soaring 10-foot ceilings with crown molding, plantation shutters, double-pane windows, and a bright open layout perfect for everyday living or entertaining. The kitchen is beautifully appointed with granite countertops and stainless steel appliances. A furnished option is available, making this an easy transition for a primary residence or second home. The spacious primary suite offers a spa-like retreat with a soaking tub, walk-in shower, double vanity, large walk-in closet, and private access to the expansive wrap-around covered porch--the perfect place to enjoy morning coffee and peaceful views of the lush community grounds. Two guest bedrooms share a convenient Jack-and-Jill bath, and a dedicated laundry room adds everyday convenience. One of the standout features of this unit is its unbeatable accessibility: the adjacent covered parking garage is located right outside the door. Island Reserve offers a true resort lifestyle with a spectacular 1-acre lagoon pool featuring waterfalls, lap area, zero-entry access, hot tub, and outdoor showers. Residents also enjoy a beautifully appointed clubhouse with a fitness center, indoor basketball and pickleball courts for year-round play, theater room with a 100-inch screen, game room, and an active social calendar. The community is pet-friendly, VA-approved, and known for its lush tropical landscaping, gated security, and welcoming atmosphere. Located just minutes from the Gulf, shopping, dining, golf, and entertainment, this beautifully maintained condo delivers the perfect blend of luxury, location, and low-maintenance living. With no short-term rentals permitted, Island Reserve offers a peaceful residential environment while still being close to everything Panama City Beach has to offer. Experience effortless coastal living with resort-style amenities right outside your door--this is Island Reserve at its finest.

Details
Maps
Contract Info
List Price/SqFt: 184.55
Status: Active
List Date: 2026-02-20
List Price: $325,000
Current Price: $325,000
Location
Unit #: 7203
Sub Area: 0320 - Beach - Middle Central
Community/Resort: None
Waterfront: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From Front Beach and Tomas Drive,, West on Front Beach ,right at Laurie.
Area: 03 - Bay County - Beach
Street #: 8700
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32407
County: Bay
Subdivision: Island Reserve
Parcel ID: 40001-100-245
Legal Description: ISLAND RESERVE 31 3S 15W TYPE D-U BLDG 7 UNIT 7203 MAP 57C4 3BR 2.5B 1761 H&C ORB 3018 P 563 275 BALC ORB 4900 P 654
General Property Info
Floor Number: 2
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 1761
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 3
Pre-Const Flip: No
Lot Dimensions: 0
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 3
Full Baths: 2
Total Baths: 3
Year Built: 2008
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 2405.24
HOA Frequency: Quarterly
HOA Annual Amount: 9620.96
New Buyer Fee: No
Last Taxes: 4053
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Remarks & Misc
Remarks: Welcome to Island Reserve, a premier gated community just minutes from the sugar-white beaches of Panama City Beach. This spacious 2nd floor 3-bedroom, 2.5-bath condo offers over 1,761 square feet of thoughtfully designed living space, combining comfort, convenience, and resort-style living in one of the area's most sought-after communities. Meticulously cared for and freshly painted throughout, this move-in-ready residence features soaring 10-foot ceilings with crown molding, plantation shutters, double-pane windows, and a bright open layout perfect for everyday living or entertaining. The kitchen is beautifully appointed with granite countertops and stainless steel appliances. A furnished option is available, making this an easy transition for a primary residence or second home. The spacious primary suite offers a spa-like retreat with a soaking tub, walk-in shower, double vanity, large walk-in closet, and private access to the expansive wrap-around covered porch--the perfect place to enjoy morning coffee and peaceful views of the lush community grounds. Two guest bedrooms share a convenient Jack-and-Jill bath, and a dedicated laundry room adds everyday convenience. One of the standout features of this unit is its unbeatable accessibility: the adjacent covered parking garage is located right outside the door. Island Reserve offers a true resort lifestyle with a spectacular 1-acre lagoon pool featuring waterfalls, lap area, zero-entry access, hot tub, and outdoor showers. Residents also enjoy a beautifully appointed clubhouse with a fitness center, indoor basketball and pickleball courts for year-round play, theater room with a 100-inch screen, game room, and an active social calendar. The community is pet-friendly, VA-approved, and known for its lush tropical landscaping, gated security, and welcoming atmosphere. Located just minutes from the Gulf, shopping, dining, golf, and entertainment, this beautifully maintained condo delivers the perfect blend of luxury, location, and low-maintenance living. With no short-term rentals permitted, Island Reserve offers a peaceful residential environment while still being close to everything Panama City Beach has to offer. Experience effortless coastal living with resort-style amenities right outside your door--this is Island Reserve at its finest.
Balcony
First: 1
Dining Room
First: 1
Laundry
First: 1
Pool Features
Inground: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Floor - Laminate: 1
Floor - Tile: 1
Kitchen Island: 1
Split Bedroom: 1
Window - Treatment All: 1
Exterior
Balcony: 1
Deck Covered: 1
Association Fees Include
BBQ Pit/Grill: 1
Community Room: 1
Dumpster: 1
Exercise Room: 1
Ground Keeping: 1
Insurance: 1
Pool: 1
Sewer: 1
Theater: 1
Trash Disposal: 1
Water: 1
Irrigation: 1
Financing
Cash: 1
Conventional: 1
VA: 1
Furnished
Negotiable: 1
Kitchen
First: 1
Living Room
First: 1
Parking Features
Garage Attached: 1
Gated: 1
Present Zoning
City: 1
Resid Multi-Family: 1
Association Amenities
Basketball Court: 1
BBQ Pit/Grill: 1
Community Room: 1
Dumpster: 1
Elevators: 1
Gated Community: 1
Pool: 1
Theater: 1
Rooms
Balcony: 1
Bedroom: 1
Dining Room: 1
Full Bathroom: 1
Half Bathroom: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Primary Bathroom: 1
Primary Bedroom: 1
Showing
ShowingTime: 1
Utilities
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Sale Type
As Is: 1
Full Bathroom
First: 1
Half Bathroom
First: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tub - Soaking: 1
MBath Walk-In Closet: 1
Primary Bathroom
First: 1
Property Features
Appliances: Dishwasher; Disposal; Dryer; Microwave; Range - Electric; Refrigerator; Washer; Water Heater - Electric
Full Bathroom: First
Half Bathroom: First
Primary Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Balcony; Deck Covered
Association Fees Include: BBQ Pit/Grill; Community Room; Dumpster; Exercise Room; Insurance; Irrigation; Ground Keeping; Pool; Sewer; Theater; Trash Disposal; Water
Financing: Cash; Conventional; VA
Furnished: Negotiable
Kitchen: First
Living Room: First
Balcony: First
Primary Bathroom: First
Dining Room: First
Laundry: First
Pool Features: Inground
Parking Features: Garage Attached; Gated
Association Amenities: Basketball Court; BBQ Pit/Grill; Community Room; Dumpster; Elevators; Gated Community; Pool; Theater
Rooms: Balcony; Bedroom; Dining Room; Full Bathroom; Half Bathroom; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom
Sale Type: As Is
Showing: ShowingTime
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Present Zoning: Resid Multi-Family
Room Information
Room Name Level Dimensions Length Width
Living RoomFirst15.1 x 13.715.1013.70
Dining RoomFirst13.3 x 15.713.3015.70
KitchenFirst10 x 14.910.0014.90
Primary BedroomFirst15.1 x 11.815.1011.80
Primary BathroomFirst9.8 x 15.69.8015.60
BedroomFirst13.1 x 10.1113.1010.11
BedroomFirst13.1 x 10.413.1010.40
Full BathroomFirst8.5 x 5.88.505.80
LaundryFirst6.9 x 5.76.905.70
Half BathroomFirst6.9 x 6.16.906.10
BalconyFirst17.7 x 23.917.7023.90

Listing Office: Local Insight Realty

Last Updated: July - 10 - 2026

Information deemed reliable but not guaranteed.