$315,000
Panama City Beach, FL 32407
MLS# 792543
2 beds | 3 baths | 1325 sqft
1 / 34
Property Description
This stunning home is a short 1.4-mile golf cart ride to ''The World's Most Beautiful Beaches!'' Welcome home to paradise and true resort-style living at Island Reserve, one of Panama City Beach's most vibrant Caribbean-style communities! You will absolutely love this immaculate and meticulously maintained condo and its pristine community! This spacious, beautifully designed home features two private primary suites, each has its own en-suite bathroom with a tiled walk-in shower, a generous walk-in closet, and direct access to the extra-large balcony. From there, you can overlook a well-manicured, lush tropical courtyard complete with fountains and a pool view. Inside, you'll find a perfect blend of luxury, elegance, sophistication, and comfort. Double French doors in the living room and French doors in each bedroom provide an abundance of natural light and open seamlessly to the balcony. The interior boasts gorgeous granite countertops throughout, warm wood cabinetry, stainless steel appliances, and soaring 10-foot ceilings accented with crown molding. Every detail exudes timeless elegance. This updated home is loaded with over in premium upgrades: HVAC: Brand-new, top-tier HVAC system featuring the latest technology and equipment. Paint: Freshly painted throughout, including all ceilings, walls, trim, and doors. Water Heater: Brand-new water heater. Closets: All wire shelving removed and replaced with custom closet systems. Pantry: Walk-in pantry for added storage with a custom-built shelving system. Fixtures: New ceiling fans, modern lighting fixtures, and all wall/ceiling vents and switch plates replaced. Windows: Elegant plantation shutters throughout. Kitchen: Custom kitchen pull-out drawers. Flooring: All carpet removed and replaced with eco-friendly bamboo flooring and ceramic tile. Bathrooms: Stunning tile shower and custom tile accents installed around the soaking tub, plus custom framed mirrors in both bathrooms. This premier gated beach community is loved for its true resort-style atmosphere and unparalleled amenities: Massive 1-Acre Lagoon-Style Pool: Features a beautiful waterfall and hot tub. Convenient Parking: Drive right up into the covered garage and walk directly to your front door on the same level-no stairs and no waiting for elevators required! (Elevators and stairs are also available in all buildings for your convenience). Community Clubhouse & Game Room: Includes a full kitchen and a dedicated theater room. Active Recreation: Fitness center, indoor basketball court, and pickleball court. Lush Tropical Gardens: Gorgeous landscaped grounds provide an outdoor sanctuary. Socially Active Community: Known for its peaceful atmosphere and an active Social Club that hosts regular community events, live music by the pool, and holiday parties, creating a true neighborhood feel. Peace of Mind: Gated community featuring a security officer, controlled access, security cameras throughout, and perimeter fencing for maximum privacy and safety. Rental Policy: Rental restrictions do not allow rentals less than 6 months, ensuring a quiet, peaceful environment year-round without the holiday tourist turnover. Additional Perks: Golf-cart-friendly community, pet-friendly walking areas, and COA amenity dues that cover water, internet, and everything except electricity. Nestled on the top floor (3rd floor), you will enjoy gorgeous views with the ultimate peace of mind of having no neighbors living above you! Whether you're searching for a full-time residence or a refined coastal escape, this Island Reserve home delivers on every level. Enjoy low-maintenance coastal living near beachside and waterfront dining, shopping at Pier Park, golf courses, and the beach! This condo has the perfect balance of excitement and serenity. You aren't just buying a condo; you are buying an upscale resort lifestyle!
Details
Maps
Contract Info
List Price/SqFt: 237.74
Status: Active
List Date: 2026-07-12
List Price: $315,000
Current Price: $315,000
Location
Unit #: 4309
Sub Area: 0320 - Beach - Middle Central
Community/Resort: None
Waterfront: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Drive east on Front Beach Road/SR 30. Turn left. Turn left. Property is on the right.
Area: 03 - Bay County - Beach
Street #: 8700
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32407
County: Bay
Subdivision: Island Reserve
Parcel ID: 40001-100-137
Legal Description: ISLAND RESERVE 31 3S 15W TYPE B-U BLDG 4 UNIT 4309 MAP 57C4 2BR 2.5B 1325 H&C ORB 3018 P 563 145 BALC ORB 4431 P 1459
General Property Info
Floor Number: 3
Design: Mid-Rise (4-7 floors)
Apx SqFt(Htd/Cooled): 1325
Construction Status: Construction Complete
SqFt Source: Owner Measured
Half Baths: 1
# of Stories in Building: 3
Lot Dimensions: Common
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 3
Year Built: 2009
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 1963
HOA Frequency: Quarterly
HOA Annual Amount: 7852
Senior Community: No
New Buyer Fee: No
Last Taxes: 2474
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes
Remarks & Misc
Remarks: This stunning home is a short 1.4-mile golf cart ride to ''The World's Most Beautiful Beaches!''
Welcome home to paradise and true resort-style living at Island Reserve, one of Panama City Beach's most vibrant Caribbean-style communities! You will absolutely love this immaculate and meticulously maintained condo and its pristine community!
This spacious, beautifully designed home features two private primary suites, each has its own en-suite bathroom with a tiled walk-in shower, a generous walk-in closet, and direct access to the extra-large balcony. From there, you can overlook a well-manicured, lush tropical courtyard complete with fountains and a pool view. Inside, you'll find a perfect blend of luxury, elegance, sophistication, and comfort. Double French doors in the living room and French doors in each bedroom provide an abundance of natural light and open seamlessly to the balcony. The interior boasts gorgeous granite countertops throughout, warm wood cabinetry, stainless steel appliances, and soaring 10-foot ceilings accented with crown molding. Every detail exudes timeless elegance.
This updated home is loaded with over in premium upgrades:
HVAC: Brand-new, top-tier HVAC system featuring the latest technology and equipment.
Paint: Freshly painted throughout, including all ceilings, walls, trim, and doors.
Water Heater: Brand-new water heater.
Closets: All wire shelving removed and replaced with custom closet systems.
Pantry: Walk-in pantry for added storage with a custom-built shelving system.
Fixtures: New ceiling fans, modern lighting fixtures, and all wall/ceiling vents and switch plates replaced.
Windows: Elegant plantation shutters throughout.
Kitchen: Custom kitchen pull-out drawers.
Flooring: All carpet removed and replaced with eco-friendly bamboo flooring and ceramic tile.
Bathrooms: Stunning tile shower and custom tile accents installed around the soaking tub, plus custom framed mirrors in both bathrooms.
This premier gated beach community is loved for its true resort-style atmosphere and unparalleled amenities:
Massive 1-Acre Lagoon-Style Pool: Features a beautiful waterfall and hot tub.
Convenient Parking: Drive right up into the covered garage and walk directly to your front door on the same level-no stairs and no waiting for elevators required! (Elevators and stairs are also available in all buildings for your convenience).
Community Clubhouse & Game Room: Includes a full kitchen and a dedicated theater room.
Active Recreation: Fitness center, indoor basketball court, and pickleball court.
Lush Tropical Gardens: Gorgeous landscaped grounds provide an outdoor sanctuary.
Socially Active Community: Known for its peaceful atmosphere and an active Social Club that hosts regular community events, live music by the pool, and holiday parties, creating a true neighborhood feel.
Peace of Mind: Gated community featuring a security officer, controlled access, security cameras throughout, and perimeter fencing for maximum privacy and safety.
Rental Policy: Rental restrictions do not allow rentals less than 6 months, ensuring a quiet, peaceful environment year-round without the holiday tourist turnover.
Additional Perks: Golf-cart-friendly community, pet-friendly walking areas, and COA amenity dues that cover water, internet, and everything except electricity.
Nestled on the top floor (3rd floor), you will enjoy gorgeous views with the ultimate peace of mind of having no neighbors living above you! Whether you're searching for a full-time residence or a refined coastal escape, this Island Reserve home delivers on every level. Enjoy low-maintenance coastal living near beachside and waterfront dining, shopping at Pier Park, golf courses, and the beach! This condo has the perfect balance of excitement and serenity. You aren't just buying a condo; you are buying an upscale resort lifestyle!
Balcony
Third: 1
Pool Features
Inground: 1
Waterfall: 1
Interior Features
Breakfast Bar: 1
Ceiling - Crwn Molding: 1
Elevator: 1
Floor - Tile: 1
Kitchen Island: 1
Pantry: 1
Plantation Shutters: 1
Split Bedroom: 1
Construction/Siding
Concrete: 1
Foundation - Slab on Grade: 1
Siding - Hardie Board: 1
Siding - Stucco: 1
Exterior
Balcony: 1
Association Fees Include
Dumpster: 1
Exercise Room: 1
Game Room: 1
Gated Community: 1
Ground Keeping: 1
Internet Service: 1
Internet-WiFi: 1
Management: 1
Pest Control: 1
Pool: 1
Recreational Faclty: 1
Repairs/Maintenance: 1
Security: 1
Theater: 1
Trash Disposal: 1
Water: 1
Irrigation: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Other: 1
Furnished
Unfurnished: 1
Interior
Smart Thermostat: 1
Kitchen
Third: 1
Living Room
Third: 1
Rooms
Balcony: 1
Bedroom: 1
Full Bathroom: 1
Half Bathroom: 1
Kitchen: 1
Living Room: 1
Showing
ShowingTime: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Full Bathroom
Third: 1
Half Bathroom
Third: 1
Bedroom
Third: 1
Cooling
Central Air: 1
Heating
Central: 1
Electric: 1
Property Features
Full Bathroom: Third
Half Bathroom: Third
Bedroom: Third
Cooling: Central Air
Heating: Central; Electric
Exterior: Balcony
Association Fees Include: Dumpster; Exercise Room; Game Room; Gated Community; Internet Service; Internet-WiFi; Irrigation; Ground Keeping; Repairs/Maintenance; Management; Pest Control; Pool; Recreational Faclty; Security; Theater; Trash Disposal; Water
Financing: Cash; Conventional; FHA; VA; Other
Furnished: Unfurnished
Interior: Smart Thermostat
Kitchen: Third
Living Room: Third
Balcony: Third
Pool Features: Inground; Waterfall
Rooms: Balcony; Bedroom; Full Bathroom; Half Bathroom; Kitchen; Living Room
Showing: ShowingTime
Utilities: TV Cable; Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Room Information
| Room Name | Level | Dimensions | Length | Width |
| Bedroom | Third | 4 x 4 | 4.00 | 4.00 |
| Full Bathroom | Third | 4 x 4 | 4.00 | 4.00 |
| Half Bathroom | Third | 4 x 4 | 4.00 | 4.00 |
| Living Room | Third | 4 x 4 | 4.00 | 4.00 |
| Kitchen | Third | 4 x 4 | 4.00 | 4.00 |
| Balcony | Third | 4 x 4 | 4.00 | 4.00 |
Listing Office: Beycome of Florida LLC
Last Updated: July - 12 - 2026
Information deemed reliable but not guaranteed.