8700 Front Beach Road 1302, Panama City Beach, FL 32407 (MLS# 784956)


$290,000
8700 Front Beach Road 1302
Panama City Beach, FL 32407
MLS# 784956
2 beds  |  3 baths  |  1325 sqft


Island Reserve Walk in Pool
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Island Reserve Walk in Pool End Unit right off of parking garage! Beautiful Courtyard View Island Reserve LR with Courtyard View! Bright LR Large kitchen and living room Open concept kitchen Kitchen with great storage Kitchen Pull out drawers in Pantry Kitchen Foyer 4-web-or-mls-_DSC7361 Full size washer and dryer 1/2 bath at entrance bright living room Living room with courtyard views Primary Bedroom with en-suite Primary Bedroom with balcony door Primary Bedroom 8-web-or-mls-_DSC7401 Primary Bathroom with accessable tub Primary Shower Primary Private toilet Primary closet 2nd Bedroom with Balcony door 29-web-or-mls-_DSC7521 bathroom with lots of storage 2nd full bathroom 2nd shower 2nd full Bath Large walk in closet Island Reserve 1302 Common Area 3 Island Reserve 1302 Common Area 4 Island Reserve Sidewalk Island Reserve Pool Island Reserve Pool Island Reserve Spa Island Reserve Grounds Indoor Pickleball and basketball court Fitness center Game room Theater room Island Reserve 1302 Entrance Newly Updated Patio and Exterior Paint New Patio!

Property Description
Welcome to Unit 1302 at Island Reserve, a beautifully updated courtyard facing end unit in this gated, resort-style community in the heart of Panama City Beach. Perfectly positioned on the third floor, this 2 bedroom, 2.5 bath condo offers one of the most desirable views in the community, overlooking the lush, landscaped courtyard known for its peaceful, private setting. As an end unit located just steps from the parking garage, convenience is unmatched. Recent community upgrades include brand new exterior paint and a newly covered balcony, and HOA dues now include internet, adding even more value. Priced to sell and offering location, privacy, and ease, this is a standout opportunity at Island Reserve. Inside, you'll find new luxury vinyl plank flooring throughout along with a newly installed walk-in tub for added comfort and accessibility. Both bedrooms are spacious private suites with their own private bathrooms and walk-in closets. Additional highlights include a full-size washer and dryer, new energy efficient HVAC and water heater installed in 2022, and convenient access from the attached parking garage. The unit is being sold unfurnished, offering a blank canvas to make it your own. Residents enjoy resort style amenities including a zero entry pool with waterfalls, hot tub, fitness center, basketball and pickleball courts, game room, and private theater. The pet-friendly community allows up to two pets under 40 lbs and is just a short golf cart ride to the beach, shopping, dining, and entertainment. With short term rentals not permitted, this condo is ideal for full time living or a long term investment opportunity.

Details
Maps
General Property Info
Floor Number: 3
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 1325
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 3
Accessory Dwelling Unit: No
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 3
Year Built: 2008
Contract Info
List Price/SqFt: 218.87
Status: Active
List Date: 2026-02-03
List Price: $290,000
Current Price: $290,000
Location
Unit #: 1302
Sub Area: 0320 - Beach - Middle Central
Community/Resort: None
Waterfront: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From Hathaway Bridge, head west staying on Front Beach Rd, turn right on Laurie Ave. traffic light into Island Reserve Community Security Gate, you must have gate code to enter. Go through gate, turn left before the parking garage and go to the west end parking garage third floor, building 1. You can enter from Allison Rd, go through gate, turn left and right into parking garage.
Area: 03 - Bay County - Beach
Street #: 8700
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32407
County: Bay
Subdivision: Island Reserve
Parcel ID: 40001-100-032
Legal Description: ISLAND RESERVE 31 3S 15W TYPE B-U BLDG 1 UNIT 1302 MAP 57C4 ORB 3018 P 563 2BR 2.5B 1325 H&C ORB 4541 P 1019 145 BALC
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 1858.15
HOA Frequency: Quarterly
HOA Annual Amount: 7432.6
Senior Community: No
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Amt: 150
New Buyer Fee Paid: $
Last Taxes: 3070
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Remarks & Misc
Remarks: Welcome to Unit 1302 at Island Reserve, a beautifully updated courtyard facing end unit in this gated, resort-style community in the heart of Panama City Beach. Perfectly positioned on the third floor, this 2 bedroom, 2.5 bath condo offers one of the most desirable views in the community, overlooking the lush, landscaped courtyard known for its peaceful, private setting. As an end unit located just steps from the parking garage, convenience is unmatched. Recent community upgrades include brand new exterior paint and a newly covered balcony, and HOA dues now include internet, adding even more value. Priced to sell and offering location, privacy, and ease, this is a standout opportunity at Island Reserve. Inside, you'll find new luxury vinyl plank flooring throughout along with a newly installed walk-in tub for added comfort and accessibility. Both bedrooms are spacious private suites with their own private bathrooms and walk-in closets. Additional highlights include a full-size washer and dryer, new energy efficient HVAC and water heater installed in 2022, and convenient access from the attached parking garage. The unit is being sold unfurnished, offering a blank canvas to make it your own. Residents enjoy resort style amenities including a zero entry pool with waterfalls, hot tub, fitness center, basketball and pickleball courts, game room, and private theater. The pet-friendly community allows up to two pets under 40 lbs and is just a short golf cart ride to the beach, shopping, dining, and entertainment. With short term rentals not permitted, this condo is ideal for full time living or a long term investment opportunity.
Balcony
First: 1
Pool Features
Fenced: 1
Inground: 1
Spa/ Hot Tub: 1
Waterfall: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Range - Electric: 1
Range Hood: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Split Bedroom: 1
Window - Treatment All: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Siding - Hardie Board: 1
Exterior
Balcony: 1
Patio Covered: 1
Other Structures
Pool House: 1
Association Fees Include
Accounting: 1
Business Center: 1
Community Room: 1
Dumpster: 1
Exercise Room: 1
Game Room: 1
Gated Community: 1
Ground Keeping: 1
Insurance: 1
Management: 1
Pest Control: 1
Pool: 1
Security: 1
Theater: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Irrigation: 1
Financing
Cash: 1
Conventional: 1
VA: 1
Furnished
Unfurnished: 1
Living Room
First: 1
Lot Access
City Street: 1
Comm/Own/Maint: 1
Gated Access: 1
Paved Road: 1
Private Road: 1
Parking Features
Additional Parking: 1
Garage Attached: 1
Gated: 1
Association Amenities
Basketball Court: 1
Community Room: 1
Exercise Room: 1
Game Room: 1
Gated Community: 1
Security-24 hour: 1
Theater: 1
Whirlpool: 1
Dog Park: 1
Pickle Ball: 1
Recreation Facilities: 1
Sidewalks: 1
Rooms
Balcony: 1
Bedroom: 1
Living Room: 1
Primary Bedroom: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Accessibility Features
Therapeutic Whirlpool: 1
Sale Type
As Is: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Heating
Central: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tub - Jetted: 1
MBath Walk-In Closet: 1
MBed Balcony: 1
MBed First Floor: 1
Security Features
Building Security: 1
Fire Alarm: 1
Gated Community: 1
Secured Garage/Parking: 1
Security Gate: 1
Smoke Detector(s): 1
Property Features
Accessibility Features: Therapeutic Whirlpool
Appliances: Dishwasher; Disposal; Dryer; Microwave; Range - Electric; Range Hood; Refrigerator; Washer; Water Heater - Electric
Primary Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air
Heating: Central
Exterior: Balcony; Patio Covered
Association Fees Include: Accounting; Business Center; TV Cable; Community Room; Dumpster; Exercise Room; Game Room; Gated Community; Insurance; Irrigation; Ground Keeping; Management; Pest Control; Pool; Security; Theater; Trash Disposal; Water
Financing: Cash; Conventional; VA
Furnished: Unfurnished
Living Room: First
Lot Access: City Street; Comm/Own/Maint; Gated Access; Paved Road; Private Road
Balcony: First
Pool Features: Fenced; Inground; Spa/ Hot Tub; Waterfall
Security Features: Building Security; Fire Alarm; Gated Community; Secured Garage/Parking; Security Gate; Smoke Detector(s)
Parking Features: Additional Parking; Garage Attached; Gated
Other Structures: Pool House
Association Amenities: Basketball Court; Community Room; Dog Park; Exercise Room; Game Room; Gated Community; Pickle Ball; Recreation Facilities; Security-24 hour; Sidewalks; Whirlpool; Theater
Rooms: Balcony; Bedroom; Living Room; Primary Bedroom
Sale Type: As Is
Utilities: TV Cable; Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Room Information
Room Name Level Dimensions Length Width
Primary BedroomFirst13 x 1313.0013.00
BedroomFirst13 x 1113.0011.00
BalconyFirst21 x 721.007.00
Living RoomFirst18 x 1518.0015.00

Listing Office: Watersound Real Estate

Last Updated: September - 20 - 2026

Information deemed reliable but not guaranteed.