8700 Front Beach Road 1302
Panama City Beach, FL 32407
MLS# 784956
2 beds | 3 baths | 1325 sqft
Property DescriptionWelcome to Unit 1302 at Island Reserve, a beautifully updated courtyard facing end unit in this gated, resort-style community in the heart of Panama City Beach. Perfectly positioned on the third floor, this 2 bedroom, 2.5 bath condo offers one of the most desirable views in the community, overlooking the lush, landscaped courtyard known for its peaceful, private setting. As an end unit located just steps from the parking garage, convenience is unmatched. Recent community upgrades include brand new exterior paint and a newly covered balcony, and HOA dues now include internet, adding even more value. Priced to sell and offering location, privacy, and ease, this is a standout opportunity at Island Reserve.
Inside, you'll find new luxury vinyl plank flooring throughout along with a newly installed walk-in tub for added comfort and accessibility. Both bedrooms are spacious private suites with their own private bathrooms and walk-in closets. Additional highlights include a full-size washer and dryer, new energy efficient HVAC and water heater installed in 2022, and convenient access from the attached parking garage. The unit is being sold unfurnished, offering a blank canvas to make it your own.
Residents enjoy resort style amenities including a zero entry pool with waterfalls, hot tub, fitness center, basketball and pickleball courts, game room, and private theater. The pet-friendly community allows up to two pets under 40 lbs and is just a short golf cart ride to the beach, shopping, dining, and entertainment. With short term rentals not permitted, this condo is ideal for full time living or a long term investment opportunity.
Floor Number: 3
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 1325
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 3
Accessory Dwelling Unit: No
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Total Baths: 3
Year Built: 2008
List Price/SqFt: 218.87
Status: Active
List Date: 2026-02-03
List Price: $290,000
Unit #: 1302
Sub Area: 0320 - Beach - Middle Central
Community/Resort: None
Waterfront: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From Hathaway Bridge, head west staying on Front Beach Rd, turn right on Laurie Ave. traffic light into Island Reserve Community Security Gate, you must have gate code to enter. Go through gate, turn left before the parking garage and go to the west end parking garage third floor, building 1. You can enter from Allison Rd, go through gate, turn left and right into parking garage.
Area: 03 - Bay County - Beach
Street #: 8700
Street Name: Front Beach
Street Suffix: Road
County: Bay
Subdivision: Island Reserve
Parcel ID: 40001-100-032
Legal Description: ISLAND RESERVE 31 3S 15W TYPE B-U BLDG 1 UNIT 1302 MAP 57C4 ORB 3018 P 563 2BR 2.5B 1325 H&C ORB 4541 P 1019 145 BALC
HOA Fee: Yes
HOA Amount: 1858.15
HOA Frequency: Quarterly
HOA Annual Amount: 7432.6
Senior Community: No
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Amt: 150
New Buyer Fee Paid: $
Last Taxes: 3070
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks: Welcome to Unit 1302 at Island Reserve, a beautifully updated courtyard facing end unit in this gated, resort-style community in the heart of Panama City Beach. Perfectly positioned on the third floor, this 2 bedroom, 2.5 bath condo offers one of the most desirable views in the community, overlooking the lush, landscaped courtyard known for its peaceful, private setting. As an end unit located just steps from the parking garage, convenience is unmatched. Recent community upgrades include brand new exterior paint and a newly covered balcony, and HOA dues now include internet, adding even more value. Priced to sell and offering location, privacy, and ease, this is a standout opportunity at Island Reserve.
Inside, you'll find new luxury vinyl plank flooring throughout along with a newly installed walk-in tub for added comfort and accessibility. Both bedrooms are spacious private suites with their own private bathrooms and walk-in closets. Additional highlights include a full-size washer and dryer, new energy efficient HVAC and water heater installed in 2022, and convenient access from the attached parking garage. The unit is being sold unfurnished, offering a blank canvas to make it your own.
Residents enjoy resort style amenities including a zero entry pool with waterfalls, hot tub, fitness center, basketball and pickleball courts, game room, and private theater. The pet-friendly community allows up to two pets under 40 lbs and is just a short golf cart ride to the beach, shopping, dining, and entertainment. With short term rentals not permitted, this condo is ideal for full time living or a long term investment opportunity.
Spa/ Hot Tub: 1
Waterfall: 1
Range - Electric: 1
Range Hood: 1
Water Heater - Electric: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Split Bedroom: 1
Window - Treatment All: 1
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Balcony: 1
Patio Covered: 1
Accounting: 1
Business Center: 1
Community Room: 1
Dumpster: 1
Exercise Room: 1
Game Room: 1
Gated Community: 1
Ground Keeping: 1
Insurance: 1
Management: 1
Trash Disposal: 1
TV Cable: 1
City Street: 1
Comm/Own/Maint: 1
Gated Access: 1
Paved Road: 1
Additional Parking: 1
Garage Attached: 1
Basketball Court: 1
Community Room: 1
Exercise Room: 1
Game Room: 1
Gated Community: 1
Security-24 hour: 1
Dog Park: 1
Pickle Ball: 1
Recreation Facilities: 1
Sidewalks: 1
Living Room: 1
Primary Bedroom: 1
TV Cable: 1
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Ceiling Fan(s): 1
Central Air: 1
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tub - Jetted: 1
MBath Walk-In Closet: 1
MBed Balcony: 1
MBed First Floor: 1
Building Security: 1
Fire Alarm: 1
Gated Community: 1
Secured Garage/Parking: 1
Security Gate: 1
Smoke Detector(s): 1
Accessibility Features: Therapeutic Whirlpool
Appliances: Dishwasher; Disposal; Dryer; Microwave; Range - Electric; Range Hood; Refrigerator; Washer; Water Heater - Electric
Cooling: Ceiling Fan(s); Central Air
Exterior: Balcony; Patio Covered
Association Fees Include: Accounting; Business Center; TV Cable; Community Room; Dumpster; Exercise Room; Game Room; Gated Community; Insurance; Irrigation; Ground Keeping; Management; Pest Control; Pool; Security; Theater; Trash Disposal; Water
Financing: Cash; Conventional; VA
Lot Access: City Street; Comm/Own/Maint; Gated Access; Paved Road; Private Road
Pool Features: Fenced; Inground; Spa/ Hot Tub; Waterfall
Security Features: Building Security; Fire Alarm; Gated Community; Secured Garage/Parking; Security Gate; Smoke Detector(s)
Parking Features: Additional Parking; Garage Attached; Gated
Other Structures: Pool House
Association Amenities: Basketball Court; Community Room; Dog Park; Exercise Room; Game Room; Gated Community; Pickle Ball; Recreation Facilities; Security-24 hour; Sidewalks; Whirlpool; Theater
Rooms: Balcony; Bedroom; Living Room; Primary Bedroom
Utilities: TV Cable; Electricity - Connected; Public Sewer - Connected; Public Water - Connected
| Room Name | Level | Dimensions | Length | Width |
| Primary Bedroom | First | 13 x 13 | 13.00 | 13.00 |
| Bedroom | First | 13 x 11 | 13.00 | 11.00 |
| Balcony | First | 21 x 7 | 21.00 | 7.00 |
| Living Room | First | 18 x 15 | 18.00 | 15.00 |
Listing Office: Watersound Real Estate
Last Updated: September - 20 - 2026
Information deemed reliable but not guaranteed.