8700 Front Beach Road 1212, Panama City Beach, FL 32407 (MLS# 797019)


$279,900
8700 Front Beach Road 1212
Panama City Beach, FL 32407
MLS# 797019
2 beds  |  3 baths  |  1325 sqft


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Property Description
A $10,000 FLEX CASH incentive makes this Island Reserve condo an opportunity you won't want to miss! The seller's Flex Cash may be used toward a price reduction, closing costs and fees, or an interest rate buydown. Welcome to 8700 Front Beach Road, Unit 1212-a spacious 2-bedroom, 2.5-bath condo with 1,325 square feet in the gated Island Reserve community. Set on the second floor in a highly convenient location, this unit has no neighboring condo on one side, offering a little extra privacy. Inside, the open-concept layout brings the kitchen, dining area, and living room together in a bright, welcoming space made for relaxing or entertaining. Both bedrooms are private suites with generous closet space, and the half bath is perfectly positioned for guests. Open the doors to your large private balcony from the living room or either bedroom and enjoy the easygoing coastal breeze. Monthly HOA dues include access to the community amenities and several services, including accounting and management, pest control, cable TV, dumpster service, Wi-Fi, water, and sewer. Residents can also enjoy the pool, fitness area, community room, game room, gated access, and tennis courts-all included with the HOA dues. Make the most of Island Reserve's resort-style amenities: a lagoon-style pool with waterfalls and a splash pad, fitness center, indoor basketball and pickleball courts, clubhouse, game room, and more. The beach is approximately 1.5 miles away, with Panama City Beach dining, shopping, and entertainment nearby. Whether you're looking for a full-time home, a beach getaway, or an investment opportunity, this inviting condo offers the space, location, and lifestyle to make it your own.

Details
Maps
General Property Info
Floor Number: 2
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 1325
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Accessory Dwelling Unit: No
Lot Dimensions: 0*0
New Construction: No
Garage Y/N: No
Covered Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 3
Year Built: 2008
Contract Info
List Price/SqFt: 211.25
Status: Active
List Date: 2026-10-27
List Price: $279,900
Current Price: $279,900
Location
Unit #: 1212
Sub Area: 0320 - Beach - Middle Central
Community/Resort: None
Waterfront: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From Hathaway travel West bound to 2nd light St, veer left Hwy 30, travel South towards Beaches for about 1.2 miles, you will see Island Reserve on the right hand side.
Area: 03 - Bay County - Beach
Street #: 8700
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32407
County: Bay
Subdivision: Island Reserve
Parcel ID: 40001-100-024
Legal Description: ISLAND RESERVE 31 3S 15W TYPE B-U BLDG 1 UNIT 1212 MAP 57C4 ORB 3018 P 563 2BR 2.5B 1325 H&C ORB 3179 P 1843 145 BALC
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 2166.52
HOA Frequency: Quarterly
HOA Annual Amount: 8666.08
New Buyer Fee: Yes
Last Taxes: 952.36
Last Tax Year: 2026
Brokerage Interest: No Interest
As Is: No
Condo Doc: Yes
Remarks & Misc
Remarks: A $10,000 FLEX CASH incentive makes this Island Reserve condo an opportunity you won't want to miss! The seller's Flex Cash may be used toward a price reduction, closing costs and fees, or an interest rate buydown. Welcome to 8700 Front Beach Road, Unit 1212-a spacious 2-bedroom, 2.5-bath condo with 1,325 square feet in the gated Island Reserve community. Set on the second floor in a highly convenient location, this unit has no neighboring condo on one side, offering a little extra privacy. Inside, the open-concept layout brings the kitchen, dining area, and living room together in a bright, welcoming space made for relaxing or entertaining. Both bedrooms are private suites with generous closet space, and the half bath is perfectly positioned for guests. Open the doors to your large private balcony from the living room or either bedroom and enjoy the easygoing coastal breeze. Monthly HOA dues include access to the community amenities and several services, including accounting and management, pest control, cable TV, dumpster service, Wi-Fi, water, and sewer. Residents can also enjoy the pool, fitness area, community room, game room, gated access, and tennis courts-all included with the HOA dues. Make the most of Island Reserve's resort-style amenities: a lagoon-style pool with waterfalls and a splash pad, fitness center, indoor basketball and pickleball courts, clubhouse, game room, and more. The beach is approximately 1.5 miles away, with Panama City Beach dining, shopping, and entertainment nearby. Whether you're looking for a full-time home, a beach getaway, or an investment opportunity, this inviting condo offers the space, location, and lifestyle to make it your own.
Dining Room
First: 1
Association Fees Include
Accounting: 1
Community Room: 1
Dumpster: 1
Exercise Room: 1
Gated Community: 1
Ground Keeping: 1
Internet-WiFi: 1
Management: 1
Pest Control: 1
Pool: 1
Sewer: 1
TV Cable: 1
Water: 1
Furnished
Unfurnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Access
Paved Road: 1
Parking Features
Parking Garage: 1
Association Amenities
Basketball Court: 1
Business Center: 1
Community Room: 1
Dumpster: 1
Exercise Room: 1
Game Room: 1
Gated Community: 1
Pool: 1
Tennis: 1
Rooms
Bedroom: 1
Dining Room: 1
Full Bathroom: 1
Half Bathroom: 1
Kitchen: 1
Living Room: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Full Bathroom
First: 1
Half Bathroom
First: 1
Bedroom
First: 1
Security Features
Gated Community: 1
Property Features
Full Bathroom: First
Half Bathroom: First
Bedroom: First
Association Fees Include: Accounting; TV Cable; Community Room; Dumpster; Exercise Room; Gated Community; Internet-WiFi; Ground Keeping; Management; Pest Control; Pool; Sewer; Water
Furnished: Unfurnished
Kitchen: First
Living Room: First
Lot Access: Paved Road
Dining Room: First
Security Features: Gated Community
Parking Features: Parking Garage
Association Amenities: Basketball Court; Business Center; Community Room; Dumpster; Exercise Room; Game Room; Gated Community; Pool; Tennis
Rooms: Bedroom; Dining Room; Full Bathroom; Half Bathroom; Kitchen; Living Room
Utilities: TV Cable; Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Room Information
Room Name Level Dimensions Length Width
KitchenFirst9 x 149.0014.00
Dining RoomFirst11 x 1111.0011.00
Living RoomFirst15 x 1815.0018.00
BedroomFirst13 x 1313.0013.00
Full BathroomFirst13.75 x 8.7513.758.75
BedroomFirst11 x 1311.0013.00
Full BathroomFirst13.75 x 6.513.756.50
Half BathroomFirst8.75 x 48.754.00

Listing Office: Dalton Wade Inc

Last Updated: October - 26 - 2026

Information deemed reliable but not guaranteed.