8700 Front Beach Road 1105, Panama City Beach, FL 32407 (MLS# 791072)

List Price/SqFt: 198.79

Status: Active

List Date: 2026-06-09

List Price: $212,900

Current Price: $212,900

Unit #: 1105

Sub Area: 0320 - Beach - Middle Central

Community/Resort: None

Waterfront: No

Elementary School: Breakfast Point

Middle School: Breakfast Point

High School: Arnold

Directions: From Panama City Beach Parkway turn south on Allison Ave. Turn left into the side entrance of Island Reserve and park in the first parking garage you see. Building 1 is on the left.

Area: 03 - Bay County - Beach

Street #: 8700

Street Name: Front Beach

Street Suffix: Road

State: FL

Zip Code: 32407

County: Bay

Subdivision: Island Reserve

Parcel ID: 40001-100-005

Legal Description: ISLAND RESERVE 31 3S 15W TYPE A-D BLDG 1 UNIT 1105 MAP 57C4 1BR 1B 1071 H&C ORB 3018 P 563 121 BALC ORB 4305 P 2187

Floor Number: 1

Design: Low-Rise (1-3 floors)

Apx SqFt(Htd/Cooled): 1071

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: Condo

New Construction: No

Garage Y/N: No

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 1

Full Baths: 1

Total Baths: 1

Year Built: 2008

HOA Fee: Yes

HOA Amount: 1448

HOA Frequency: Quarterly

HOA Annual Amount: 5792

New Buyer Fee: No

Last Taxes: 2464.36

Last Tax Year: 2025

Brokerage Interest: No Interest

Township: Panama City Bea

Condo Doc: Yes

Remarks: Affordable luxury meets everyday vacation living at Island Reserve--without the constant rotation of tourists as neighbors. This highly sought-after residential community is loved for its peaceful atmosphere, resort-style amenities, and true neighborhood feel. Residents enjoy a vibrant Social Club with community events, a spectacular one-acre lagoon-style pool with two waterfalls, indoor basketball court/pickleball space, state-of-the-art fitness center, game room, and gated security. Located just 1.4 miles from the sugar-white sands of Panama City Beach and minutes from the Hathaway Bridge, Island Reserve offers the perfect blend of tranquility and convenience. With no short-term rentals allowed, you can enjoy a quiet residential setting year-round. The complex is also approved for FHA and VA financing. Located on the first floor, this beautifully designed condo offers covered parking, easy access to amenities, and no waiting on elevators. Inside, you'll find an open, airy living space with 10-foot ceilings and abundant natural light. The kitchen features newer stainless steel appliances, a large granite island, and beautiful cabinetry. The layout flows seamlessly to a spacious private patio, perfect for relaxing outdoors. The generous bedroom opens to a well-appointed bathroom with a walk-in closet, double vanities, and glass shower. A bonus room provides flexibility for an office, bunk room, den, or guest space. A newer washer and dryer are also included for added convenience. The seller is offering a $2,000 concession at closing with an acceptable offer, which may be used toward new flooring or closing costs at the buyer's discretion. Whether you're searching for a full-time residence or a refined coastal escape, this Island Reserve condo delivers comfort, convenience, and resort-style living every day at an easy to afford price. Schedule your private tour today.

First: 1

First: 1

Gunite Concrete: 1

Inground: 1

Waterfall: 1

Dishwasher: 1

Dryer: 1

Oven - Electric: 1

Refrigerator: 1

Washer: 1

Ceiling - Raised: 1

Kitchen Island: 1

Lighting - Track: 1

Patio Covered: 1

Community Room: 1

Conference Center: 1

Exercise Room: 1

Game Room: 1

Gated Community: 1

Ground Keeping: 1

Insurance: 1

Internet-WiFi: 1

Picnic Area: 1

Pool: 1

Recreational Faclty: 1

Trash Disposal: 1

TV Cable: 1

Water: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Bonus Room: 1

Bunk Room: 1

First: 1

First: 1

Parking Garage: 1

Community Room: 1

Elevators: 1

Exercise Room: 1

Game Room: 1

Gated Community: 1

Picnic Area: 1

Pool: 1

Sidewalks: 1

Bunk Room: 1

Dining Room: 1

Kitchen: 1

Living Room: 1

TV Cable: 1

Electricity - Connected: 1

Garbage: 1

Internet - Broadband Available: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Ceiling Fan(s): 1

Central Air: 1

Central: 1

MBath Double Vanity: 1

MBath Shower Only: 1

MBath Walk-In Closet: 1

Gated Community: 1