8700 Front Beach Road 1105, Panama City Beach, FL 32407 (MLS# 791072)

Floor Number: 1

Design: Low-Rise (1-3 floors)

Apx SqFt(Htd/Cooled): 1071

Construction Status: Construction Complete

SqFt Source: Prop App Site

Accessory Dwelling Unit: No

Lot Dimensions: Condo

New Construction: No

Garage Y/N: No

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 1

Full Baths: 1

Total Baths: 1

Year Built: 2008

List Price/SqFt: 172.74

Status: Active

List Date: 2026-06-09

List Price: $185,000

Current Price: $185,000

Unit #: 1105

Sub Area: 0320 - Beach - Middle Central

Community/Resort: None

Waterfront: No

Elementary School: Breakfast Point

Middle School: Breakfast Point

High School: Arnold

Directions: From Panama City Beach Parkway turn south on Allison Ave. Turn left into the side entrance of Island Reserve and park in the first parking garage you see. Building 1 is on the left.

Area: 03 - Bay County - Beach

Street #: 8700

Street Name: Front Beach

Street Suffix: Road

State: FL

Zip Code: 32407

County: Bay

Subdivision: Island Reserve

Parcel ID: 40001-100-005

Legal Description: ISLAND RESERVE 31 3S 15W TYPE A-D BLDG 1 UNIT 1105 MAP 57C4 1BR 1B 1071 H&C ORB 3018 P 563 121 BALC ORB 4305 P 2187

HOA Fee: Yes

HOA Amount: 1448

HOA Frequency: Quarterly

HOA Annual Amount: 5792

New Buyer Fee: No

Last Taxes: 2464.36

Last Tax Year: 2025

Brokerage Interest: No Interest

Township: Panama City Bea

Condo Doc: Yes

Remarks: Affordable luxury, resort-style amenities, and a true sense of community come together at Island Reserve--one of Panama City Beach's most desirable residential condo communities. Here, you can enjoy the feeling of being on vacation every day without the constant turnover of short-term renters. Island Reserve offers much more than beautiful amenities--it offers a lifestyle. The active Social Club makes it easy to meet neighbors and become part of the community, with annual celebrations for Cinco de Mayo, the Fourth of July, Labor Day, and Thanksgiving. Residents can also enjoy game nights, monthly ladies' luncheons, ''dive-in'' movies at the pool, complimentary water aerobics twice a week, daily pickleball, and other activities throughout the year. At the heart of the community is the spectacular one-acre lagoon-style pool with two waterfalls, creating your own private resort just steps from home. Additional amenities include an indoor basketball and pickleball court, state-of-the-art fitness center, game room, beautifully maintained grounds, and gated security. Best of all, Island Reserve offers this impressive array of amenities with HOA fees that are lower than many comparable condo communities. The location is equally appealing. You're just 1.4 miles from the sugar-white beaches and emerald waters of Panama City Beach, while the nearby Hathaway Bridge provides convenient access to Panama City. Restaurants, shopping, entertainment, golf, boating, and everything that makes coastal living special are just minutes away. And because short-term rentals are not permitted, Island Reserve maintains the peaceful, residential atmosphere that makes it such a wonderful place to call home. The community is also approved for FHA and VA financing, providing additional purchasing options. This beautifully designed first-floor condo makes everyday living especially convenient with covered parking, easy access to the community amenities, and no waiting for elevators. Step inside to an open and inviting interior featuring 10-foot ceilings, abundant natural light, and a spacious floor plan. The kitchen is designed for both everyday living and entertaining, with newer stainless steel appliances, beautiful cabinetry, granite countertops, and a large island overlooking the living area. From there, the space flows naturally to a generous private patio--the perfect place for morning coffee, an evening cocktail, or simply enjoying the Florida lifestyle. The spacious bedroom connects to a well-appointed bath featuring double vanities, a glass-enclosed shower, and a walk-in closet. A versatile bonus room adds even more value and can easily serve as a home office, den, bunk room, hobby room, or additional guest space. A newer washer and dryer are also included. Whether you're looking for a comfortable full-time residence or an affordable coastal retreat, this Island Reserve condo gives you the opportunity to enjoy resort-style living, an active community, and the Panama City Beach lifestyle every day--without the resort price tag. Come see why so many residents love calling Island Reserve home. Schedule your private showing today!

First: 1

First: 1

Gunite Concrete: 1

Inground: 1

Waterfall: 1

Dishwasher: 1

Dryer: 1

Oven - Electric: 1

Refrigerator: 1

Washer: 1

Ceiling - Raised: 1

Kitchen Island: 1

Lighting - Track: 1

Patio Covered: 1

Community Room: 1

Conference Center: 1

Exercise Room: 1

Game Room: 1

Gated Community: 1

Ground Keeping: 1

Insurance: 1

Internet-WiFi: 1

Picnic Area: 1

Pool: 1

Recreational Faclty: 1

Trash Disposal: 1

TV Cable: 1

Water: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Bonus Room: 1

Bunk Room: 1

First: 1

First: 1

Parking Garage: 1

Community Room: 1

Elevators: 1

Exercise Room: 1

Game Room: 1

Gated Community: 1

Picnic Area: 1

Pool: 1

Sidewalks: 1

Bunk Room: 1

Dining Room: 1

Kitchen: 1

Living Room: 1

TV Cable: 1

Electricity - Connected: 1

Garbage: 1

Internet - Broadband Available: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Ceiling Fan(s): 1

Central Air: 1

Central: 1

MBath Double Vanity: 1

MBath Shower Only: 1

MBath Walk-In Closet: 1

Gated Community: 1