8645 Sand Dollar Drive, Panama City Beach, FL 32413 (MLS# 793975)


$405,900
8645 Sand Dollar Drive
Panama City Beach, FL 32413
MLS# 793975
2 beds  |  2 baths  |  1315 sqft


Camellia Front Porch 8645 SDD
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Property Description
CAMELLIA COTTAGE in Phase 6BC of Latitude Margaritaville Watersound -- if a private cottage setting is high on your wish list, you may have found your spot. Some homes are about upgrades. Some are about location. This one gives you both, but what may surprise you most is the privacy. Sit down on the front screened porch and look around. You can't even see another home. While preparing this description from that very porch, I didn't see another person the entire time. Just trees, peace and quiet, and privacy that's difficult to find with a cottage. You may catch some morning sunshine, but by lunchtime the porch settles into shade for the rest of the day. Add a comfortable chair, something cold to drink, and your four-legged sidekick, and you may not want to go inside. Eventually, though, you should -- because that's where the surprises begin. This Camellia is almost like a game of hide-and-seek. The owners added custom touches throughout. Customized walls, clever storage and little extras appear around every corner. Open doors and pull out drawers -- there's always another surprise waiting. The kitchen features custom cabinetry, beautiful countertops, designer backsplash, upgraded electric stove tastefully done. Open the lower cabinets and you'll discover pull-out shelving that makes everything easy to reach. And whatever you do, check out the pantry. There's a hidden surprise waiting for you. The upgrades continue with beautiful flooring, cabinetry and countertops, custom lighting and ceiling fans. Metal storm shutters are also included to help protect the windows when needed. The laundry room features aftermarket cabinetry for additional storage, and the refrigerator, washer and dryer may also remain with the home. Then there is the garage -- because apparently they weren't finished upgrading yet. You'll find an upgraded epoxy-coated floor, ceiling fan and other extras that make this more than a place to park the golf cart. And then there is *Phase 6BC.* This location gives you privacy without putting you far from the action. Flip Flop Square, with green space, tiki-style pavilions, grills and neighborhood gatherings, is nearby. When you're ready for the bigger party, Latitude Town Square and the community's multimillion-dollar amenity complex are just a short golf cart ride away. Here's something people who don't live here may not realize: from Phase 6, take the community pathway into Phase 4 and continue toward the amenity center without traveling along West Bay Parkway. It's one of those little conveniences that becomes a pretty big deal once you live here -- grab the golf cart and go. And where exactly are you going? Maybe it's Fins Up! Fitness Center, pickleball with friends, the resort-style Paradise Pool, indoor lap pool, dinner and drinks, or live music at Town Square. There are walking and biking trails, tennis, a dog park, clubs, activities and community events. Around here, filling your calendar isn't difficult. Leaving yourself a free afternoon might be. The convenience outside the community continues to grow. The new Publix-anchored commercial area along Highway 79 is no longer just something on a drawing -- Publix is under construction and the walls are going up. Just a few miles down the road, construction on the new hospital is visibly moving forward. And when the beach starts calling, the white sand and emerald waters of Panama City Beach are approximately seven miles away, as well as other popular Northwest Florida destinations within easy reach. But here's the funny thing about this Camellia: after spending an afternoon on that private, shaded porch, you might not be in much of a hurry to go anywhere. Privacy when you want it. Margaritaville when you don't. That's a pretty good way to live. Bring the flip-flops. Bring the golf cart. And definitely check the pantry. Welcome home to your Camellia Cottage in Phase 6BC.

Details
Maps
General Property Info
Acreage: 0.09
Design: Florida Cottage
Lot Size (SqFt): 3920
Apx SqFt(Htd/Cooled): 1315
Construction Status: Construction Complete
SqFt Source: Builders Plans
Accessory Dwelling Unit: No
Lot Dimensions: 42.0 ft x 100.0 ft
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Attached Single Unit
Bedrooms: 2
Full Baths: 2
Total Baths: 2
Year Built: 2025
Contract Info
List Price/SqFt: 308.67
Status: Active
List Date: 2026-08-13
List Price: $405,900
Current Price: $405,900
Location
Sub Area: 0411 - Bay North - West Bay
Community/Resort: None
Waterfront: No
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From Highway 79 turn West on W. Bay Parkway. Turn left on beachcomber Boulevard. Turn left on parrot place turn right on Sand Dollar Drive. Home is on left.
Area: 04 - Bay County - North
Street #: 8645
Street Name: Sand Dollar
Street Suffix: Drive
State: FL
Zip Code: 32413
County: Bay
Subdivision: Latitude at Watersound
Parcel ID: 32503-650-154
Legal Description: Lot 6277, Latitude at Watersound Area 1 Phase 6B & 6C, according to the map or plat thereof, as recorded in Plat Book 30, Page(s) 80 to 88, of the Public Records of Bay County, Florida
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 340.82
HOA Frequency: Monthly
HOA Annual Amount: 4089.84
Senior Community: Yes
New Buyer Fee: Yes
New Buyer Fee Amt: 2600
New Buyer Fee Paid: $
Last Taxes: 572.96
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: CAMELLIA COTTAGE in Phase 6BC of Latitude Margaritaville Watersound -- if a private cottage setting is high on your wish list, you may have found your spot. Some homes are about upgrades. Some are about location. This one gives you both, but what may surprise you most is the privacy. Sit down on the front screened porch and look around. You can't even see another home. While preparing this description from that very porch, I didn't see another person the entire time. Just trees, peace and quiet, and privacy that's difficult to find with a cottage. You may catch some morning sunshine, but by lunchtime the porch settles into shade for the rest of the day. Add a comfortable chair, something cold to drink, and your four-legged sidekick, and you may not want to go inside. Eventually, though, you should -- because that's where the surprises begin. This Camellia is almost like a game of hide-and-seek. The owners added custom touches throughout. Customized walls, clever storage and little extras appear around every corner. Open doors and pull out drawers -- there's always another surprise waiting. The kitchen features custom cabinetry, beautiful countertops, designer backsplash, upgraded electric stove tastefully done. Open the lower cabinets and you'll discover pull-out shelving that makes everything easy to reach. And whatever you do, check out the pantry. There's a hidden surprise waiting for you. The upgrades continue with beautiful flooring, cabinetry and countertops, custom lighting and ceiling fans. Metal storm shutters are also included to help protect the windows when needed. The laundry room features aftermarket cabinetry for additional storage, and the refrigerator, washer and dryer may also remain with the home. Then there is the garage -- because apparently they weren't finished upgrading yet. You'll find an upgraded epoxy-coated floor, ceiling fan and other extras that make this more than a place to park the golf cart. And then there is *Phase 6BC.* This location gives you privacy without putting you far from the action. Flip Flop Square, with green space, tiki-style pavilions, grills and neighborhood gatherings, is nearby. When you're ready for the bigger party, Latitude Town Square and the community's multimillion-dollar amenity complex are just a short golf cart ride away. Here's something people who don't live here may not realize: from Phase 6, take the community pathway into Phase 4 and continue toward the amenity center without traveling along West Bay Parkway. It's one of those little conveniences that becomes a pretty big deal once you live here -- grab the golf cart and go. And where exactly are you going? Maybe it's Fins Up! Fitness Center, pickleball with friends, the resort-style Paradise Pool, indoor lap pool, dinner and drinks, or live music at Town Square. There are walking and biking trails, tennis, a dog park, clubs, activities and community events. Around here, filling your calendar isn't difficult. Leaving yourself a free afternoon might be. The convenience outside the community continues to grow. The new Publix-anchored commercial area along Highway 79 is no longer just something on a drawing -- Publix is under construction and the walls are going up. Just a few miles down the road, construction on the new hospital is visibly moving forward. And when the beach starts calling, the white sand and emerald waters of Panama City Beach are approximately seven miles away, as well as other popular Northwest Florida destinations within easy reach. But here's the funny thing about this Camellia: after spending an afternoon on that private, shaded porch, you might not be in much of a hurry to go anywhere. Privacy when you want it. Margaritaville when you don't. That's a pretty good way to live. Bring the flip-flops. Bring the golf cart. And definitely check the pantry. Welcome home to your Camellia Cottage in Phase 6BC.
Status Change Info
Sold Price/SqFt: 307.98
Sold Price/Acre: 4500000
Association Fees Include
BBQ Pit/Grill: 1
Exercise Room: 1
Gated Community: 1
Ground Keeping: 1
Picnic Area: 1
Pool: 1
Recreational Faclty: 1
Tennis: 1
Irrigation: 1
Furnished
Unfurnished: 1
Rooms
Bedroom: 1
Primary Bedroom: 1
Showing
ShowingTime: 1
Utilities
Electricity - Connected: 1
Natural Gas - Connected: 1
Internet - Fiber Optic: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Underground Utilities: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Property Features
Primary Bedroom: First
Bedroom: First
Association Fees Include: BBQ Pit/Grill; Exercise Room; Gated Community; Irrigation; Ground Keeping; Picnic Area; Pool; Recreational Faclty; Tennis
Furnished: Unfurnished
Rooms: Bedroom; Primary Bedroom
Showing: ShowingTime
Utilities: Electricity - Connected; Internet - Fiber Optic; Natural Gas - Connected; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Room Information
Room Name Level Dimensions Length Width
Primary BedroomFirst12.83 x 12.1712.8312.17
BedroomFirst12.75 x 11.1712.7511.17

Listing Office: Watersound Real Estate

Last Updated: August - 14 - 2026

Information deemed reliable but not guaranteed.