8618 Surf Drive 208, Panama City Beach, FL 32408 (MLS# 793632)

Floor Number: 2

Design: Low-Rise (1-3 floors)

Apx SqFt(Htd/Cooled): 576

Construction Status: Construction Complete

SqFt Source: Prop App Site

# of Stories in Building: 2

Accessory Dwelling Unit: No

Lot Dimensions: 0x0

New Construction: No

Garage Y/N: No

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 1

Full Baths: 1

Total Baths: 1

Year Built: 1982

List Price/SqFt: 433.85

Status: Active

List Date: 2026-08-05

List Price: $249,900

Current Price: $249,900

Unit #: 208

Sub Area: 0323 - Beach - South of Grand Lagoon

Community/Resort: None

Waterfront: No

Elementary School: Breakfast Point

Middle School: Breakfast Point

High School: Arnold

Directions: Head south on Joan Avenue across Thomas Dr. Continue straight as Joan Ave. becomes Surf Dr. Continue east on Surf Dr. until you see Ocean Terrace Condominium. The property will be on the left or north side of Surf Dr.

Area: 03 - Bay County - Beach

Street #: 8618

Street Name: Surf

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Ocean Terr. Condo.

Parcel ID: 30464-300-000

Legal Description: Attached - Exhibit A

Homestead: No

HOA Fee: Yes

HOA Amount: 1621.88

HOA Frequency: Quarterly

HOA Annual Amount: 6487.52

New Buyer Fee: No

Last Taxes: 2119.35

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Condo Doc: Yes

Remarks: Welcome to Ocean Terrace Condominiums! This adorable second-floor, one-bedroom, one-bath condo is located directly across the street from the Gulf of Mexico and offers beautiful Gulf views. The open-concept floor plan features a spacious breakfast bar with ample counter space for meal preparation, a pantry, and a dining area perfect for enjoying your morning coffee or evening meal. The living area includes a convenient Murphy bed, providing additional sleeping accommodations. Tile flooring extends throughout the main living areas, while the bedroom is carpeted. The bathroom features a walk-in shower. Recent improvements include the replacement of all exterior windows with tinted, hurricane-rated windows, along with a new front entry door. Community amenities include a Gulf-front swimming pool and a covered picnic pavilion overlooking the beach. Restaurants, local attractions, shopping, and entertainment are all just a short walk away, while St. Andrews State Park is only minutes away for boating, fishing, kayaking, hiking, and exploring one of the area's most scenic coastal parks. Whether you're looking for a private beach retreat or a vacation rental opportunity, this turn-key ready condo offers beautiful Gulf views and a location that's just steps from the sugar-white sands of Panama City Beach.

First: 1

Inground: 1

Microwave: 1

Range - Electric: 1

Refrigerator: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Floor - Tile: 1

Pantry: 1

Window - Treatment All: 1

Insurance: 1

Pest Control: 1

Pool: 1

Sewer: 1

TV Cable: 1

Water: 1

Cash: 1

Conventional: 1

Furnished: 1

Floor - Carpet: 1

First: 1

First: 1

Paved Road: 1

Parking Lot: 1

Paved: 1

Pavilion/Gazebo: 1

Pool: 1

Bedroom: 1

Dining Room: 1

Full Bathroom: 1

Kitchen: 1

Living Room: 1

TV Cable: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Gulf: 1

As Is: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

MBath Shower Only: 1

Smoke Detector(s): 1