8618 Surf Drive 202
Panama City Beach, FL 32408
MLS# 797302
1 baths | 448 sqft
Property DescriptionWhat are you waiting for 202 Ocean Terrace studio ,beach side is ready for a new owner .With queen bed and pull out sofa this little studio sleeps 4 easy. Low rise building makes this a great complex. Park and walk straight upstairs .Check out the pool beach side .Relax by the pool and listen to the waves roll in .Ocean terrace is a great central location off Thomas Drive to several restaurants ,amusement parks, shopping and the World Famous Tootsie's Orchid's Lounge within walking distance .
Floor Number: 2
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 448
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Accessory Dwelling Unit: No
Lot Dimensions: xx
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Full Baths: 1
Total Baths: 1
Year Built: 1982
List Price/SqFt: 421.88
Status: Active
List Date: 2026-11-02
List Price: $189,000
Unit #: 202
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From Joan ave go straight across at Thomas Dr surf drive curves around and 202 Ocean Terrace on Beach side to your right . From east on Thomas drive Take a right at the red light at Sugar Beach onto Surf Dr .Ocean Terrace 202 beach side on the right .
Area: 03 - Bay County - Beach
Street #: 8618
Street Name: Surf
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Ocean Terr. Condo.
Parcel ID: 30464-240-000
Legal Description: OCEAN TERRACE CONDO APT 202 (EFFICENCY) ORB 877 P 680 1B EFF ORB 3677 P 1777
Homestead: No
HOA Fee: Yes
HOA Amount: 1100
HOA Frequency: Quarterly
HOA Annual Amount: 4400
New Buyer Fee: No
Last Taxes: 1691.35
Last Tax Year: 2026
Brokerage Interest: No Interest
As Is: Yes
Remarks: What are you waiting for 202 Ocean Terrace studio ,beach side is ready for a new owner .With queen bed and pull out sofa this little studio sleeps 4 easy. Low rise building makes this a great complex. Park and walk straight upstairs .Check out the pool beach side .Relax by the pool and listen to the waves roll in .Ocean terrace is a great central location off Thomas Drive to several restaurants ,amusement parks, shopping and the World Famous Tootsie's Orchid's Lounge within walking distance .
Gunite Concrete: 1
Inground: 1
Microwave: 1
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Floor - Tile: 1
Window - Treatment All: 1
Family Room: 1
Full Bathroom: 1
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Electric: 1
Wall Unit(s): 1
Appliances: Microwave; Oven - Electric; Range - Electric; Refrigerator
Cooling: Electric; Wall Unit(s)
Association Fees Include: Accounting; TV Cable; Dumpster; Pest Control; Pool; Sewer; Water
Financing: Cash; Conventional
Pool Features: Gunite Concrete; Inground
Parking Features: Parking Lot; Paved
Association Amenities: BBQ Pit/Grill; Beach; Dumpster; Pool; Waterfront
Rooms: Family Room; Full Bathroom; Kitchen
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
| Room Name | Level | Dimensions | Length | Width | Remarks |
| Family Room | First | 16 x 16 | 16.00 | 16.00 | Studio open plan |
| Kitchen | First | 8 x 8 | 8.00 | 8.00 | |
| Full Bathroom | First | 6 x 8 | 6.00 | 8.00 | |
Listing Office: Berkshire Hathaway HomeServices Beach Properties of Florida
Last Updated: November - 03 - 2026
Information deemed reliable but not guaranteed.