8618 Surf Drive 202, Panama City Beach, FL 32408 (MLS# 797302)


$189,000
8618 Surf Drive 202
Panama City Beach, FL 32408
MLS# 797302
1 baths  |  448 sqft


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20261102_101008 20261102_101120 Ocean Terrace 20261102_100919 20261102_100149 20261102_100613 20261102_100153 20261102_100157 20261102_100204 Unit 202 second Floor

Property Description
What are you waiting for 202 Ocean Terrace studio ,beach side is ready for a new owner .With queen bed and pull out sofa this little studio sleeps 4 easy. Low rise building makes this a great complex. Park and walk straight upstairs .Check out the pool beach side .Relax by the pool and listen to the waves roll in .Ocean terrace is a great central location off Thomas Drive to several restaurants ,amusement parks, shopping and the World Famous Tootsie's Orchid's Lounge within walking distance .

Details
Maps
General Property Info
Floor Number: 2
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 448
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Accessory Dwelling Unit: No
Lot Dimensions: xx
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Full Baths: 1
Total Baths: 1
Year Built: 1982
Contract Info
List Price/SqFt: 421.88
Status: Active
List Date: 2026-11-02
List Price: $189,000
Current Price: $189,000
Location
Unit #: 202
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From Joan ave go straight across at Thomas Dr surf drive curves around and 202 Ocean Terrace on Beach side to your right . From east on Thomas drive Take a right at the red light at Sugar Beach onto Surf Dr .Ocean Terrace 202 beach side on the right .
Area: 03 - Bay County - Beach
Street #: 8618
Street Name: Surf
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Ocean Terr. Condo.
Parcel ID: 30464-240-000
Legal Description: OCEAN TERRACE CONDO APT 202 (EFFICENCY) ORB 877 P 680 1B EFF ORB 3677 P 1777
Listing Info, Tax and Legal
Homestead: No
HOA Fee: Yes
HOA Amount: 1100
HOA Frequency: Quarterly
HOA Annual Amount: 4400
New Buyer Fee: No
Last Taxes: 1691.35
Last Tax Year: 2026
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Remarks & Misc
Remarks: What are you waiting for 202 Ocean Terrace studio ,beach side is ready for a new owner .With queen bed and pull out sofa this little studio sleeps 4 easy. Low rise building makes this a great complex. Park and walk straight upstairs .Check out the pool beach side .Relax by the pool and listen to the waves roll in .Ocean terrace is a great central location off Thomas Drive to several restaurants ,amusement parks, shopping and the World Famous Tootsie's Orchid's Lounge within walking distance .
Family Room
First: 1
Pool Features
Gunite Concrete: 1
Inground: 1
Appliances
Microwave: 1
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Interior Features
Floor - Tile: 1
Window - Treatment All: 1
Association Fees Include
Accounting: 1
Dumpster: 1
Pest Control: 1
Pool: 1
Sewer: 1
TV Cable: 1
Water: 1
Financing
Cash: 1
Conventional: 1
Furnished
Furnished: 1
Kitchen
First: 1
Lot Features
Waterfront: 1
Lot Access
County Road: 1
Parking Features
Parking Lot: 1
Paved: 1
Association Amenities
BBQ Pit/Grill: 1
Beach: 1
Dumpster: 1
Pool: 1
Waterfront: 1
Rooms
Family Room: 1
Full Bathroom: 1
Kitchen: 1
Utilities
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Sale Type
As Is: 1
Full Bathroom
First: 1
Waterfront Type
Gulf: 1
Cooling
Electric: 1
Wall Unit(s): 1
Heating
Electric: 1
Property Features
Appliances: Microwave; Oven - Electric; Range - Electric; Refrigerator
Full Bathroom: First
Cooling: Electric; Wall Unit(s)
Heating: Electric
Association Fees Include: Accounting; TV Cable; Dumpster; Pest Control; Pool; Sewer; Water
Financing: Cash; Conventional
Furnished: Furnished
Kitchen: First
Lot Features: Waterfront
Lot Access: County Road
Family Room: First
Pool Features: Gunite Concrete; Inground
Parking Features: Parking Lot; Paved
Association Amenities: BBQ Pit/Grill; Beach; Dumpster; Pool; Waterfront
Rooms: Family Room; Full Bathroom; Kitchen
Sale Type: As Is
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Gulf
Waterview: Gulf
Room Information
Room Name Level Dimensions Length Width Remarks
Family RoomFirst16 x 1616.0016.00Studio open plan
KitchenFirst8 x 88.008.00
Full BathroomFirst6 x 86.008.00

Listing Office: Berkshire Hathaway HomeServices Beach Properties of Florida

Last Updated: November - 03 - 2026

Information deemed reliable but not guaranteed.